Full-Time

New Grad Software Engineer

Backend 2026

Posted on 12/13/2025

Circle

Circle

1,001-5,000 employees

Global payments platform using digital currencies

Compensation Overview

$100k - $140k/yr

Salt Lake City, UT, USA + 11 more

More locations: Boston, MA, USA | Seattle, WA, USA | Washington, DC, USA | San Francisco, CA, USA | Austin, TX, USA | Los Angeles, CA, USA | Miami, FL, USA | Chicago, IL, USA | New York, NY, USA | Phoenix, AZ, USA | Atlanta, GA, USA

Remote

Category
Software Engineering (1)
Required Skills
Microsoft Azure
SQL
Java
AWS
Go
REST APIs
Google Cloud Platform

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Requirements
  • Bachelor’s degree in Computer Science, Software Engineering, or a related field (or equivalent experience).
  • 1+ years of professional or internship experience in software development using object-oriented languages (such as Java, Go, or similar).
  • Familiarity with RESTful API design principles and backend service development.
  • Understanding of cloud platforms (AWS, Google Cloud, Microsoft Azure, etc.) and deployment best practices.
  • Experience working with SQL databases, schema design, and data modeling.
  • A focus on writing clean, maintainable, and testable code with strong attention to quality and security.
  • Excellent communication skills — able to collaborate effectively in a distributed team environment.
  • A self-starter mindset — motivated to learn, ship meaningful software, and continuously improve your craft.
Responsibilities
  • Design, build, and maintain backend systems and APIs that are reliable, secure, and performant.
  • Contribute to architecture discussions, system design, and code reviews.
  • Develop high-quality, production-grade software that supports Circle’s mission of raising global economic prosperity through the frictionless exchange of value.
  • Participate in testing, deployment, and monitoring processes to ensure system resilience and quality.
  • Troubleshoot issues, identify improvements, and help drive technical excellence across the engineering organization.
Desired Qualifications
  • Exposure to distributed systems, microservice architecture, or payment systems is a plus.

Circle is a global fintech company that helps businesses use digital currencies and public blockchains for payments, commerce, and financial applications. It provides a platform for digital payments and related financial services built on blockchain technology, charging transaction fees and service charges for its activities. How it works: Circle offers digital currency and blockchain-based payment capabilities that enable fast, secure transfers and cross-border transactions for businesses of all sizes; revenue comes from fees on these services. How it differs from competitors: Circle targets a broad range of business customers and focuses on integrating digital currencies and public blockchains into everyday commercial and financial processes, emphasizing security and efficiency. Circle's goal is to become a leading provider of enterprise-grade digital finance tools, helping many organizations adopt and use digital currencies and blockchain-based payments globally.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

New York City, New York

Founded

2013

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Simplify Jobs

Simplify's Take

What believers are saying

  • Standard Chartered partnership embeds USDC minting into banking rails for global systemically important banks [1].
  • BNY and FIS Global partnerships expand institutional stablecoin distribution and enterprise payment workflows [1][9].
  • GENIUS Act passage could accelerate USDC institutional adoption under new federal digital asset regulation [2].

What critics are saying

  • Open USD distributes 99% of reserve interest to partners, directly undercutting Circle's yield-based revenue model [10].
  • Coinbase joining Open Standard threatens the $908 million August 2026 distribution contract with Circle [10].
  • Zero-mint fees and no volume caps in Open USD erode USDC enterprise pricing advantage in the $300B market [10].

What makes Circle unique

  • Circle issues USDC, the second-largest stablecoin with $73.2 billion in circulation [1].
  • It operates Circle National Trust, a US federal trust bank for institutional digital asset custody [10].
  • Circle Gateway enables unified USDC balances across blockchains via a single smart contract launched H1 2026 [7].

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Benefits

Paid time off - We offer flexible paid time off — take what you need as long as it works with you and your team, and all Circle employees get mobile phone and home office reimbursements.

Health coverage - No matter where you live, we offer a market competitive suite of benefits. Enroll in health, dental, vision, disability, and life insurances, and Circle covers some or all of the premiums.

Invested in your future - All U.S. full-time and part-time employees enjoy 401(k) and pensions (with 4% company match if you contribute 5% or more), and share Circle’s success via company equity awards.

Learning & development - Your individual growth and development is important to us and we provide the resources to help you grow your career while at Circle.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-8%
RWA Times
Jul 8th, 2026
Circle emphasizes USDC redemption as a fundamental right at BIS AGM.

