Full-Time

Bankruptcy Specialist

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Junior, Mid

Evansville, IN, USA

Position requires on-site presence in Evansville, IN.

Category
Risk Management
Finance & Banking
Required Skills
Customer Service
Data Analysis
Requirements
  • High School / GED Diploma
  • 2 years of call center or administrative experience
  • Strong phone, negotiation and problem-solving skills
  • Quick thinker and creative research skills
  • Ability to maintain confidentiality with sensitive information
Responsibilities
  • Handle incoming calls from branch personnel, customers, and external vendors to resolve inquiries
  • Handle Trustee remittances, including balance procedures
  • Process bankruptcy notices, discharges, dismissals, reaffirmations and/or file proof of claims
  • Perform preliminary research on unidentified payments
  • Uses independent judgment to make surface decisions and resolve some situations
  • Analyzes customer and branch needs/requests and makes a determination as to the best method of resolving those issues
  • Provides analysis on unidentified payments, misapplied payments, as well as system rejects
  • Will communicate with customers, OneMain Team Members (branch, central servicing, headquarters), vendors, credit reporting agencies, attorneys and banking institutions
  • Effectively navigate systems & accurately document accounts
  • Research & resolve inquiries from internal/external customer or authorized third party
  • Process accounts requiring special handling

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady capital flow for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Simplify Jobs

Simplify's Take

What believers are saying

  • Digital lending platforms expand OneMain's reach and streamline operations.
  • Alternative data for credit scoring can expand OneMain's nonprime customer base.
  • Partnerships with fintechs offer innovation opportunities for OneMain's service offerings.

What critics are saying

  • Increased competition from fintechs may erode OneMain's market share.
  • Rising interest rates could reduce demand for OneMain's loans.
  • Executive share sales may indicate concerns about OneMain's future performance.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for nonprime consumers, a niche market segment.
  • The company offers both secured and unsecured loans, providing flexible financial solutions.
  • OneMain's Springleaf Funding Trust platform enhances capital flow through loan securitization.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

401(k) Company Match

Employee Stock Purchase Plan

Tuition Reimbursement

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Volunteer Time