Full-Time

Lead – AI Engineer

Dublin, CA or USA Remote

SavvyMoney

SavvyMoney

51-200 employees

Real-time credit scores with personalized education

Compensation Overview

$150k - $175k/yr

No H1B Sponsorship

Remote in USA + 1 more

More locations: Dublin, CA, USA

Remote

Bachelor's

Category
Software Engineering (1)
Required Skills
LLM
Claude
Python
RAG
AWS
Observability

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Requirements
  • At least 5 years of professional software engineering experience, including production large language model systems personally architected and shipped.
  • Deep hands-on proficiency in Python and cloud-native Amazon Web Services development, including evaluation, cost-per-outcome, latency, and prompt-injection defense.
  • Deep technical literacy with Copilot, Cursor, Claude, Glean, and ChatGPT, with daily practical use.
  • Experience defining adoption metrics, instrumenting telemetry, and reporting to executive audiences.
  • Ability to run requirements sessions with business teams and present outcomes to executive teams.
  • Demonstrated success driving organization-wide behavior change and running a champions network or community of practice at scale.
  • Ability to work cross-functionally with engineering, legal, security, human resources, and business leadership.
Responsibilities
  • Own the technical direction of every internal AI system and write a substantial portion of the systems personally.
  • Define company-wide reference architectures for retrieval-augmented generation pipelines, agent loops, evaluations, the large language model gateway, observability, and cost control, and prototype the first working version of each.
  • Ship production systems end-to-end with the AI Engineer, including requirements, prototyping, deployment, instrumentation, and iteration.
  • Set technical standards through code review, evaluation coverage, prompt-injection defense, and cost-per-outcome discipline.
  • Run intake with business and executive stakeholders, elicit requirements, pressure-test use cases, and decide what the team builds, buys, or declines.
  • Own the acceptance gate and obtain stakeholder confirmation in user acceptance testing before shipment.
  • Present outcomes in monthly executive reviews, quarterly business reviews, and team demonstrations.
  • Recruit, train, and run a network of named AI champions across business units.
  • Run the champions cadence and the internal community of practice.
  • Design and deploy scalable AI literacy curricula with role-specific tracks.
  • Own build-versus-buy decisions for training vendors and certification pathways, and improve the AI-fluency baseline.
  • Own the internal AI Slack channel, monthly newsletter, quarterly town halls, and success-story library tied to dollarized outcomes.
  • Run weekly drop-in office hours for the AI Engineering Team's tools and support.
  • Identify recurring policy, tooling, and integration friction and partner with the AI Engineer and VP of Information Security and DevOps to remove it.
  • Own adoption data by team, tool, and role; design targeted interventions; and report adoption metrics to executive reviews and scorecards.
  • Drive practical adoption of acceptable-use policies and newly adopted tools.
  • Advise on tool-seat allocation using adoption data and return-on-investment signals.
  • Extend the champions and training model to partner operations teams and coordinate with partner-facing teams on scalable AI use cases.
Desired Qualifications
  • Experience in fintech, lending, or financial services.
  • Prior experience in information security, DevOps, or a regulated-industry technical function.
  • Experience at a private-equity portfolio company.
  • Experience with AI governance frameworks such as the NIST AI Risk Management Framework or ISO 42001.
  • A bachelor's degree in a relevant field or a compelling self-taught equivalent.

SavvyMoney provides real-time credit score solutions and personalized financial education to customers via financial institutions. It integrates into banks and credit unions' digital banking platforms to deliver live credit scores, targeted education, and customized content, helping customers manage their credit. The product combines score data, analytics, marketing tools, and pre-screened lending experiences to optimize loan offers and conversions, and to guide customers through a digital loan application. The company differentiates itself with a focus on real-time scoring within digital channels, actionable analytics on score improvement and loan engagement, and integrated marketing and pre-screened lending tools that streamline the customer journey. SavvyMoney’s goal is to help financial institutions grow profitable loan volume while boosting customer loyalty by delivering timely, personalized credit insights and education.

