Full-Time

Associate Insurance State Product Manager

Confirmed live in the last 24 hours

Deadline 7/19/25
AAA Club Alliance

AAA Club Alliance

No salary listed

Senior, Expert

No H1B Sponsorship

New Mexico, USA + 45 more

More locations: Washington, USA | Kansas, USA | Pennsylvania, USA | Oregon, USA | Delaware, USA | Iowa, USA | California, USA | Washington, DC, USA | Texas, USA | Montana, USA | Jackson Township, NJ, USA | Florida, USA | Waterbury, CT, USA | Nevada, USA | South Carolina, USA | South Dakota, USA | Georgia, USA | Arizona, USA | Concord, NH, USA | Mississippi, USA | Tennessee, USA | Virginia, USA | Arkansas, USA | Minnesota, USA | Colorado, USA | Nebraska, USA | Rhode Island, USA | Utah, USA | Kentucky, USA | West Virginia, USA | New York, NY, USA | Maryland, USA | Wisconsin, USA | Maine, USA | Massachusetts, USA | North Carolina, USA | Oklahoma, USA | Missouri, USA | Ohio, USA | Indiana, USA | Louisiana, USA | Michigan, USA | Illinois, USA | Alabama, USA | Idaho, USA

Remote

Remote anywhere in the United States with exceptions for Hawaii and Alaska.

Category
Product Management
Product
Required Skills
Data Science
Product Management
Financial analysis
Requirements
  • Bachelor's degree in related area (finance, marketing, business, or a related field) or an equivalent combination of education and experience.
  • 10+ years of related work experience with 5+ years of relevant work experience in the personal lines P&C insurance industry.
  • Prior experience related to state product management in analytical, product specialist, or market generation roles or other related functions (e.g., pricing, product strategy and development, or data science) required.
  • Advanced strategic and business acumen.
  • Excellent oral and written communication skills, with the ability to create and deliver effective presentations. Ability to influence without direct authority.
  • Thorough knowledge of the P&C insurance industry, products, marketplace, competitive landscape, and pricing.
  • In-depth product management expertise.
  • Advanced understanding of financial drivers of profitability and a proven ability to develop and sustain profitability-based product and marketing strategies.
  • Consultative leadership orientation. Advanced negotiation skills and the ability to influence seasoned and senior-level internal and external parties. Coaches and mentors more junior team members.
  • Advanced knowledge and proficiency in change management concepts and practices, with demonstrated success in motivating and influencing others at all levels while driving towards results.
Responsibilities
  • Strategizes, builds, and executes product plans for assigned markets, ensuring compliance. Consults VP State Product to drive clarity of business strategies and operating objectives for products in assigned states.
  • Influence overall strategy and business plans for associated clubs, defining where, how, and when to compete (customer segments, product mix, geography, value proposition, pricing, distribution channels, and product features).
  • Develops product specifics for assigned markets, covering design, pricing, policy development, compliance, and operational planning/budget.
  • Works closely with partner clubs and distribution partners to ensure product performance, proper execution, and strategic product distribution (investment and tactics).
  • Utilizes advanced knowledge of current products and future enhancements to make recommendations to the Product Strategy and Development team and develop market introduction plans.
  • Uses sound analysis to find efficient ways of adapting countrywide initiatives to thrive in local market when necessary and develops appropriate product/underwriting modifications with sound analysis.
  • Develops, implements, and manages tactical plans in support of sales strategies for all personal lines insurance products in territory.
  • Collaborates with a team of analyst(s) and Product Specialists, empowering them and holding them accountable. Oversees and coordinates product development, delivery, and analysis for assigned markets. Monitors all aspects of product performance, including close ratio, retention, quality of the book of business, club and agent satisfaction, and other distribution channel satisfaction with state products. Reviews claims trends to achieve loss ratio targets.
  • Maintains market-specific competitive intelligence and trend analyses. Stays abreast of competitor strategies and activities as well as regulatory/legislative processes.
  • Ensures alignment within and across functions and communicates results throughout the organization.
  • Drive strategy and advocate for state specific needs, partnering on rate and non-rate action to address indication, gain strategic alignment, and ensure compliance.
  • Proactively build relationships with DOIs and create productive lines of communication to ensure successful product filings that are in line with DOI requirements.
  • Some travel required for high impact relationship building opportunities with partners.
Desired Qualifications
  • Advanced degree, CPCU designation or Actuarial designations preferred.
  • Shows respect for differences through excellent communication skills with people from an array of backgrounds.
  • Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects).
  • Champions our cultural norms (e.g., willing to have cameras on when it matters: helping onboard new team members, building relationships, etc.).
  • Demonstrates a company ownership mindset, thinking beyond boundaries of their own area.
  • Travels as needed for role, including enterprise meetings, divisional / team meetings, and other in-person meetings.
  • Fulfills business needs, which may include investing extra time, helping other teams, etc.

Company Size

N/A

Company Stage

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Total Funding

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Headquarters

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Founded

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