Full-Time

Senior Software Engineer

Front End

Confirmed live in the last 24 hours

Splash Financial

Splash Financial

51-200 employees

Connects borrowers with lenders for loan refinancing

Fintech
Financial Services

Senior

Remote in USA

Category
Frontend Engineering
Software Engineering
Required Skills
UI/UX Design
React.js
Next.js
Requirements
  • At least 10 years of software development experience with at least 3-5 years working with React
  • At least 2 years of experience working with NextJS (preferred)
  • Strong desire to keep growing and take on new challenges
  • Consistent display of high candor, giving constructive feedback liberally and accepting it graciously
  • High level of motivation and engagement, showing strong commitment to both individual and team success
Responsibilities
  • Collaborate closely with product owners, UX designers, and fellow engineers to build user experiences that are memorable, seamless, and intuitive using React and NextJS
  • Deploy new features and enhancements as experiments, using data-driven results to evaluate impact
  • Take on projects of increasing complexity, facilitating both personal growth and career advancement
  • Be part of an OKR driven organization that maintains a laser focus on prioritizing and achieving what matters most

Splash Financial operates in the loan refinancing market, focusing on student loans and personal loans for U.S. citizens who meet specific creditworthiness criteria. The company connects borrowers with lenders to offer competitive refinancing rates, although approval and rates depend on individual financial situations. A distinctive feature of Splash Financial is its emphasis on refinancing loans for medical students currently in residency or fellowship programs, catering to a specific market segment. However, their services are not applicable for all loan types, as personal loans cannot be used for real estate or education expenses, and refinancing federal student loans results in the loss of associated benefits. The company likely generates revenue through fees for its refinancing services.

Company Stage

Late Stage VC

Total Funding

$67.7M

Headquarters

Cleveland, Ohio

Founded

2013

Growth & Insights
Headcount

6 month growth

6%

1 year growth

4%

2 year growth

-14%
Simplify Jobs

Simplify's Take

What believers are saying

  • Partnerships with traditional banks expand product offerings and customer base.
  • AI-driven underwriting processes improve loan approval efficiency and accuracy.
  • Rising demand for personalized financial products aligns with Splash's data-driven approach.

What critics are saying

  • Increased competition from new fintech startups may erode market share.
  • Volatility in interest rates could impact refinancing attractiveness.
  • Regulatory challenges may arise from partner scrutiny, affecting operations.

What makes Splash Financial unique

  • Splash Financial offers a unique hybrid marketplace model for loan refinancing.
  • Focus on medical student refinance loans sets Splash apart in the fintech space.
  • Automated underwriting platform enhances efficiency and customer experience.

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