Company Size

51-200

Company Stage

Late Stage VC

Total Funding

$272M

Headquarters

Dublin, California

Founded

2009

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Simplify Jobs

Simplify's Take

What believers are saying

  • SavvyMoney launched Home Value & Equity in May 2026 across partner institutions.
  • Allstate Identity Protection partnership added fraud-restoration services in January 2026.
  • SavvyMoney won the 2026 Banking Tech Award and reported 1,600-plus financial-institution partners.

What critics are saying

  • PSG and Canapi's $225 million round forces aggressive growth by 2026.
  • Fiserv, MeridianLink, and Experian can bundle similar engagement tools into core platforms.
  • Loan, equity, and identity features deepen compliance exposure; a model error can damage trust fast.

What makes SavvyMoney unique

  • TransUnion partnership gives SavvyMoney credit-data credibility and distribution through banks.
  • Home Value & Equity embeds homeowner equity inside existing credit-score dashboards.
  • CreditSnap acquisition adds end-to-end lending and account-opening workflows inside bank channels.

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Benefits

Remote Work Options

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

1%

2 year growth

-1%
PR Newswire
Aug 11th, 2026
SavvyMoney ranks No. 80 in the San Francisco Bay Area, No. 175 in financial services and No. 310 in California among 2026 Inc. 5000 honorees.

SavvyMoney ranks No. 80 in the San Francisco Bay Area, No. 175 in financial services and No. 310 in California among 2026 Inc. 5000 honorees. Aug 11, 2026, 08:00 ET Company Also Climbs to No. 2227 on the 2026 Inc. 5000 List, Marking a Fourth Consecutive Year Among America's Fastest-Growing Private Companies DUBLIN, Calif., Aug. 11, 2026 /PRNewswire/ - SavvyMoney, a leading provider of integrated credit score, financial wellness and lending solutions, today announced it has been ranked No. 2227 on the 2026 Inc. 5000 list, the annual list of the fastest-growing private companies in America. This marks the fourth consecutive year SavvyMoney has been named to the Inc. 5000, and ranking higher than 2025, as more financial institutions use its platform to help consumers build financial confidence. SavvyMoney also ranked No. 80 among companies in the San Francisco Bay Area (SF-Oakland-Fremont metro area), No. 175 among financial services companies and No. 310 among all California honorees. The list is the most prestigious ranking of the nation's most successful independent and entrepreneurial businesses, recognizing companies that have achieved remarkable growth while driving innovation, creating jobs and shaping the future of the economy. Past honorees include companies such as Microsoft, Meta, Chobani, Oracle and Patagonia. "You don't land on this list four times by accident, and you don't climb higher by getting comfortable, but the number I care about isn't 2,227. I care about the 1,600 institutions that have entrusted us to support their growth and engagement strategies, and to help improve the financial health of the consumers they serve," said JB Orecchia, CEO and president of SavvyMoney. "The real proof behind this ranking is that SavvyMoney built something the market truly needs to help institutions serve their consumers better. We set out to fuel the growth of our financial institution partners and ultimately meet the needs of their customers, and our own growth continues to be the byproduct of that mission." This year's Inc. 5000 recognizes a new class of companies redefining what growth looks like. From AI and advanced manufacturing to healthcare, consumer products and professional services, these businesses are expanding their impact, creating jobs and proving that entrepreneurial ambition continues to fuel the U.S. economy. Among the 5,000 companies on the list, the median three-year revenue growth rate was 130%, and those companies have collectively added more than 627,208 jobs to the U.S. economy over the past three years. For the full Inc. 5000 list, honoree company profiles and a searchable database by industry and location, please visit: www.inc.com/inc5000. "Every company on the Inc. 5000 has a story of perseverance, smart decision making, and a refusal to sit still," says Mike Hofman, editor-in-chief of Inc. "Their growth reflects more than strong financial performance - it reflects creativity, resilience, and the customer focus required to build companies that make a lasting impact. We congratulate all honorees on this significant achievement." This recognition comes as SavvyMoney continues expanding on its offerings and innovation. In May 2026, the company launched Home Value & Equity, giving homeowners real-time visibility into their property wealth directly inside the credit score experience they already use, and it recently earned recognition as Best Embedded Finance Solution at the 2026 Banking Tech Awards USA and Dublin's 2026 GameChangers Award Honoree, Backed by a $225 million investment to accelerate its product roadmap, SavvyMoney now supports more than 1,600 financial institutions nationwide, each looking to turn everyday data into the kind of guidance that helps consumers see problems before they arrive. Inc. will celebrate the honorees at the 2026 Inc. 5000 Conference & Gala, taking place October 14-16 in Dallas, Texas and the top 500 will be listed in the Fall issue of Inc. Magazine. Tickets are on sale now. Inc. 5000 List Methodology Companies on the 2026 Inc. 5000 are ranked according to percentage revenue growth from 2022 to 2025. To qualify, companies must have been founded and generating revenue by March 31, 2022. They must be U.S.-based, privately held, for-profit, and independent - not subsidiaries or divisions of other companies - as of December 31, 2025. (Since then, some on the list may have gone public or been acquired.) The minimum revenue required for 2022 is $100,000; the minimum for 2025 is $2 million. As always, Inc. reserves the right to decline applicants for subjective reasons. About SavvyMoney SavvyMoney is the industry leader in financial wellness and lending solutions to more than 1,600 banks, credit unions and fintechs nationwide. Connecting real-time credit score insights, analytics and personalized offers with a fully integrated lending and deposit experience, consumers can go from knowing to doing in minutes. With more than 70 integrations and white-glove support, SavvyMoney helps financial institutions increase conversions, deepen relationships and grow efficiently. About Inc. Inc. is the leading media brand and playbook for the entrepreneurs and business leaders shaping our future. Through its journalism, Inc. aims to inform, educate, and elevate the profile of its community: the risk-takers, the innovators, and the ultra-driven go-getters who are creating the future of business. Inc. is published by Mansueto Ventures LLC, along with fellow leading business publication Fast Company. For more information, visit www.inc.com. SOURCE SavvyMoney

