Cib Credit Risk Middle East Manager

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

GRM CIB CreditContinental Europe& Middle East manages the credit risk for Germany, France and Italy Branches, as well as the Middle East.The team is organized by geography with an industrial view of the portfolio. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factorsto ensure profitable growth.

As part of CIBthe area interacts with global markets, global lending, advisory and transactional businesses for global corporate clients and institutional investors’ requests. In addition, the area has a close contact with corporate credit areas of all the geographies the Group works with.

The area also includes interaction and management with other risks areas (FI, markets, counterparty, structural, operational, reputational…) as well as Compliance, Finance, Legal, etc.

About the job:

About the role:

• Credit management of a portfolio of CIB Middle EastCorporates, assessment of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower.

• Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.

• Participation in credit and business committees. Interaction with both internal/external audits, Internal Control and all different units linked to the admission and monitoring process.

What are we looking for?

Requirements:

• Minimum of 5 years of credit risk underwriting experience within a corporate or commercial.

• Rating tools knowledge.Knowledge of the Middle East market is a plus.

• Bachelor’s degree in finance or a related field.

• Data Analysis and Data Driven management.

• ESG certification.

• Fluent in English.

• Other languages (desirable)

Soft-skills:

• Excellent communication and presentation skills.

• Team building skills.

• Ability to work under tight deadlines.

Skills:

Customer Targeting, Empathy, Ethics, Innovation, Proactive Thinking