Circle emphasizes USDC redemption as a fundamental right at BIS AGM. Wednesday, july 8, 2026. * Circle presented USDC redemption as a fundamental user right at the BIS Annual General Meeting, emphasizing its commitment to regulatory compliance and full reserves. * The company highlighted USDC's $75.3 billion circulation and its operation in over 180 countries, positioning it as a stable and reliable alternative to volatile crypto assets. * Circle's proactive engagement with central bankers and regulators, particularly in light of proposed legislation like the GENIUS Act and existing frameworks like MiCA, underscores its strategy to build trust and legitimacy in the stablecoin market. Topics: Asset types, Legal regulatory, Institutional adoption, Stablecoins digital cash, Securities law classification, Asset manager initiatives

African-Startups
Jun 12th, 2026
Agridex lands Launch Africa Ventures backing to slash Africa's agri-trade settlement from weeks to seconds

Agridex, a Solana-based tokenisation platform for agricultural commodities, has secured funding from Launch Africa Ventures in an undisclosed equity round. Circle, WisdomTree and Utila also participated. Founded in 2020, the London-based company provides B2B payment infrastructure for agricultural commodity exporters and importers, enabling cross-border settlements in under five seconds using stablecoins. The platform processes trades for coffee, tea, flowers and grain with full supply chain transparency recorded on blockchain. Agridex will use the capital to scale its payment engine across Pan-African and global markets. The company expects to surpass $1 billion in commodities volume traded across Africa this year. Previously, Agridex raised $5 million in May 2024 and $4 million in December 2024, bringing total funding to over $14 million.

Morpho
Jun 10th, 2026
Morpho Association Raises $175M To Build The Open Credit Network For The World

Morpho is an open credit network that connects lenders and borrowers to the best possible opportunities worldwide.

CRYPTTECH
Apr 20th, 2026
Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks.

Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks. Última actualización: 04/19/2026 Criptolog " Coins " Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks. * Circle launches USDC Bridge, a native interface built on CCTP V2 to move USDC 1:1 across multiple EVM chains via burn-and-mint. * The bridge handled over $600 million in 24 hours shortly after launch, signaling fast adoption despite mixed community reactions over fees. * CCTP V1 will be deprecated by July 31, 2026, pushing developers and apps to migrate integrations to CCTP V2. * USDC Bridge centralizes cross-chain USDC flows under Circle's control, reducing dependence on third-party bridges but raising debates on costs and competition. The stablecoin ecosystem just got a new piece of core infrastructure as Circle unveiled its official USDC Bridge, a web interface designed to make moving USD Coin across blockchains feel more like a straightforward balance transfer than a complex crypto maneuver. Built directly on top of the company's upgraded Cross-Chain Transfer Protocol (CCTP V2), the tool aims to simplify what has long been one of the most confusing and risky parts of using stablecoins: getting funds from one network to another without wrapping, swapping or juggling multiple apps. Bike Parts & Repair Discover more Currencies & Foreign Exchange Digital Currencies Rather than reinventing USDC itself, Circle is betting that a cleaner, native and predictable way to bridge value can help stitch together what has often looked like an archipelago of isolated chains. The USDC Bridge presents clear fees up front, automates gas on the destination network and hides most of the protocol plumbing under a single, unified interface at bridge.usdc.com. Early data suggests users were quick to give it a try, although community feedback shows that convenience and automation are being weighed carefully against cost and existing free alternatives. Currencies & Foreign Exchange

Tech in Asia
Apr 13th, 2026
Bithumb partners Circle on Korea stablecoin push.

Bithumb partners Circle on Korea stablecoin push. Bithumb has signed a memorandum of understanding with USDC issuer Circle in Seoul to explore stablecoin technology and digital asset infrastructure for the Korean market. Under the deal, the companies will review possible integrations on Bithumb's platform, including multichain capabilities and support for stablecoin infrastructure. The companies said they will also pursue initiatives to expand understanding of stablecoins and the wider digital asset ecosystem. Food for thought. Implications, context, and why it matters. A regulatory stalemate in Seoul opens room for dollar-based stablecoins. * South Korean regulators remain split on who can issue a local won-pegged stablecoin, with a decision expected in Q1 2026 1. * The wait leaves space for dollar-pegged options such as USDC, a stablecoin issued by Circle that aims to hold a one-to-one value with the US dollar 1. * In South Korea, demand for dollar-pegged tokens has risen, with 2024 trading volumes up 150% year over year 2. * On his Seoul trip, Circle CEO Jeremy Allaire met Dunamu, the parent company of Upbit, which handles over 80% of the country's crypto transactions 3. The deal also points to steadier operations beyond trading. * The tie-up aims to move past speculative activity and put USDC to work as payment and settlement plumbing for business customers 2. * This approach fits a growing business-to-business (B2B) cross-border payments market, where stablecoin volumes grew 300% worldwide from 2023 to 2024 2. * For Bithumb, listing a regulated asset could help rebuild confidence after it mistakenly credited users with about 620,000 BTC, or Bitcoin, worth around US$56 billion at the time, which led regulators to require five-minute asset reconciliations and monthly external audits 4. * Circle's technology, including open-source multichain treasury tools for managing funds across multiple blockchains, could support the infrastructure Bithumb is exploring through the partnership 5. Recent Bithumb developments. Stay updated on the go with our mobile app. Get latest insights with smoother, more personalized experience through TIA mobile app. How would you feel if you could no longer use Tech in Asia? Share, tag us, and land on our Wall of!

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