Full-Time
Posted on 9/30/2025
Mobile banking for personal and business
No salary listed
London, UK
In Person
Starling Bank is a digital bank in the UK offering personal and business current accounts through a mobile app. For individuals, it provides features like instant spending notifications, insights, and Spaces (pots) to separate money. For businesses, it offers business accounts with invoicing and accounting integrations. The app handles account management, payments, and budgeting in one place, with transactions processed online and via card payments. The bank earns revenue from card interchange fees, interest on balances held with the central bank, and lending (such as personal loans and overdrafts). Its approach combines mobile-first banking with a broad set of services in a single app, differentiating itself through the Spaces budgeting tool, real-time transaction insights, and a strong focus on both personal and business banking. Starling’s goal is to grow its customer base while expanding its lending portfolio and offering a complete digital banking experience in the UK.
Company Size
1,001-5,000
Company Stage
Private
Total Funding
$1.2B
Headquarters
London, United Kingdom
Founded
2014
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Unlimited Paid Time Off
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401(k) Retirement Plan
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Starling Bank sees profits and revenue drop amid lower interest rates. Updated: 09:07 EDT, 21 May 2026 Lower interest rates hit Starling Bank's bottom line in the past year, its annual results show. In the year to 31 March, the fintech firm's annual pre-tax profit came in at £217 million, down 3 per cent from a year ago. Starling's revenue fell 5.6 per cent to £887 million in the period, with the Bank of England's lower base rate cited as the primary headwind. Interest rates fell by an average 91 basis points over the year, which led to interest income dropping £52.5 million to £759.2 million. The group said it made a number of 'controlled' account closures during the year as it focused on cleaning up historical control gaps and boosting economic crime controls. Total customer deposits rose 5.2 per cent to £12.7 billion, with the average deposit climbing by eight per cent to £4,241. Approximately 900,000 new accounts were opened with Starling in the past year, representing an increase of 17 per cent, taking the group's overall count to 6.2 million. This was driven by a more than 60 per cent rise from Engine, which grew by another 500,000 accounts managed through partnerships. Engine is the part of the business which sees it sell its proprietary tech to other banks worldwide - a potential way to crack the all-important US market. New accounts opened directly with Starling increased 6.5 per cent to 4.9 million, the business said. Starling said transaction volumes rose to £217 billion, up from £197 billion a year ago. Total drawn small business lending by Starling fell nearly 50 per cent to £222.3 million in the period, down from £441.4 million the previous year. Declan Ferguson, the group's chief financial officer, said: 'Our business delivered sustained earnings against a backdrop of softening rates and certain regulatory restrictions that moderated our ability to grow our UK customer base during the financial year.' Chief executive Raman Bhatia said 'more customers used [Starling] as their primary bank'. In April, Bhatia told This is Money he wants to pull Starling into the artificial intelligence age as the business continues to fend off competition from Monzo and Revolut. Starling claims its agentic AI 'assistant', which uses Google Gemini, will help manage customers' personal finances and share 'personalised financial insights'. On a potential stock exchange listing, Bhatia told This is Money in April: 'We're non-committal around timing and venue. We have surplus capital, so we don't need to list per se, but eventually we want to.' Earlier this week Monzo reported a surge in profits after it bagged a record number of new customers. Monzo said pre-tax profits had soared to £87.3 million for the year ending 31 March 2026, up 44 per cent on the £60.5 million it made the year before.
