Full-Time

Director – Lending & Deposits Compliance

Posted on 5/9/2026

LendingClub

LendingClub

1,001-5,000 employees

Online P2P lender matching borrowers, investors

Compensation Overview

$148k - $230k/yr

+ Equity + Bonus

San Francisco, CA, USA + 2 more

More locations: New York, NY, USA | Lehi, UT, USA

Hybrid

In-office Tue–Thu required; hybrid work model.

Category
Legal & Compliance (1)
Required Skills
Risk Management
Requirements
  • 10+ years of experience in compliance, internal audit, or risk management within a regulated banking environment; including 6+ years of experience in people management
  • You understand how to apply AI to complex, high-stakes work - not just for efficiency, but to unlock better outcomes and you set a high bar for responsible use
  • Bachelor’s degree in a related field; or equivalent work experience
  • Experience working at a large bank and/or fintech strongly preferred
  • Deep knowledge of federal consumer compliance and consumer protection regulations, including ECOA, TISA, Regulation Z, Regulation DD, and related state laws
  • Demonstrated experience managing regulatory exams and regulatory interactions
  • Strong leadership skills with experience managing teams across varying levels of experience
  • Comfortable operating in a fast-paced, dynamic environment while managing multiple priorities
  • Proven ability to influence decisions and drive change through credible challenge
  • Experience working within a Compliance Management System
  • CRCM or similar certification preferred
Responsibilities
  • Provide compliance oversight and independent challenge for Consumer Lending and Deposit products
  • Lead and develop the Product Compliance Advisory team supporting Lending and Deposits
  • Help define and mature the Compliance Risk Management Program (CRMP) and system of controls
  • Develop and maintain enterprise compliance policies reflecting applicable laws, regulations, and regulatory expectations
  • Partner with first-line business leaders to design and implement compliant processes, procedures, and controls
  • Advise on new products, product changes, and initiatives by identifying compliance risks and ensuring appropriate mitigation
  • Provide ongoing oversight to identify, assess, and remediate compliance risks and issues
  • Support strategic priorities, risk assessments, regulatory change management, compliance monitoring and testing, training, issues management, consumer complaints, and third-party oversight
  • Collaborate with compliance testing teams to assess coverage and enhance ongoing risk monitoring and testing
  • Prepare and present reporting on compliance program health and material regulatory risks to senior leadership
  • Serve as a primary point of contact for regulatory exams and compliance audits, leading remediation and corrective action efforts
  • Coordinate with other compliance leaders to assess enterprise compliance risks and control effectiveness
  • Lead, mentor, and develop compliance staff to strengthen regulatory expertise and support career growth
Desired Qualifications
  • Experience working at a large bank and/or fintech strongly preferred
  • CRCM or similar certification preferred

LendingClub operates an online lending platform that connects borrowers with individual investors in a peer-to-peer market, funding personal loans, small business loans, and auto refinancing. Borrowers apply on the platform and are evaluated based on credit history and financial factors; approved loans are funded when investors purchase notes that represent parts of the loan. The company earns origination fees from borrowers and service fees from investors, deriving revenue from both loan initiation and ongoing servicing. The goal is to provide accessible credit and investor opportunities through a scalable marketplace that pairs funding needs with capital.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2006

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 delivered $2.7B originations, 31% YoY growth, $67M pre-tax profit.
  • Wisetack partnership accesses 40,000 contractors for home improvement loans.
  • Analysts forecast $1.3B revenue and $269M earnings by 2028.

What critics are saying

  • Pagaya erodes personal loan share with AI underwriting in 12-24 months.
  • Upstart captures prime borrowers from DTC channel within 6-12 months.
  • Charge-offs normalize to 5%, eroding 60.4% margins in 6-12 months.

What makes LendingClub unique

  • LendingClub pioneered P2P lending with SEC-registered notes since 2007.
  • LCX platform offers API access, dynamic pricing, and same-day loan settlements.
  • Happen Bank rebrand leverages 40% superior underwriting vs peers over five years.

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Your Connections

People at LendingClub who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Unlimited Paid Time Off

Parental Leave

Hybrid Work Options

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Mar 23rd, 2026
LendingClub shares jump 5.9% on 4.15% CD rate and easing US–Iran tensions

LendingClub shares rose 5.9% this week after the digital lender launched a competitive 8-month certificate of deposit offering 4.15% APY, whilst broader financial stocks gained on reports of easing US-Iran tensions. The company's hybrid digital bank and marketplace model projects $1.3 billion in revenue and $269.5 million in earnings by 2028, requiring earnings growth of approximately $195.5 million from current levels of $74 million. Some analysts estimate fair value at $24.20, representing 65% upside from current prices. Whilst the headline-grabbing CD rate could help attract depositors and support balance sheet growth, the company remains exposed to risks around competition in personal loans and potential credit normalisation in its unsecured lending portfolio.

Bloom Credit
Mar 19th, 2026
Bloom Credit wins "Banking Infrastructure Software of the Year" Award.

