Full-Time

Treasury Management Officer

Business Banking

Updated on 9/3/2026

UMB

UMB

5,001-10,000 employees

Regional bank offering diversified financial services

Compensation Overview

$57.8k - $109.5k/yr

+ Annual incentive pay + 401(k) matching

Kansas City, MO, USA + 1 more

More locations: Overland Park, KS, USA

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Sales
Computer Networking
Word/Pages/Docs
Excel/Numbers/Sheets

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Requirements
  • At least 3 years of banking experience.
  • At least 2 years of experience selling or supporting commercial or treasury services.
  • Ability to prospect, network, and influence at various levels within a company and with clients.
  • Ability to partner across lines of business and with clients.
  • Knowledge of treasury management products and services, corporate cards, and their impacts on clients' cash-flow processes.
  • Knowledge of credit and operational risks, with the ability to identify and alert the team to potential exposure.
  • Knowledge of market and industry trends.
  • Effective written and verbal communication skills.
  • Proficiency in Microsoft Word, Excel, and PowerPoint.
Responsibilities
  • Build rapport and partner with business banking relationship officers and others to identify, target, and build opportunities for treasury management solutions that meet or exceed established referral, sale, and cross-sale revenue goals.
  • Manage the pipeline for accuracy.
  • Maintain a clear understanding of the bank's products and services to provide maximum support to prospects and clients.
  • Identify market dynamics and communicate new products, services, and trends to management.
  • Serve current and prospective clients by identifying working-capital and cash-flow opportunities, positioning bank products and services to enhance client efficiencies, and driving fee-income generation for the bank.
  • Support product lines including liquidity, receivables, payables, and fraud-protection services.
  • Demonstrate services to prospects through personal meetings or coordinated, multi-product sales presentations when appropriate.
  • Represent Treasury Management in internal and external settings and build brand awareness.
  • Attend sales meetings and contribute as appropriate.
  • Perform other duties as assigned.
Desired Qualifications
  • A bachelor's degree.
  • Certified Treasury Professional certification.
  • Certified Cash Management certification.

UMB provides a range of banking, asset management, and financial services to individuals and businesses. The company operates by offering traditional bank accounts, loans, and investment tools through physical branches and digital platforms to help clients manage and grow their money. Unlike many large national banks, UMB focuses on maintaining a strong local presence and high levels of community involvement to build long-term customer loyalty. Its goal is to provide dependable financial solutions that support the growth and stability of the communities and clients it serves.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Kansas City, Missouri

Founded

1913

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue hit $778.0 million, up 12.9%, with 20.3% ROTCE.
  • Commercial loans grew 22% and nonperforming loans improved to 31 basis points in Q2 2026.
  • Denver Cherry Creek flagship and blockchain fund-servicing wins strengthen market share and client stickiness.

What critics are saying

  • Heartland acquisition accretion fades through 2026, exposing slower net interest income growth.
  • HTLF integration strain and higher salaries, deferred compensation, and office builds pressure 2027 returns.
  • A 2027 credit cycle shock or failed integration erases merger gains and freezes growth momentum.

What makes UMB unique

  • UMB runs $250 billion custody with 19% year-over-year growth as of March 2026.
  • UMB combines commercial banking with fund services and institutional custody across fee-heavy businesses.
  • UMB’s June 2026 Corastone and iCapital integrations modernize alternatives servicing before rivals finish onboarding.