Finopotamus
May 29th, 2026
SavvyMoney wins 2026 Banking Tech award for Best Embedded Finance Solution.

SavvyMoney wins 2026 Banking Tech award for Best Embedded Finance Solution. * 3 hours ago Leading fintech recognized for innovation in personalized digital banking experiences DUBLIN, Calif., May 29, 2026 - SavvyMoney, a leading provider of personalized financial wellness and credit score solutions, today announced it has been named the winner of the Best Embedded Finance Solution category at the 2026 Banking Tech Awards USA, powered by FinTech Futures. The Banking Tech Awards USA celebrate the most innovative financial institutions and technology providers delivering impactful digital banking experiences and advancing the future of financial services. SavvyMoney earned recognition for its continued innovation in embedded finance, helping financial institutions integrate personalized credit insights, financial wellness tools and engagement experiences directly into digital banking channels. "We are honored to receive the Best Embedded Finance Solution award from Banking Tech Awards USA," said JB Orecchia, president and CEO of SavvyMoney. "This recognition reflects our team's focus on helping financial institutions create more personalized digital experiences that drive stronger engagement and better financial outcomes for consumers." SavvyMoney's solution enables banks and credit unions to provide consumers with real-time credit score access, monitoring, personalized offers, financial education and actionable insights directly within their existing digital banking environments. By embedding financial wellness experiences into everyday banking interactions, SavvyMoney helps financial institutions strengthen engagement, build loyalty and uncover new growth opportunities. The award was presented during the 2026 Banking Tech Awards USA ceremony held May 28 in New York City. "The institutions winning on personalization today aren't doing it with point solutions. They're doing it with connected platforms that take consumers from insight to action in one place. That's what we've built, and that's what this recognition reflects," added Orecchia. "We're proud to help our partners lead that transformation." To learn more about SavvyMoney and its solutions for financial institutions, visit www.savvymoney.com. About SavvyMoney SavvyMoney is the industry leader in financial wellness and growth solutions for over 1,600 banks, credit unions and fintechs nationwide. By connecting real-time credit score insights, analytics and personalized offers with a fully integrated lending and deposit experience, consumers can go from knowing to doing in minutes. With white-glove marketing support, SavvyMoney helps financial institutions increase market share, deepen relationships and grow efficiently.