Bloom Credit wins "Banking Infrastructure Software of the Year" Award. Bloom Credit Inc. is proud to announce today that Bloom Credit was named the winner of the "Banking Infrastructure Software of the Year" award as part of the 2026 FinTech Breakthrough Awards program. This annual awards program highlights companies making significant progress in financial services through technology. This year's program received over 4,500 nominations from around the globe, recognizing solutions that are reshaping everything from digital banking to lending and payments. Bloom Credit was selected for its role in building the infrastructure that powers modern credit data experiences. Through its platform, including the Bloom+ API, Bloom Credit Inc. provide scalable, API-driven systems that allow financial institutions to integrate credit-building and reporting directly into their existing products and workflows. "Winning Banking Infrastructure Software of the Year is a strong validation of the work we're doing to modernize credit data," said Christian Widhalm, CEO of Bloom Credit. "We've focused on building infrastructure that helps financial institutions move faster and deliver better outcomes for consumers, and it's exciting to see that work recognized at this level." At Bloom Credit, its mission has always been to simplify access to credit data and help financial institutions deliver more impactful, consumer-first products. This win underscores the importance of modern, flexible infrastructure in enabling banks, credit unions, and fintechs to better serve their customers while navigating an increasingly complex data landscape. Bloom Credit Inc. is honored to be recognized alongside companies like Mastercard, Fiserv, Capital One, and LendingClub as part of this year's FinTech Breakthrough Awards, and to be included among a broader group of organizations shaping the future of financial services. As the industry continues to invest in digital transformation, the underlying credit data layer remains a critical area for innovation. By modernizing how payment data is permissioned, furnished, and reported, Bloom is helping institutions unlock new capabilities while maintaining control of the customer experience. Bloom Credit Inc. is grateful to its clients and partners who trust Bloom Credit Inc. to be part of their stack, and Bloom Credit Inc. is excited to continue building solutions that support the next generation of financial services. Stay tuned, Bloom Credit Inc. can't wait to share what comes next! March 19, 2026

Yahoo Finance
Feb 27th, 2026
US wholesale inflation rises 0.5% in January, triggering sell-off in financial stocks

US stocks fell after January's Producer Price Index showed wholesale inflation rose 0.5%, significantly above the 0.3% consensus forecast. Year-over-year, the index increased 2.9%. The unexpectedly high reading suggests persistent inflationary pressures and has dampened investor optimism for near-term Federal Reserve interest rate cuts. The central bank is less likely to lower borrowing costs whilst inflation remains elevated. Financial services stocks were particularly impacted. Jefferies fell 10.4%, Interactive Brokers dropped 6.1%, and Evercore declined 6.5%. LendingClub tumbled 11.1%, whilst PROG fell 5.7%. The shift in expectations for monetary policy triggered a broad market sell-off as traders adjusted to the possibility of interest rates remaining higher for longer.

Yahoo Finance
Feb 26th, 2026
LendingClub beats Pagaya as better fintech bet despite rival's AI-driven loan model

Pagaya Technologies, an AI-powered fintech platform, reached profitability in 2025, posting net income of $81.4 million compared with a $401.4 million loss in 2024. Revenue grew 26.1% year over year, whilst adjusted EBITDA rose 76.3%. The company's capital-light model connects banks and fintech firms through its AI network, spreading risk across personal loans, auto loans and point-of-sale financing. However, Pagaya's management guidance signals slower near-term expansion due to tighter underwriting standards. Despite improving fundamentals, analysts favour LendingClub over Pagaya, citing LC's hybrid bank-backed lending model, which delivers steadier earnings and stronger cash flow visibility at a lower valuation. LendingClub reported 33% growth in loan originations and 23% revenue growth in 2025.

Ohio Statewide Development Corporation
Feb 18th, 2026
Borrower Spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro

Borrower spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro. | borrower spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro | / |. Published February 18, 2026 Ownership transitions can open the door to new growth when structured strategically. Nayosha Hospitality LLC provides a strong example of how the right financing solution can support long-term stability and operational efficiency. About Nayosha Hospitality. Nayosha Hospitality LLC owns and operates the Quality Inn in Streetsboro, Ohio, located in Portage County. The 8,000 square foot hotel sits on two acres and includes 54 rooms. Originally acquired by three partners in September 2021, the ownership group later executed a purchase agreement allowing one owner to acquire 100 percent ownership. The hotel was fully renovated in 2017, with additional repairs and improvements completed in 2022 under current ownership. Today, the property is in like-new condition and benefits from strong regional demand. Demand generators include: * Kent State University * Blossom Music Center * Akron-Canton Airport * Cleveland Hopkins International Airport * Aurora Outlets Supporting a partner buyout with SBA 504 financing. OSDC partnered with LendingClub Bank to secure an SBA 504 loan that enabled the partner buyout and transition to full ownership. This financing structure allowed the business to: * Complete a smooth ownership transition * Increase operational efficiency * Retain all existing jobs * Create two new jobs By supporting the ownership transition, the SBA 504 structure helped position Nayosha Hospitality for continued growth in a competitive hospitality market. Strengthening local business through strategic financing. Partner buyouts require careful structuring to protect business stability. This project demonstrates how collaboration between borrower, lender, and OSDC can help facilitate smooth transitions while preserving jobs and strengthening the local economy. Ohio Statewide Development Corporation is proud to have partnered with LendingClub Bank and Nayosha Hospitality to support this next chapter of growth.