Full-Time

Solution Architect

Americas

Updated on 9/3/2026

Morpho

Morpho

51-200 employees

P2P DeFi lending with fixed-rate loans

No salary listed

New York, NY, USA

Hybrid

Hybrid work in New York is required.

Category
Solution Engineering
Required Skills
Ethereum
Smart Contracts
Solidity

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Requirements
  • The candidate must have 7+ years of software engineering experience, with a track record of owning complex systems and delivering cross-functionally.
  • The candidate must have significant experience working with external partners in solutions architecture, integration engineering, or technical pre-sales, ideally in high-stakes or enterprise environments.
  • The candidate must have significant experience in decentralized finance, including deep understanding of at least one major decentralized finance protocol or a solid grasp of lending and borrowing mechanisms.
  • The candidate must be able to design and reason about end-to-end systems spanning smart contracts, application programming interfaces and software development kits, custody and wallet infrastructure, and compliance constraints.
  • The candidate must have working knowledge of Solidity and be comfortable reading, reviewing, and debugging smart contracts and integration flows.
  • The candidate must be proficient with modern programming languages and artificial intelligence coding tools.
  • The candidate must have experience designing or implementing integrations across multiple systems, including application programming interfaces, smart contracts, and custody providers, ideally in production environments.
  • The candidate must be able to produce clear specifications, integration guides, and partner-facing documentation.
  • The candidate must demonstrate high ownership and autonomy, taking ambiguous partner projects from early scoping to production without constant oversight.
Responsibilities
  • Shape partner solutions early by working with Business Development to understand partner needs, translating requirements into clear technical approaches, identifying constraints, de-risking integrations, and defining success criteria.
  • Design end-to-end architectures with partners across application programming interfaces, smart contracts, oracles, and custody solutions, architecting around Morpho's core stack including wallets and custody, know-your-customer and access controls, compliance, liquidation tooling, monitoring, and operations.
  • Run architecture workshops to align with partners on user journeys, liquidity strategies, and go-to-market plans.
  • Drive delivery and execution by producing architecture diagrams, specifications, and integration playbooks, coordinating across internal protocol, product, infrastructure, legal, risk, and growth teams, and working with partner engineering teams to bring solutions to production.
  • Turn field learnings into better products, tooling, and documentation, and contribute to reference architectures and best practices.
  • Keep up with decentralized finance infrastructure, Ethereum, and regulatory developments, and communicate complex topics clearly and actionably across teams and time zones.
Desired Qualifications
  • Experience integrating with exchanges, wallets, custody providers, fintechs, or institutional asset managers, including security reviews, audits, service-level agreements, and compliance constraints.
  • Familiarity with permissioned decentralized finance patterns, including allowlists, wrappers or controllers, role separation, and timelocks, as well as partner requirements around custody and control.
  • Strong intuition for liquidity and go-to-market mechanics, including liquidity provisioning, market makers, and incentives, that impact integration success.
  • Experience defining scalable integration processes such as handoffs, templates, and playbooks, and improving documentation as a product.

Morpho is a decentralized lending protocol on the Ethereum blockchain that connects lenders and borrowers directly through peer-to-peer lending. Its operation centers on an on-chain market where third parties can build and manage their own lending markets using a Curator-as-a-Business model, while Morpho earns a small fee on borrower interest that goes to the treasury and token holders. The platform supports flexible loans and also fixed-rate, fixed-term options to provide more predictable financing in crypto markets. It differentiates itself from competitors with its marketplace-curator approach that enables customizable, modular lending markets, aiming to offer efficient, competitive borrowing and to grow a broad ecosystem of lenders, borrowers, and partners.

Company Size

51-200

Company Stage

ICO

Total Funding

$244.3M

Headquarters

Paris, France

Founded

2021

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Simplify Jobs

Simplify's Take

What believers are saying

  • Robinhood Earn crossed $250 million deposits within weeks, validating consumer distribution.
  • Tempo integrated Morpho in 2026, expanding stablecoin yield rails for fintechs and enterprises.
  • Bitwise launched Morpho curation in 2026, signaling institutional acceptance and fee growth.

What critics are saying

  • March 2026 USR bad debt hit 15 Morpho vaults, proving collateral contagion risk.
  • April 2026 rsETH bridge turmoil forced Morpho to halt Arbitrum bridging.
  • A major vault insolvency or bridge exploit kills trust, crushing deposits and curator demand.

