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Sr. Credit Risk Analyst
Confirmed live in the last 24 hours
Locations
Remote in USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
R
SQL
Tableau
Python
Requirements
  • 2+ years of experience performing credit analyses in consumer lending businesses (e.g., credit cards, auto loans, unsecured loans)
  • Ability to perform analyses with a high degree of autonomy and accuracy
  • Strong sense of ownership and business orientation
  • Ability to communicate insights clearly and succinctly (written and verbal)
  • Experience using Tableau or other software for data exploration & visualization is strongly preferred
  • BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering) preferred
Responsibilities
  • Perform credit analyses to improve new customer underwriting (approve/decline, loan amount assignment, and pricing)
  • Monitor and report credit product risk and portfolio trends
  • Design and perform various types of analyses such as Vintage, Time Series, Deep Dive, What-If, and Root Cause analyses on our lending portfolios
  • Analyze and report key findings
  • Recommend appropriate policies, procedures, controls, and underwriting guidelines to manage risk
  • Research, collect, and analyze external macro-economic and industry trends to forecast their impact on consumer credit risk
  • Develop a solid understanding of segment level valuations to develop optimal policies at the segment level
  • Work closely with Data Scientists to leverage new underwriting risk models
Desired Qualifications
  • Strong technical skills - SQL, Excel Macros/VBA - R/Python is a
Wisetack

51-200 employees

Financing service software platform