Full-Time
Oportun
1,001-5,000 employees
Affordable loans for underserved communities
No salary listed
Expert
India
- 11+ years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.
- Proven track record of delivering sophisticated software solutions in a leadership capacity with high quality.
- Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems. challenges.
- Mastery over data structures, algorithms, and software design principles.
- Demonstrated experience in web application development, Java, Micro services, Spring boot, Spring Framework, RESTful APIs, Hibernate
- Experience in end to end technical design for mobile apps, preferably React Native - Java combination
- Experience in Front-End development React JS / Angular.
- Ability to quickly learn new systems/requirements and create POCs and develop code.
- Experience in relational databases like MySQL, MariaDB and SQL
- Solid grasp of version control systems, such as Git.
- Knowledge in OAuth2.
- Proven ability to mentor and lead a team of engineers, fostering a collaborative and supportive work environment.
- Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a team-oriented environment.
- Flair to identify improvisation areas and provide solutions with newer technologies.
- Define and implement scalable, secure, and high-performance software architectures.
- Develop architectural blueprints and technical roadmaps aligned with business objectives.
- Ensure best practices, design patterns, and architectural principles are followed.
- Evaluate and recommend appropriate technologies, tools, and frameworks.
- Stay up-to-date with emerging technologies and industry trends to drive innovation.
- Ensure technology alignment with enterprise standards and business goals.
- Work closely with development teams, product managers, and stakeholders to translate requirements into technical solutions.
- Provide technical leadership, mentorship, and guidance to engineering teams.
- Collaborate with DevOps teams to ensure CI/CD pipelines, scalability, and performance tuning.
- Define and enforce architectural governance, coding standards, and security policies.
- Conduct design and code reviews to ensure compliance with architectural guidelines.
- Identify potential risks and create mitigation plans.
- Analyze system performance and identify bottlenecks to improve efficiency.
- Ensure systems are resilient, scalable, and maintainable.
- Experience with cloud technologies, preferably AWS or Azure, is highly desirable.
- Experience in working on Authentication and Authorization with any Identity Providers.
- Experience in automation with Web Driver IO.
- Knowledge/experience in working with DevOps/CICD.
Oportun provides personal and auto loans to individuals in underserved communities across 12 states. The company focuses on those who may not have access to traditional banking services, offering loans with flexible terms and competitive interest rates. Oportun uses advanced data analytics to evaluate creditworthiness, allowing them to serve a diverse client base, including those with limited or no credit history. Unlike many competitors, Oportun is dedicated to financial inclusion and responsible lending, aiming to improve the financial health of its customers. The company's goal is to help clients build a better financial future through accessible loan options.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Redwood City, California
Founded
2005
Simplify's Take
What believers are saying
- Oportun closed a $187.5 million warehouse facility to support growth.
- The company completed a $425 million asset-backed securitization, oversubscribed seven times.
- Expansion of digital lending platforms aligns with Oportun's data-driven approach.
What critics are saying
- Increased competition from digital-only banks and fintech startups.
- Rising interest rates could affect Oportun's ability to offer competitive loan rates.
- Potential regulatory scrutiny on lending practices to underserved communities.
What makes Oportun unique
- Oportun offers loans to underserved communities with flexible terms and competitive rates.
- The company uses advanced data analytics to assess creditworthiness of clients.
- Oportun is committed to financial inclusion and responsible lending practices.
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Benefits
401(k)
Flexible Work Hours
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 1%2 year growth
↑ 8%There was nowhere to run this week for investors seeking to escape a market rout that came on like a tidal wave, crashing down Thursday. Tariffs, of course, dominated, and once they were real, as of Wednesday night, the stage was set for a plunge Thursday that’s not been seen in years. Investors fled [] The post FinTech IPO Index Plunges 11.7% Amid Broad-Based Market Rout appeared first on PYMNTS.com.
SAN CARLOS, Calif., April 02, 2025 (GLOBE NEWSWIRE) -- Oportun OPRT, a mission-driven financial services company, today announced the closing of a new warehouse facility. Features of this facility include: $187.5 million total commitmentNatixis Corporate Investment Banking, as senior lenderNeuberger Berman, on behalf of client funds, as mezzanine lenderTwo-year revolving periodCollateralization by Oportun's unsecured and secured personal loan originations "This new warehouse facility materially increases Oportun's warehouse capacity with a diversified group of lenders," said Paul Appleton, Interim Chief Financial Officer of Oportun. "With the support of Natixis and Neuberger Berman, this committed financing will help drive Oportun's responsible growth in the years ahead." Oportun maintains a diverse set of capital sources including committed warehouse facilities, asset-backed securitizations, corporate-level debt financing, and whole loan sales. About Oportun Oportun OPRT is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually
FinTech IPO Index names were mostly in the red this past week, and the companies that did manage to post gains barely made it out of the low single-digit percentages. The majority of the headlines through the last several days were centered on partnerships tied to platforms, including buy now pay later, card issuing and banking initiatives. Insurance solutions firm Huize led the slide, down by nearly 16% through the past five sessions. Huize’s shares plummeted on the heels of its earnings report. The company’s investor materials revealed that gross written premiums facilitated across the company’s platform were the equivalent of $142.9 million in the fourth quarter of 2024, a decrease of 16.2% year over year. Renewal premiums accounted for 46.5% of total written premiums a decrease of 41.3% from the year ago period
Oportun to present at Sidoti March Virtual Investor Conference.
Like the rest of the global economy, the FinTech IPO Index can be boiled down to a word: uncertain. Despite some notable performances from Oportun and OneConnect, the majority of the companies in the index took single-digit percentage stock price hits, leading the overall index down for the week by 1.7%. For the month, the index is up 9.5%, and YTD, it’s up almost 80%. The negative side of the ledger was dominated by companies that extend financial services products to underserved consumers and businesses. They were led by OppFi, which took a 21% reduction in its stock price despite securing an increase in its revolving credit facility