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Senior Manager, Regional Commerical Bank - Underwriting & Portfolio Management
Posted on 6/14/2022
INACTIVE
Locations
Houston, TX, USA • Dallas, TX, USA • Plano, TX, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Leadership
Management
Research
Requirements
  • Bachelor's Degree or Military Experience
  • At least 5 years of experience in credit underwriting or at least 5 years of experience in portfolio management or at least 5 years of experience in asset management
Responsibilities
  • Lead due diligence process and calls; evaluate industry research to draw relevant conclusions on material strengths, risks, and mitigants
  • Assist less experienced team members in financial statement analysis and cash flow analysis
  • Prepare and review financial models independently
  • Coordinate with deal team on appropriate structuring options or overrides to financial models
  • Write and prepare all parts of the credit approval document; may review work of less experienced members of the team; begin to take a leadership role in conversations with internal partners
  • Oversee closing process requirements; review closing memo
  • Prepare term sheets, commitment letters and fee letters with minimal guidance; understand majority of provisions of all credit documents and can provide rationale; begin to negotiate credit docs with guidance
  • Drive overall deal process and lead communication with internal and external constituents; constructively improve deal process
  • Delegate spreading and risk ratings to analysts or contractor teams
  • Prepare and/or review pricing models independently; understand drivers for pricing model outputs and consider areas for increasing returns
  • Manage a portfolio of accounts independently; review and monitor portfolio accounts' health and performance against expectations; drive customer retention
  • Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists
  • Complete annual reviews and both material and non-material modifications independently and on time
  • Facilitate and leads quarterly portfolio reviews
  • Ensure compliance with credit policies and procedures for existing accounts
  • Respond to requests from all internal and external stakeholders
  • Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
  • Build relationships across function and business to foster collaboration between partner groups
  • Interact directly with customers to cultivate strong relationships while balancing risk and return
  • Mentor and train rotational analysts and new hires
  • Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Desired Qualifications
  • Bachelor's Degree in Accounting, Finance, or other relevant fields
  • 7+ years of experience in credit underwriting or portfolio or asset management
  • Previous leadership (informal or formal) experience with deal teams or analysts
Capital One

10,001+ employees

Sixth largest bank and financial service provider
Company Overview
Capital One was founded on the belief that no one should be locked out of the financial system. Their deep commitment to financial inclusion is reflected in their business, community partnerships, philanthropy, and most importantly, support for customers. Capital One is on a mission to change banking for good.
Benefits
  • Medical, Dental, & Vision coverage
  • Onsite Health Centers
  • Prescription saving with network of local pharmacies
  • Stock Purchase Plan
  • Education Assistance
  • 401(k)
  • Flexible Spending Accounts
  • Life and Disability insurance
  • Generous paid time off + corporate & floating holidays
  • Registered dieticians on site, cooking classes and free virtual fitness classes
  • Employee Assistance Program
Company Values
  • Creating financial tools that enrich lives
  • Building thriving communities
  • Advocating for an inclusive society
  • Do the Right Thing