Brand Weekly Awards 2026 celebrates Britain's most influential brands, creators and campaigns at Crown London. Last updated: Disclosure: This website may contain affiliate links, which means I may earn a commission if you click on the link and make a purchase. I only recommend products or services that I personally use and believe will add value to my readers. Your support is appreciated! London, United Kingdom, 26 March 2026 The Brand Weekly Awards 2026 took place in spectacular style on Wednesday 25 March 2026 at the prestigious Crown London Hotel, bringing together many of Britain's leading brands, innovators, creators, agencies and businesses for an evening celebrating excellence across travel, lifestyle, beauty, media, technology and consumer culture. Produced by IMNG Global and Brand Weekly, this year's ceremony formed part of a wider Travel, Lifestyle and Top 100 Brands programme, reflecting the growing connection between travel, consumer lifestyle, beauty, media and modern brand culture. The evening unfolded in 3 parts, beginning with the travel focused awards, followed by the Brand Weekly Awards categories, before concluding with the Top 100 Brands and special recognition honours. The Brand Weekly Awards recognised the companies, campaigns, creators and innovations that have shaped Britain over the last 12 months. Winners were selected following a combination of public voting and industry recognition. Among the major winners of the evening, Medik8 enjoyed a double triumph, taking home both Best Skincare Brand 2025 and Beauty Innovation of the Year 2025 for Medik8 Crystal Retinal. Charlotte Tilbury was another standout winner, securing Best Cosmetics Brand 2025 and Best Make Up Brand 2025, whilst St. Moriz won Best Self Tanning Brand 2025 following another exceptional year of growth and consumer recognition. In technology and business, Starling Bank was awarded Best Fintech Company 2025, while Robin AI won Best Disruptive Brand 2025 and Lindus Health received recognition as one of the UK's fastest growing innovators. YouTube continued its dominance across digital media, winning both Best TV Streaming Platform 2025 and Best Social Media Platform 2025. The Diary of a CEO enjoyed another hugely successful year, taking home both Best Podcast of the Year 2025 and Best Business Podcast 2025. One of the most warmly received moments of the evening came when Stormzy and McDonald's UK won Creative Campaign of the Year 2025 for The Big Mike Order, celebrating one of the most talked about and culturally influential collaborations of the year. Brand Weekly Editor Elizabeth Hart commented: "Tonight has shown the incredible strength, creativity and resilience of British brands and the people behind them. From global household names to exciting breakthrough companies, the Brand Weekly Awards continues to celebrate the brands, creators and campaigns that are shaping the future of Britain." Selected winners. Beauty and wellness. Best Skincare Brand 2025: Medik8 Beauty Innovation of the Year 2025: Medik8 Crystal Retinal Best Cosmetics Brand 2025: Charlotte Tilbury Best Make Up Brand 2025: Charlotte Tilbury Best Self Tanning Brand 2025: St. Moriz Best Haircare Brand 2025: GHD Best Hair Extension Brand 2025: Beauty Works Best Fragrance Brand 2025: Jo Malone London Best Skin Aesthetics Company 2025: Galderma Best Beauty Retailer 2025: Boots Food, Beverage and lifestyle. Best Restaurant 2025: Dishoom Best Coffee Brand 2025: Costa Coffee Best Beverage Brand 2025: Fever Tree Best Water Brand 2025: Highland Spring Best Alcohol Brand 2025: Tanqueray Food Innovation of the Year 2025: Huel Complete Nutrition Fashion and Retail. Best Fashion Retail Brand 2025: ASOS Best Breakthrough Brand 2025: Nala's Baby Brand of the Year 2025: ITVX Technology and Innovation. Best Fintech Company 2025: Starling Bank Best Disruptive Brand 2025: Robin AI Media, Advertising and Marketing. Best TV Advert 2025: John Lewis and Partners, Snapper Best Radio Advert 2025: Tesco Mobile, Super Helpful Best Digital Advert 2025: Apple UK, Shot On iPhone Best Television Station 2025: Channel 4 Best Radio Station 2025: Heart Best TV Streaming Platform 2025: YouTube Creative Campaign of the Year 2025: McDonald's UK x Stormzy, The Big Mike Order Best Digital Impact 2025: Nike UK, Never Done Best Media Agency 2025: WPP MediaCom Best Marketing Agency 2025: Ogilvy UK Best Advertising Agency 2025: Wieden and Kennedy London Best PR Agency 2025: Edelman UK Influencers, creators and talent. Best Brand Influencer Female 2025: Molly Mae Hague Best Brand Influencer Male 2025: Steven Bartlett Breakthrough Influencer of the Year 2025: GK Barry Best Celebrity Collaboration 2025: Lewis