What makes Morpho unique

  • Morpho powers Robinhood Earn and Coinbase, reaching mainstream consumer finance in 2026.
  • Morpho Midnight launched July 2026 with fixed-rate, fixed-term lending on Base.
  • Morpho's isolated vault design contains failures inside single markets, limiting cross-market contagion.

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Benefits

Health Insurance

Flexible Work Hours

Hybrid Work Options

Remote Work Options

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

6%
Yahoo Finance
Jul 17th, 2026
Morpho Midnight fixed-rate lending protocol to launch publicly in coming days

Morpho CEO Paul Frambot has announced that Morpho Midnight, the protocol's fixed-rate, fixed-term lending platform, will launch publicly "in the coming days" after months in beta. The system allows lenders and borrowers to trade towards market-set fixed rates with real maturity dates, addressing a duration dimension largely absent in DeFi. The initial launch will feature a single cbBTC/USDC market on Base across multiple maturities, currently Morpho Blue's largest market. The rollout excludes vault adapters, auto-rolling, and crosschain support initially, limiting participation to direct lenders and borrowers during live stress-testing. A flagship "multi-market offers" feature will enable liquidity providers to quote across multiple isolated markets simultaneously without capital fragmentation. Future phases will add vault adapters, additional chains and collateral types, auto-rolling for treasuries, and compliance gates. Frambot positioned Midnight as DeFi's third wave of onchain lending, potentially establishing a native yield curve for institutional credit structures.

Associated Press
Jul 1st, 2026
Robinhood partners with Morpho to power new Earn product for onchain yield

Morpho, an open blockchain-based credit network, will power Robinhood's new Earn product, enabling millions of eligible US users to earn yield through a self-custody wallet within the Robinhood app. The product will roll out progressively over the coming weeks. Robinhood Earn provides risk-adjusted yield on idle balances using USDG, a dollar-pegged stablecoin. Morpho serves as the underlying credit network, whilst Steakhouse Financial curates the vault infrastructure and Robinhood Chain acts as the settlement layer. USDG is deposited into a Morpho Vault and allocated across markets where borrowers provide collateral from protocols including Spark, Ethena and Maple. The announcement follows Morpho's recent $175 million funding round, bringing total funds raised to over $250 million. Morpho currently has over $11 billion in deposits.

Associated Press
Jun 22nd, 2026
BitGo partners with Morpho to offer institutional DeFi vault access

BitGo is expanding institutional access to decentralised finance through a new DeFi vault offering developed with third-party infrastructure providers and risk managers. Launch partners include Morpho, a decentralised lending infrastructure protocol. The offering will enable eligible institutional clients to access third-party vaults and predefined onchain strategies through specialised partners. Independent risk managers will set strategy and risk parameters, whilst infrastructure providers supply the underlying vault architecture and onchain execution systems. Vault participation and custody of vault receipt tokens will be integrated with BitGo Bank & Trust, the company's OCC-chartered national trust bank. When client assets are transferred to third-party vaults, they deploy outside BitGo's custody environment, whilst the bank supports custody of corresponding vault receipt tokens. BitGo plans to expand the offering with additional providers and protocol integrations over time.

Yahoo Finance
Jun 17th, 2026
Zama and Morpho launch first confidential DeFi vault for encrypted USDC yield on Ethereum

Zama, Morpho, and Steakhouse Financial are launching the first confidential DeFi yield product on Ethereum, opening for deposits on 23rd June. The vault allows users to earn yield on encrypted USDC without exposing balances or strategy onchain. Zama's cUSDC uses fully homomorphic encryption to shield balances and transfer amounts whilst maintaining auditability and compliance checks. The encrypted tokens deposit into Morpho vaults, specifically Steakhouse's USDC Prime vault. Whilst targeting institutions, the product appears accessible to retail users subject to screening and jurisdictional restrictions. Zama is running a launch campaign until 22nd June, with deposits of $10 or more entering users into a prize draw. The system encrypts balances but supports auditability and compliance checks, distinguishing it from mixing services.

Morpho
Jun 10th, 2026
Morpho Association Raises $175M To Build The Open Credit Network For The World

Morpho is an open credit network that connects lenders and borrowers to the best possible opportunities worldwide.