Full-Time

Commercial Relationship Manager 3

Updated on 7/21/2026

Huntington Bancshares

Huntington Bancshares

10,001+ employees

Banking services: personal, commercial, wealth management

Compensation Overview

$102k - $208k/yr

+ Incentive Compensation Plan

Chicago, IL, USA

In Person

On-site in Chicago, Illinois. Flexible work arrangements vary by team.

Category
Finance & Banking (1)

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Requirements
  • Bachelors degree in Finance/Accounting/Economics or banking/finance experience
  • 6+ years of commercial lending experience
Responsibilities
  • Originate, analyze, structure and close profitable loan transactions.
  • Participate with more senior Relationship Managers on larger loans, and stay informed regarding the status of loans in the department.
  • Maintain and confirm credit worthiness of customers.
  • Gather, review and track appropriate documentation from applicants.
  • Make decisions on loans and terms if within own lending limits.
  • Participate in the underwriting of loan requests for new and existing customers.
  • Due diligence would include verifying financial information provided, analyzing financial statements, conducting credit checks and assuring loan meets all policy and regulatory requirements.
  • Serve existing accounts, review quarterly, semi-annual and annual findings for compliance and credit determination.
  • Recognize issues; early problem recognition, remedial management and appropriate coordination with workout is an important part of on-going portfolio management.
  • Engage and provide direction to stakeholders including attorneys, accountants, consultants, appraisers, title companies, and necessary government agencies to ensure successful transactions.
  • Provide guidance and direction to bank’s internal support personnel to ensure proper and accurate completion of loan transactions and day to day operational requirements.
  • Promote and cross-sell other bank products and services as appropriate to customer requirements.
  • Cross-sell banking services including business checking and treasury management products, and refer business or property owners to the branches for consumer deposit and loan products.
  • Keep management fully informed on all key factors of the bank, the portfolio, client relationships, and the competitive environment.
  • Performs all other duties as assigned.
Desired Qualifications
  • Prior experience in negotiating, structuring, and closing complex commercial loan transactions.
  • Strong analytical and credit skills.
  • A high level of interpersonal and sales skills are necessary to compete effectively, present proposals to client, and recommend loan transactions to bank senior management.
  • Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
  • MBA in Finance or Accounting
  • 8+ years of middle market lending experience
  • Thorough knowledge of underwriting guidelines
  • Prior experience underwriting complex commercial credits
  • Legal documentation experience
  • Knowledge of SBA and other similar government guarantee programs
  • Strong analytical, interpersonal and organizational skills
  • Highly developed oral and written communications and presentation skills
Huntington Bancshares

Huntington Bancshares

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Huntington National Bank offers a broad set of financial services for individuals and businesses, including personal banking (checking, savings, credit cards, mortgages) and business banking for small to mid-sized firms and nonprofits, plus wealth management and insurance. Its products work through a mix of loans, mortgages, investment advisory, and card services, with customer access via branches, ATMs, and online/mobile banking. The bank differentiates itself by emphasizing long-term relationships and a comprehensive suite of personal, commercial, and wealth-management products supported by both physical locations and digital platforms. Its goal is to be a trusted, full-service financial partner that helps clients manage money, grow assets, and protect their financial well-being over time.

Company Size

10,001+

Company Stage

IPO

Headquarters

Columbus, Ohio

Founded

1866

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 net interest income surged 33% year-over-year to $1.9 billion
  • Cadence acquisition expanded operations into 21 states with significant Texas commercial banking scale
  • Non-interest income rose 38% year-over-year to $682 million driven by capital markets and payments growth

What critics are saying

  • Michigan branch closures accelerating digital disintermediation with 60–75% probability in 6–12 months
  • 37% surge in credit loss provisions exposing commercial real estate to rising defaults with high impact
  • Fifth Third Bank expanding to 227 Michigan branches post-Comerica acquisition threatening branch dominance

What makes Huntington Bancshares unique

  • Michigan branch network remains largest at 286 locations despite closing 13 branches
  • Hybrid growth model delivers 80% of new digital customers within five miles of a branch
  • Equity research platform launched for REITs and utilities with senior analysts Rob Stevenson and Michael Gaugler

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Benefits

Health Insurance

Wellness Program

Life Insurance

Disability Insurance

Paid Vacation

Paid Sick Leave

Paid Holidays

Hybrid Work Options

Flexible Work Hours

Company News

Corp! Magazine
Jul 14th, 2026
Huntington Bank closing 13 Michigan branches.

Huntington Bank closing 13 Michigan branches. July 14, 2026 Huntington Bank is closing 13 branches across Michigan - including some metro Detroit locations - multiple outlets reported Monday. In a statement, Huntington officials said the decision was part of "regular review." "Huntington Bank regularly reviews its distribution network and makes adjustments to ensure we have the right mix of branches, ATMs and digital banking to meet our customers' evolving needs," the bank said in the statement. "This review includes branch openings, renovations and, in some instances, closures and consolidations." Most of the branches being eliminated will close Aug. 28; the Troy West and Traverse City locations are scheduled to close in November, according to the company. The Detroit News reported the bank pointed out that each branch being consolidated has another Huntington location within about 10 minutes. Huntington did not specify what factors led to the decision. The bank also did not say whether the closures would result in layoffs, according to The News. Huntington said it will make efforts to place impacted employees into other roles within the company. Following the closures, Huntington said it will continue operating 286 branches statewide, maintaining its position as the bank with the largest branch network in Michigan. The Detroit Free Press reported that Fifth Third Bank will have the second-largest bank branch network in the state with 227 locations, once it finishes closing 75 branches as part of its recent acquisition of Comerica Bank. JPMorgan Chase is No. 3 in Michigan with 173 branches, according to the latest reported figures from the Federal Deposit Insurance Corp. Huntington Bank previously closed nearly 200 Michigan branches as part of its acquisition in 2021 of Detroit-based TCF Financial Corp.