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Benefits

Paid Time Off

401(k) Company Match

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Health Savings Account/Flexible Spending Account

Adoption Assistance

Employee Assistance Program

Fitness Reimbursement

Tuition Reimbursement

Associate Wellbeing Program

Associate Emergency Fund

Growth & Insights and Company News

Headcount

6 month growth

9%

1 year growth

9%

2 year growth

9%
Yahoo Finance
Aug 31st, 2026
UMB Financial CFO sells 2,000 shares worth $300K, retains $4.8M stake

Shankar Ram, chief financial officer of UMB Financial, sold 2,000 shares of the company on 17 August 2026, according to a SEC Form 4 filing. The transaction was valued at approximately $303,220, based on a weighted average sale price of $151.61 per share. The sale reduced Ram's direct ownership by 6%. He continues to hold 30,389 shares directly and 1,702 shares indirectly through a 401K plan and Employee Stock Ownership Plan. Following the transaction, Ram's total beneficial interest in UMB Financial is valued at approximately $4.8 million, based on the closing share price of $151.95 on 17 August 2026. UMB Financial operates as the holding company for UMB Bank, providing commercial banking services including loans, credit cards, and specialised financing solutions.

Yahoo Finance
Aug 24th, 2026
UMB Financial beats Q2 revenue estimates by 3.9% with $759.8M in strong quarter

UMB Financial reported Q2 revenues of $759.8 million, up 15.1% year on year, exceeding analyst expectations by 3.9%. The Kansas City-based financial holding company also beat earnings per share and net interest income estimates. Chairman and CEO Mariner Kemper attributed the strong results to solid loan growth, exceptional asset quality, and continued strength in fee income-generating businesses, including monetisation of investments in the private investment division. The company's stock remained flat following the earnings announcement and currently trades at $145.14. UMB Financial, with roots dating back to 1913, provides banking, asset management, and fund services to commercial, institutional, and individual customers. The regional banks sector reported mixed Q2 results overall, with the 94 tracked companies meeting revenue consensus estimates on average.

Yahoo Finance
Jul 29th, 2026
UMB Financial reports $271.8M Q2 net income with 12.6% annualised loan growth and 16.3% dividend increase

UMB Financial reported Q2 net income of $271.8 million, or $3.56 per diluted share, driven by strong loan growth, higher fee income and investment gains. The company achieved an operating return on tangible common equity of 20.3%. Average loans rose at a 12.6% annualised rate from Q1, with commercial and industrial loans growing nearly 22%. CEO Mariner Kemper attributed the expansion to market-share gains across regions and sectors. Credit quality remained solid, with net charge-offs at 16 basis points of average loans whilst nonperforming loans improved to 31 basis points from 38 basis points in Q1. Management expects stable core net interest margin in Q3 and positive operating leverage for 2026. UMB raised its quarterly dividend 16.3% to $0.50 per share.

Yahoo Finance
Jun 29th, 2026
UMB Financial posts strongest Q1 among regional banks with revenue up 29%

UMB Financial reported revenues of $744.8 million in Q1, up 29.3% year-on-year and exceeding analyst expectations by 5.4%. The company also beat estimates for earnings per share and net interest income, marking what CEO Mariner Kemper called "a continuation of the strong business momentum" across its business lines. The Kansas City-based financial holding company delivered the strongest results among 91 regional banks tracked, which collectively reported revenues in line with consensus estimates. UMB Financial's shares rose 15.6% following the earnings announcement and currently trade at $144.91. Regional banks face headwinds from fintech competition, deposit outflows and commercial real estate exposure. However, the sector's shares have gained 7.8% on average since the latest earnings results.

PR Newswire
Jun 25th, 2026
UMB Fund Services partners with Corastone to bring blockchain technology to alternative investment servicing

Corastone has partnered with UMB Fund Services to connect the fund administrator to its permissioned blockchain network, streamlining alternative investment transactions. StepStone Group is the first UMB client to use the platform, with recordkeeping support from Envision Financial Systems. The collaboration replaces manual workflows with a shared data standard enabling straight-through processing across subscription and fund servicing lifecycles. UMB Fund Services acts as transfer agent and fund administrator on the platform, exchanging standardised investor and transaction data in real time to eliminate rekeying and reduce reconciliation errors. The partnership follows Corastone's recent collaboration with Franklin Templeton to launch Private Market Model Portfolios. The permissioned blockchain network connects general partners, wealth managers, transfer agents and fund administrators whilst allowing each participant to maintain their existing client relationships.