Full-Time

Systems Analyst

Operations

Confirmed live in the last 24 hours

Upgrade

Upgrade

1,001-5,000 employees

Provides loans, credit cards, and rewards

Fintech
Consumer Goods

Junior, Mid

Phoenix, AZ, USA

On-site presence required at least 4 days per week.

Category
Supply Chain Management
Warehouse Operations
Operations & Logistics
Required Skills
Data Analysis
Requirements
  • 2+ years of Fintech or Financial Services experience required.
  • Experience in startup and call center environments preferred.
  • Bring a flexible, positive, and solutions-oriented mindset to everything you do.
  • Ability to largely self-manage your time and energy appropriately across a high volume of needs of varying degrees of complexity, urgencies, and topics.
  • Self-starter and ability to thrive in a fast-paced and constantly-changing environment with ease and agility.
Responsibilities
  • Immerse yourself in our operations in a fast-pace, growing, learn-it-yourself environment to gain and maintain an expert level of internal operational strategy and process understanding.
  • Be a key player in strategic and high impact operational projects, upholding a variety of operational excellence concepts. This will require you to wear many hats or be a jack-of-all-trades in a high-growth business environment, all with the aim of improving, scaling, and de-risking our operations.
  • Work closely with your manager to participate in assigned vendor relationships, upholding defined expectations, delivering feedback, and always ensuring the interests of the business in the progression of the relationship.
  • Act as a system administrator in assigned vendor tools that need heavy influence from operations stakeholders; including but not limited to low code/no code workflow configurations, change testing & management, troubleshooting system issues that have escalated through frontline tiers of help desk teams, and maintaining proper system documentation of features, configurations, and changes in your assigned systems.
  • Contribute to the collaborative environment of continuous improvement and feedback, partnering closely with team members who are focused on key operational systems, operations policy & procedure, and process improvement.
  • Support the ideation and documentation required for operational initiatives that require development work from our internal product & engineering teams. Express abstract & complex concepts through to successful delivery via clear business requirement documents, process flow charts, design mockups, etc.
  • Actively provide insights and drive improvements to existing systems and processes based on observation, analysis of data, business direction, and strategic focuses.

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and long-term financial health through accessible credit options.

Company Stage

Series F

Total Funding

$532.1M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

7%

1 year growth

32%

2 year growth

52%
Simplify Jobs

Simplify's Take

What believers are saying

  • Upgrade's rapid growth and expansion into new markets, such as auto loans and home improvement financing, indicate strong business momentum and opportunities for career advancement.
  • The launch of the Secured OneCard opens up new customer segments, providing a pathway for individuals with little or no credit history to build their credit responsibly.
  • The company's significant investment in new office space in Irvine, California, reflects its commitment to scaling operations and expanding its workforce.

What critics are saying

  • The crowded fintech market means Upgrade must continuously innovate to maintain its competitive edge and customer base.
  • Expansion into new product lines, such as auto loans, carries the risk of operational challenges and potential regulatory scrutiny.

What makes Upgrade unique

  • Upgrade offers a unique combination of personal loans, credit cards, and rewards checking accounts, providing a comprehensive suite of financial products that cater to various consumer needs.
  • Their focus on affordability and flexibility, such as no prepayment penalties on loans and competitive cash back rewards, sets them apart from traditional financial institutions.
  • The partnership with FairPlay to incorporate Fairness-as-a-Service solutions enhances their commitment to fair lending practices, distinguishing them in the fintech space.

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