MVA Pulse
Jul 6th, 2026
Nexamp secures $106M financing for 20 community solar projects across four US states

Nexamp has secured a $106 million five-year financing facility led by First Citizens Bank to support 20 operating community solar projects across New York, Illinois, Maine, and Massachusetts. Huntington Bank and Siemens Financial Services also participated in the deal. The financing is backed by cash flows from Nexamp's existing community solar assets. This follows a $200 million credit facility Nexamp secured in April from Nuveen Energy Infrastructure Credit. The transaction highlights growing institutional confidence in distributed solar assets as stable, long-term investments. By securing debt against operating projects, developers can recycle capital to fund new developments. Nexamp plans to use the freed-up capital to reinvest in new solar projects, expanding its community solar footprint whilst providing cost savings to households, small businesses, and municipalities.

Sangamon Sun
Jun 9th, 2026
Huntington Bank opens first branch in Kernersville, expanding Carolinas presence.

Huntington Bank opens first branch in Kernersville, expanding Carolinas presence. The Huntington National Bank announced on June 9 the opening of its first branch in Kernersville, North Carolina, as part of its continued expansion across North and South Carolina. Located at 250 E. Mountain St., the new full-service branch is Huntington's fourth in North Carolina's Triad area and marks the bank's tenth full-service location in the Carolinas. The move aligns with Huntington's strategy to open approximately 55 branches throughout the region. "We are proud to now be serving the Carolinas with 10 full-service branches as we continue to strengthen Huntington's presence in the region," said Trent Holland, regional president for North Carolina and South Carolina. "With the opening of our Kernersville branch, we have expanded our branch network across the Carolinas to eight markets, deepening our commitment to our local customers and communities." The Kernersville location offers a range of banking services including drive-thru teller lanes and a drive-up ATM. Other Triad area branches include two locations in Winston-Salem and one in Greensboro, all opened this year. Chris Bryan, Triad market president, said, "Huntington continues to grow across the Triad, and Kernersville is an important part of that investment. We are excited to open this branch and look forward to supporting the continued success of the Kernersville community and the Triad." Last year saw Huntington launch its expansion into both states with new branches in Spartanburg (South Carolina) and Charlotte (North Carolina), followed by openings in Charleston and Greenville (South Carolina) as well as Raleigh (North Carolina). This regional growth is part of a broader strategy that also included mergers earlier this year with Cadence Bank and Veritex Community Bank. Huntington Bancshares Incorporated is headquartered in Columbus, Ohio, with $285 billion in assets. Founded in 1866, it operates over 1,400 branches across 21 states offering various banking products for individuals through large organizations. PR Newswire collaborates with over 500,000 media outlets globally; it operates across more than 170 countries with support for distribution services such as press release delivery through newsrooms and influencers, according to the official website.

Business Wire
Apr 7th, 2026
FCPT Announces New Seven-Year $200 Million Term Loan Facility

Four Corners Property Trust (NYSE:FCPT), a real estate investment trust primarily engaged in the ownership and acquisition of high-quality, net-leased restau...

Insider Monkey
Apr 4th, 2026
Morgan Stanley cuts Huntington Bancshares (HBAN) target as bank stocks face macro pressure.

Morgan Stanley cuts Huntington Bancshares (HBAN) target as bank stocks face macro pressure. Published on april 4, 2026 at 12:46 am by vardah gill in news. Huntington Bancshares Incorporated (NASDAQ:HBAN) is included among the 15 Cheapest Stocks with Highest Dividends. On March 31, Morgan Stanley lowered its price recommendation on Huntington Bancshares Incorporated (NASDAQ:HBAN) to $21 from $23. It reiterated an Overweight rating on the shares. The analyst noted that the median bank stock in its coverage has declined about 5% over the past 30 days. This pullback was tied to concerns around the ongoing Middle East conflict and its potential impact on economic growth and inflation. There were also worries linked to private credit headlines. In response, the firm reduced price targets across the group by roughly 9% on average, reflecting lower valuation multiples as risk in the broader environment increased. During the company's Q4 2025 earnings call, management said it expects net interest income to grow around 10% to 13% in 2026. This outlook is supported by projected loan growth of 11% to 12% and deposit growth of 8% to 9%. They also expect fee revenues to increase between 13% and 16%. At the same time, core expenses are projected to rise about 10% to 11%. Baseline operating leverage is estimated at roughly 150 to 200 basis points. Management added that the guidance already includes cost synergies from Veritex being fully realized by Q2, and from Cadence by Q4. Cadence is expected to contribute between $1.85 billion and $1.9 billion in net interest income, along with about $300 million in fee revenue for the year. On credit quality, net charge-offs are projected to range between 25 and 35 basis points. Losses are expected to come in at the lower end early in the period. They also highlighted ongoing investment in digital capabilities and continued expansion across new and existing markets. Management said that the current 2026 outlook for Huntington's stand-alone growth in net interest income, assets, deposits, and fees generally comes in above 2025 levels. Huntington Bancshares Incorporated (NASDAQ:HBAN) is a regional bank holding company. Through its main subsidiary, Huntington National Bank, and its affiliates, the company provides a broad range of services. These include banking, payments, wealth management, and risk management solutions for consumers, small and mid-sized businesses, corporations, municipalities, and other organizations. While we acknowledge the risk and potential of HBAN as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than HBAN and that has 10,000% upside potential, check out our report about this cheapest AI stock.