PR Newswire
May 13th, 2026
SavvyMoney launches property wealth tool showing homeowners their estimated home value and equity inside credit score dashboard

SavvyMoney has launched Home Value & Equity, a property wealth feature integrated into its credit score platform for US financial institutions. The tool automatically displays estimated home values, mortgage balances and available equity for eligible homeowners within their existing credit score dashboard, requiring no action from consumers or implementation work from institutions. The feature addresses a significant gap: whilst the average US homeowner with a mortgage holds approximately $313,000 in equity, one-third don't know how to access it, according to an AmeriSave survey. Home Value & Equity provides automated monthly updates using data from an automated valuation model covering 99.9% of US residential properties. The pilot launch offers financial institutions a new engagement tool and potential home lending opportunities. SavvyMoney serves over 1,600 banks, credit unions and fintechs nationwide.

Innovation Tri-Valley Leadership Group
May 13th, 2026
Valley Reveals 2026 #GameChangers Honorees Ahead of Ninth Annual Awards Celebration

Valley reveals 2026 #gamechangers honorees ahead of ninth annual awards celebration. Pac-12, Inertia Fusion Energy, SavvyMoney, Calyxo, and Stanford Health Care Tri-Valley Named Among Region's Most Transformative Companies and Institutions DUBLIN, Calif. - 6 May 2026 - Innovation Tri-Valley Leadership Group (ITV) today announced the honorees for the ninth annual #GameChangers Awards - the Tri-Valley's signature celebration of breakthrough innovation, visionary leadership, and the companies and individuals reshaping one of the most dynamic regional economies in the world. The 2026 honorees represent the full breadth of the Tri-Valley's innovation ecosystem: a reinvented sports and entertainment powerhouse, a fusion energy company that may hold the key to the planet's clean energy future, a fintech platform changing how millions of Americans understand and manage credit, a medical device company attacking one of urology's most painful and persistent problems, and a healthcare institution that has fundamentally transformed how Tri-Valley residents access world-class care. The awards will be presented on Thursday, May 21, 2026, from 5:30 to 8:00 PM at The Roundhouse at Bishop Ranch in San Ramon. This year's honorees include: PAC-12 CONFERENCE - San Ramon Innovation in Sports & Entertainment Few institutions in American sports have undergone a transformation as dramatic - or as closely watched - as the Pac-12 Conference. Having relocated its operations to San Ramon, the Pac-12 is rewriting its own story from the heart of the Tri-Valley, building a next-generation model for collegiate sports and entertainment that leverages Silicon Valley's proximity, the Bay Area's media infrastructure, and a legacy brand that generations of fans across the western United States know and love. The Pac-12's reinvention is not just a sports story. It is a story about what it looks like when a storied institution bets on the Tri-Valley as the place to write its next chapter. INERTIA FUSION ENERGY - Livermore Innovation in Energy & Deep Technology Livermore has long been home to some of the most ambitious science in the world - and Inertia Fusion Energy is squarely in that tradition. Building on the landmark fusion ignition achieved at Lawrence Livermore National Laboratory in December 2022, Inertia Fusion Energy is working to translate that historic scientific breakthrough into a viable, commercially deployable clean energy technology. If successful, the implications are civilization-scale: abundant, carbon-free energy produced from the same physics that powers the stars. That this work is developing in Livermore is not a coincidence. It is the result of decades of scientific investment that the entire region has taken stake in. SAVVYMONEY - Dublin Innovation in Financial Technology The vast majority does not fully understand their credit score - a number that shapes their ability to buy a home, secure a loan, and build financial stability. SavvyMoney, headquartered in Dublin, is changing that. The company's credit score and financial wellness platform is embedded in the digital banking experiences of credit unions and financial institutions serving tens of millions of consumers