Global Payments Counsel

About the Team: PIPO is ByteDance’s Global Payments Business, playing a crucial role in the monetization of ByteDance products while operating in a highly regulated financial services environment. Given the complexity of the regulatory landscape, we require experienced legal professionals with deep expertise in payments, financial services regulation, and compliance. We are seeking an experienced Global Payments/Financial Services Legal Counsel to provide strategic commercial legal advice and ensure compliance across PIPO’s payments and financial services operations in the Americas (including Latin America) region. This role is pivotal in advising on complex regulatory and commercial matters, structuring compliant business models, and supporting the development of innovative payments and financial services solutions while ensuring adherence to AML, KYC, and other key regulatory frameworks. Key Responsibilities: - Focused on commercial work, but also advises on a range of issues including financial services regulation (e.g. Consumer/merchant financing, purchase protection, etc), consumer protection, KYC, risk assessment/compliance related to the financial services businesses worldwide. - Structure, draft, and negotiate a wide range of agreements with our various partners supporting the financial services businesses. - Actively collaborate with a wide variety of internal stakeholders, including product, engineering, compliance, marketing, business development, and risk on a range of issues related to product development and commercialization of financial services products and services. - Work closely with colleagues across the global legal team to advise on general issues in connection with the launch of projects or programs in the destination countries/regions. - Help build scalable and effective processes for legal review and launch of new features and products. - Stay up-to-date and serve as the subject matter expert of financial service regulations, including AML, KYC and KYB and other ancillary topics related to financial services. - Participate as a proactive business partner for senior managers and build a trusted advisor relationship. Minimum Qualifications: - Qualified lawyer in the US, preferably NY or CA, with relevant experience, preferably across both private practice and in-house, with exposure in Technology, FinTech &/or Financial Services industries. - Strong understanding of the financial services sector, including knowledge of compliance requirements such as consumer protection, anti-money laundering rules, know-your-customer requirements, etc. - Strong contract negotiation skills with a focus on payments, financial services, technology, and commercial agreements. - Ability to navigate matters independently, demonstrate excellent judgment and decision-making capability with imperfect information. - Ability to navigate complex regulatory environments and provide practical, business-oriented legal solutions. - Exceptional stakeholder management, communication skills, with the ability to collaborate across legal, compliance, product, and risk functions. Preferred Qualifications: - Experience working with other jurisdictions in the Americas region, like Canada and Latin America. - Ability to work in a fast-paced environment while demonstrating flexibility, commitment to teamwork, and a willingness to change assignments meet clients' needs. Anticipates clients needs and delivers with timeliness, accurately sensing the urgency and sensitivity to the situation. - Ability to manage heavy workload volume and meet critical deadlines with little supervision. - Proactively makes recommendations for necessary process improvements. - Demonstrates an in-depth understanding of the clients' business, industry and organization and shows support for delivery of the product, services and initiatives of the organization. - Proactively identifies problems or issues and takes lead in resolving issues.