Hamilton x Tommy Hilfiger Brand Personality of the Year 2025: Maya Jama Podcasts. Best Podcast of the Year 2025: The Diary of a CEO Best Business Podcast 2025: The Diary of a CEO Best Entertainment Podcast 2025: ShxtsNGigs Social responsibility. Social Impact Brand of the Year 2025: Tony's Chocolonely The ceremony concluded with the announcement of the Brand Weekly Top 100 Brands of 2025 and a celebration reception attended by winners, nominees, media, creators and leading figures from across the worlds of business, beauty, entertainment and lifestyle. Full winner photography, press interviews and post event coverage will be available through Brand Weekly and IMNG Global over the coming days. For media enquiries, interview requests or photography, please contact:
Exec who transformed Starling risk controls after £29m fine to leave. Successor to Cyrille Salle De Chou, who led programme to embed risk management into digital bank's culture after FCA investigation, revealed Starling Group's chief risk officer is to leave the digital bank to pursue a portfolio career. The firm said that over the last two years, Cyrille Salle De Chou led a programme to scale Starling's risk controls and to further embed risk management into the bank's culture. Between September 2021 and November 2023, prior to him joining the firm, Starling - founded in 2014 by Anne Boden and backed by Goldman Sachs - was found to have opened over 54,000 accounts for 49,000 high-risk customers. The Financial Conduct Authority subsequently fined Starling £29 million for financial crime failings related to its financial sanctions screening. De Chou joined in February 2024 - months before the fine was issued - after seven years performing related roles at HSBC. Prior to that he spent six months at RateSetter, having previously served risk director roles at Lloyds Banking Group. Starling has named Keith Algie as his successor, subject to regulatory approval. Algie joined Starling this month to begin a handover and will become a member of Starling's executive committee. He brings over two decades of risk management experience, having spent the last 15 years at ANZ. During his time at ANZ he served as chief risk officer Europe and Americas, then chief risk officer international and Hong Kong, and more recently as acting group chief compliance officer. He joins Starling as the group prepares for its next phase of growth. In the UK, the bank has refreshed its brand and is preparing to launch a major customer acquisition programme. Internationally, the group's Software-as-a-Service business, Engine by Starling, recently announced new client wins in Canada and New Zealand. Raman Bhatia, group CEO, said: "I'm delighted to welcome Keith to my leadership team, confident that his broad risk management expertise and international experience will be invaluable to us as we scale the group in the UK and overseas. "I'm sorry to see Cyrille go after his contributions to enhance our risk management capabilities. On behalf of everyone at Starling, I thank him for his achievements and wish him every success in the next phase of his career."
Starling Bank has appointed Keith Algie as its new group chief risk officer, subject to regulatory approval. Algie will replace Cyrille Salle De Chou, who is leaving after two years to pursue a portfolio career. Algie joins from ANZ, the Australia-headquartered multinational bank, where he has worked since 2011. He progressed from senior risk manager to chief risk officer in Europe, the Americas and Hong Kong. Group chief executive Raman Bhatia said Algie's broad risk management expertise and international experience would be invaluable as Starling scales in the UK and overseas. He thanked Salle De Chou for enhancing the bank's risk management capabilities during his tenure.
Starling Bank has launched what it describes as the UK's first agentic AI financial assistant. The challenger bank, which serves nearly five million customers, said the tool can manage day-to-day finances, provide personalised insights and offer banking guidance through voice and natural language prompts. The assistant can execute tasks like setting savings goals and organising bill payments. For example, customers can request: "I need to save £500 for a trip to Paris in July. How much do I need to save monthly and can you set up automatic transfers?" Built on Starling's proprietary platform using Google Gemini and Google Cloud technologies, the assistant follows previous AI launches including Spending Intelligence and Scam Intelligence. The move reflects wider industry experimentation with generative AI, with rivals like Klarna, Bunq and Revolut also deploying similar technologies.