Full-Time

Home Equity Specialist

Posted on 12/19/2024

Goodleap

Goodleap

501-1,000 employees

Sustainable home solutions marketplace with payment technology

Energy
Fintech
Social Impact
Consumer Goods

Compensation Overview

$28.84Hourly

+ Bonus

Junior, Mid

Roseville, CA, USA

This position requires onsite presence in West Roseville, CA.

Category
Commercial Banking
Finance & Banking
Requirements
  • 2+ years of experience as a loan officer, preferably with HELOC expertise
  • Bachelor's degree in finance, business or related field preferred
  • Strong communication, sales, and relationship building skills
  • Proficiency with loan origination/processing software systems
  • Knowledge of lending guidelines, laws and regulations
  • Ability to multi-task and prioritize in a fast-paced environment
  • Detail-oriented with strong documentation and problem-solving abilities
Responsibilities
  • Meet and exceed assigned loan production goals and targets; Maintain pipeline management reports and forecast future opportunities
  • Prospect for new HELOC customers through inbound call campaigns
  • Educate customers on HELOC products and eligibility requirements
  • Gather financial documents and process loan applications
  • Evaluate applications based on credit worthiness, income verification, asset valuation, etc.
  • Present completed packages for underwriting approval
  • Coordinate closings with settlement agents and title companies
  • Ensure compliance with all applicable lending laws and regulations
  • Participate in continued education and training as required;
  • Perform other duties as assigned

GoodLeap provides a marketplace for sustainable home solutions, connecting homeowners with professionals who specialize in eco-friendly home improvements. Their platform simplifies the purchasing process by offering a single point of sale technology that allows users to explore various upgrade options and choose flexible payment plans that suit their budgets. Unlike many competitors, GoodLeap focuses specifically on sustainability and partners with over 18,000 professionals across the country to ensure a wide range of services. The company's goal is to help homeowners make environmentally friendly upgrades while saving money, and they also contribute to sustainable energy projects through their partnership with GivePower, donating a portion of their revenue with each transaction.

Company Stage

Debt Financing

Total Funding

$778.2M

Headquarters

Roseville, California

Founded

2003

Growth & Insights
Headcount

6 month growth

4%

1 year growth

14%

2 year growth

30%
Simplify Jobs

Simplify's Take

What believers are saying

  • GoodLeap closed a $470 million securitization in August 2023, boosting financial stability.
  • The company raised $800 million to expand in a $430-billion-per-year market.
  • AI-driven energy management systems are gaining traction, aligning with GoodLeap's offerings.

What critics are saying

  • Increased competition could pressure GoodLeap's market share and pricing strategies.
  • Rising interest rates may reduce demand for GoodLeap's financing solutions.
  • Direct-to-consumer sales by manufacturers could bypass GoodLeap's marketplace model.

What makes Goodleap unique

  • GoodLeap offers a seamless point-of-sale technology for sustainable home upgrades.
  • The platform provides flexible payment options for a wide range of sustainable products.
  • GoodLeap partners with over 18,000 professionals, enhancing its marketplace reach.

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