nationwide, providing real-time credit insights, personalized offers, and the kind of financial clarity that was previously available only to those who knew where to look and what to look for. SavvyMoney's work is not just fintech. It's financial equity, shared at scale, and built in the Tri-Valley. CALYXO - Pleasanton Innovation in Biotechnology & Medical Devices Kidney stones affect one in ten Americans and represent one of the most painful and costly conditions in urology - with recurrence rates that make treatment a recurring challenge for millions of patients. Calyxo, based in Pleasanton, has developed a breakthrough medical device technology designed to dramatically improve the efficiency and outcomes of kidney stone treatment, reducing procedure time, improving stone clearance, and enabling patients to return to health faster. The company's technology is the product of deep clinical insight and rigorous engineering - and its trajectory from Pleasanton to surgical suites across the country is precisely the kind of innovation story the Tri-Valley was built to produce and tell. STANFORD HEALTH CARE TRI-VALLEY - Founders Award Transformative Impact on the Tri-Valley Innovation Ecosystem The annual Founders Award honors an individual or organization whose contribution to the Tri-Valley's innovation ecosystem transcends a single sector or a single year - whose presence has fundamentally changed what is possible for the region and the people who live here. This year, that recognition is given to Stanford Health Care Tri-Valley. When Stanford Health Care opened its Tri-Valley campus, it did not simply add another hospital to a growing region. It signaled to the world that the Tri-Valley was a place worthy of competitive institutional investment - and it delivered on that signal by bringing the clinical expertise, research capabilities, and care standards of one of the world's leading academic medical centers to the doorstep of Tri-Valley families. The impact has been profound: on patient outcomes, on the region's ability to attract and retain top talent, on the broader healthcare ecosystem, and on the confidence of every company and family that has chosen to build a home in the region. Stanford Health Care Tri-Valley has not just served this community. It has strengthened it and made life and living sought after in the Tri-Valley. The #GameChangers Awards - Nine Years of Honoring the Tri-Valley's Best Now in its ninth year, the #GameChangers Awards has become the most anticipated event on the Tri-Valley's innovation calendar - a high-energy reception and awards ceremony that unites the region's founders, funders, civic leaders, and entrepreneurs to honor the companies and individuals transforming the Tri-Valley into a global innovation hub. "The 2026 cohort is extraordinary - and equally emblematic of a Tri-Valley that is not waiting for the future to arrive," said Katie Marcel, CEO, Innovation Tri-Valley. "This region's innovation story is a huge contribution to the leadership of California. It is a bearer of hope for the world." The ninth annual #GameChangers Awards will feature a hosted reception and the presentation of this year's honorees in a program designed to energize and inspire everyone in the room. Tickets, sponsorship opportunities and more information are available at [email protected]. ###. ABOUT INNOVATION TRI-VALLEY LEADERSHIP GROUP Innovation Tri-Valley Leadership Group (ITV) is a collaborative network of corporate leaders, elected and civic officials, educators, and regional champions dedicated to advancing the Tri-Valley as a globally recognized hub of technology, entrepreneurship, and economic vitality. Spanning the cities of Dublin, Livermore, Pleasanton, San Ramon, and the Town of Danville, the Tri-Valley is home to two national research laboratories - Lawrence Livermore National Laboratory and Sandia National Laboratories - more than 700 technology companies, and a regional innovation economy generating $52 billion in GDP. ITV connects the dots between the public and private sectors, amplifies the region's breakthrough companies and people, and shapes the long-term economic future of one of the Bay Area's fastest-growing and most dynamic regions. Learn more at innovationtrivalley.org. MEDIA CONTACT

CUbroadcast
May 13th, 2026
SavvyMoney launches Home Value & Equity, bringing property wealth insights into the Credit Score experience.

