Product Analytics

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Credit card program

• Buy-now-pay-later installment loans at Walmart

• Prepaid mobile service

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions, faster. You will work cross-functionally to define the problem at-hand, create a framework to break it down, leverage data to enable optimal decision-making, and extend proposals that advance both the business and provide a better experience for our customers. To be successful, you’ll need a passion for solving complex problems inherent to working in the fintech industry, have an eager-mentality to accelerate our robust customer growth, and take an owner-like mentality in managing our foremost business performance metrics.

What You'll Do

• Own analysis for OnePay’s cross-product recommendation strategy — identifying the optimal product sequencing and customer pathways to drive adoption across our expanding suite of financial products.

• Design and evaluate A/B tests and other experiments to uncover user motivations, validate growth hypotheses, and inform how we optimize in-app journeys and product positioning across our portfolio.

• Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line

• Leverage AI-powered tools and techniques to uncover patterns, automate insights, and push the boundaries of what’s possible in product analytics.

• Deliver recurring performance reporting for key product and growth metrics — and make those insights actionable.

• Dig into user behavior and “double-clicks” of the data to identify high-impact opportunities for product improvements or targeted outreach.

• Help define success metrics for new launches and ongoing feature improvements.

You Bring

• 5+ years of experience in product, growth, or marketing analytics — ideally in fast-paced environments with exposure to multi-product or cross-sell strategies.

• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.

• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.

• Experience designing and interpreting A/B tests or other experiments that inform customer-facing product decisions

• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.

• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.

• An act-like-an-owner mentality. We have a bias toward taking action.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].