Our Value Proposition:

Clearcover is a venture-backed technology start-up disrupting the trillion dollar legacy insurance market. We’ve focused on building products that create confident, happy customers - and we’re flourishing. We believe in putting our people first, paying them well and working together to solve tough problems. If you’d like a high-growth opportunity with an award-winning company, let’s chat. ­­

What is Coverage Counsel

We are looking for a Coverage Attorney to join our Legal team.  You will be part of the Legal and Compliance department at Clearcover, where you will work alongside Claims, Underwriting, Customer Advocacy, and Insurance Product professionals to provide coverage opinions, advise on litigation strategy, manage outside counsel, address risk, develop and monitor metrics and trends, and act as a liaison between various stakeholders. 

Primary Responsibilities

• Develop coverage opinions and provide legal counsel to claims, underwriting & customer advocate staff (i.e. “Internal Clients”)
• Consult on complex claims 
• Conduct legal research for Internal Clients
• Assist the Claims team on questions of law and interpretation
• Assist the Underwriting team on questions of coverage and Insurance Policy language interpretation
• Assist Internal Clients with legal questions and interpretation of contract language, statutes, laws, and other regulations or guidelines 
• Monitor changes in insurance law and legal trends
• Manage and add to the legal research library
• Provide fast and effective work-product
• Respond to Internal Client inquiries with timely and pragmatic advice 
• Support dispute resolution and manage litigation 
• Work with Insurance Product team to assist with guidance and insight gathered from claims related to policy forms 
• Provide regular Legal training for the Claims team
• Special legal projects and initiatives with other teams

What are our must haves?

• 4-6 years of legal experience, with a focus on insurance coverage.
• Experience with private passenger automobile policy defense and coverage interpretation and litigation, which includes both first (UM, COMP, COLL, PIP, MED PAY) and third party (BI, PD)  coverage types.  
• Litigation experience, including Declaratory Judgment Action work and other brief writing. 
• Bar Licensed to practice law and in good standing in one of the 50 states or DC. 

• Experience with Other types of insurance policies and related interpretation and coverage work for: Homeowners, Renters, Professional Liability, Inland Marine, Commercial/Business Auto and Fleet is a plus, but not required.

But wait, there’s more:

As a people-first company, your health and well-being is a priority at Clearcover. We offer comprehensive benefits for individuals and families:

• Medical. We offer rich and affordable BCBS plans for you and your dependents. If you select the high deductible health plan, we offer an HRA and contribute to your HSA.
• Dental and vision. We cover 100% of dental and vision premiums for you and your dependents.
• Pre-tax benefits, disability, and life insurance. 
• 401(k). We contribute 3%, even if you contribute nothing.

We’ve also curated a stack of perks and benefits that stretch beyond the expected. Our people have access to:

• Generous vacation, 12 paid holidays, and parental leave.
• Equity in the company (plus an evergreen plan) and an annual bonus program.
• Employee resource groups, live yoga, and mental health workshops.
• Top of the line hardware, snack stipends, and meeting free “Focus Fridays”. 

We’re a remote first company, having paved the way for flexible work locations and continue to offer this flexibility. If you are local or in town visiting, you also have the choice to work from our Chicago HQ office. 

• Remote employees are eligible to work from: AZ, CO, CT, FL, GA, IA, IL, IN, KS, MA, MI, MN, MO, NC, NJ, OK, SC, TN, TX, UT, VA, WI.

Because we are a remote first company, we ask that your internet can keep up with our pace.

To top it all off, if Clearcover is available in your state, you could have access to an employee discount on auto-insurance! Excited to learn more? Complete the application below!

Clearcover is an Equal Opportunity Employer (EOE) that welcomes and encourages all applicants to apply regardless of age, race, color, religion, sex, sexual orientation, gender identify and/or expression, national origin, disability, veteran status, marital or parental status, ancestry, citizenship status, pregnancy or other reasons prohibited by law.