SavvyMoney launches Home Value & Equity, bringing property wealth insights into the Credit Score experience. JB Orecchia SavvyMoney, a leading provider of integrated credit score, financial wellness and lending solutions, today announced the pilot launch of Home Value and Equity, the industry's first property wealth feature built natively into a credit score experience that provides eligible consumers with an automated view of their estimated home value, mortgage balance and available equity - giving financial institutions a new tool to deepen engagement and drive home lending growth. Unlike standalone home value tools that require separate integrations, new consumer enrollment flows, or additional vendor relationships, Home Value and Equity appears automatically for eligible homeowners inside the Credit Score dashboard their institution already has - with no implementation work required from the institution and no action required from the consumer. The pilot comes as U.S. homeowners are sitting on substantial property wealth but often lack easy visibility into it. For most consumers, their home is their single largest financial asset. The average U.S. homeowner with a mortgage holds approximately $313,000 in equity, according to the ICE Mortgage Monitor, yet a recent AmeriSave survey found that one-third of homeowners don't know how to access or use that equity. Home Value & Equity closes this gap by putting property wealth insights directly inside the digital banking experience consumers already use, alongside the credit score they already check. Home Value & Equity is built directly into the SavvyMoney Credit Score dashboard. When eligible homeowners access their dashboard, they'll see a new tile displaying their current estimated home value. From there, consumers can click into a dedicated Home Value & Equity page showing additional insights including their current mortgage balance, estimated available equity, a historical trend graph showing how their value and equity have changed over time, a photo of their property (where available) and educational content about what home equity is and how to use it. Consumers can also explore home loan offers from their institution, where available. And the entire experience is automatic: Consumers do not need to enter an address, upload documents or take any action to activate the feature. What This Means for Consumers For eligible homeowners, Home Value & Equity provides a clear, ongoing view of one of their most significant financial assets: * Home equity visibility: See estimated home value, mortgage balance and available equity in one place alongside their credit score - with no sign-up, data entry or additional enrollment. For many consumers, this is the first time they'll have a clear picture of the wealth they've built in their home without having to seek out a third-party tool or request a formal appraisal. * Equity growth tracking: Monitor how home value and equity evolve using historical trend data to inform long-term financial planning. Whether a consumer is considering a renovation, weighing a move or simply wants to understand where they stand, tracking equity over time helps them see when they may be in a stronger position to finance future milestones. * Informed decision-making: Access education and resources that explain what home equity is and how it can be used, from financing a renovation to consolidating high-interest debt or planning for a major life expense. When they're ready, consumers can explore home loan offers from their financial institution. The feature does not trigger a credit inquiry or affect the consumer's credit score. All estimates are clearly labeled as educational and informational. "For the millions of homeowners who bank with SavvyMoney partners, understanding their equity position can be the difference between wondering and knowing. Home Value & Equity brings that visibility directly into the credit score experience consumers already trust, with no friction for the consumer and no heavy lift for the institution," said JB Orecchia, president and CEO of SavvyMoney. "SavvyMoney has always existed to help consumers understand their credit and long-term financial wellness. The wealth they've built in their home is a critical part of that picture and now consumers can see it right where they manage the rest of their financial health." Growth Opportunities for Financial Institutions For banks, credit unions and fintechs, Home Value & Equity turns consumer engagement into actionable home lending opportunities: * Targeted home product offers: Leverage home value and equity data insights to deliver timely, relevant offers across refinance, HELOC, home insurance and related products. * Higher-quality leads: Identify in-market and equity-qualified homeowners to strengthen mortgage and home lending pipelines. * Stronger engagement and segmentation: Access home equity insights to prioritize outreach, refine audience targeting and increase campaign effectiveness. * Zero implementation burden: No technical build, integration or engineering resources required. The feature is enabled directly by SavvyMoney within the existing platform. Powered by an Industry-Leading Automated Valuation Model Home Value & Equity is built on data from an industry-leading automated valuation model covering 99.9% of U.S. residential properties. Mortgage balance data is sourced from the consumer's existing credit file. The feature automatically matches eligible consumers to their property and calculates equity without requiring any input from the consumer or technical resources from the institution. Home value estimates update approximately monthly as new market data becomes available. Home Value & Equity is the latest addition to SavvyMoney's growth roadmap focused on delivering comprehensive financial wellness tools to consumers through the institutions they trust. Recent platform updates include a partnership with Allstate Identity Protection to deliver fraud restoration services within the Credit Score experience, the acquisition of CreditSnap to power a seamless end-to-end loan origination and account opening experience, and an expanded fintech reach through a partnership with Avant to power its Credit Builder tool. Home Value & Equity is now in pilot with select SavvyMoney partner institutions, with broader availability to follow. Financial institutions interested in joining the pilot or learning more about availability can contact their SavvyMoney Partner Manager or visit www.savvymoney.com to learn more