Full-Time
Specialist
Business finops, Fte
Posted on 9/9/2026
Zinnia
201-500 employees
Platform for life and annuity products
No salary listed
Noida, Uttar Pradesh, India
In Person
On-site in Gurugram, Haryana, India.
Bachelor's
 Accounting (1) |
|---|
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- Graduation in any stream, Commerce Graduate preferred.
- 3+ year of working experience (Life insurance domain) that required a focus on quality including attention to details, accuracy, and accountability for your work product.
- In depth knowledge of overall accounting functions. Should have experience in General Ledger Accounting Function, reconciliations, AP, AR
- Should have working experience in setting up the federal, state and local tax withholding amount of the employees, involving compliance to US federal and state tax laws
- Ability to develop good understanding of Client Finance processes, policies and systems and will require being hands-on with the process while resolving key process and customer issues
- Familiar with US accounting functions (billings, payments, and receivables) and have prior experience of working for these US accounting functions.
- Working knowledge of accounting package ERP, People Soft or alike.
- Reconciling financial records: Reconcile payments as indicated on remittance documents and reconcile accounts.
- Managing Tax reporting process: Manage daily withholding balancing and ensure tax recs are balanced.
- Ensure accurate and timely tax reporting for annuity products including policyholder premiums, annuity payouts, interest and investment income, and return of principal.
- Oversee preparation and review of tax documents and filings as per IRS and regulatory standards (e.g., 1099-R).
- Execute daily, monthly, and quarterly activities to ensure proper tax treatment of annuity distributions.
- Collaborate with actuarial, finance, and legal teams to ensure consistency and accuracy in tax calculations.
- Address and resolve issues related to the taxability of death benefits.
- Ensure proper tax reporting for beneficiaries and align reporting processes with current tax laws and policy guidelines.
- Identify and resolve discrepancies or issues in tax treatment and reporting.
- Drive process improvements and system enhancements to improve accuracy and efficiency.
- Ensure adherence to internal controls and regulatory compliance.
- Maintaining documentation: Maintain proper documentation and keep procedures up to date.
Zinnia provides a platform for life and annuity insurance that helps insurers, advisors, and consumers. It offers an integrated system to create, launch, manage, and service life and annuity products, using data analytics and real-time data sharing to improve decision-making and transparency. The product is designed to be user-friendly and consumer-focused, turning data into actionable insights and a better digital buying experience. Unlike teams that only build parts of the process, Zinnia combines product development, servicing, and consumer engagement in one platform to increase efficiency for insurers and advisors while improving outcomes for customers. The goal is to modernize the life and annuity market by making it easier to bring products to market, manage them effectively, and help people get better protection and wellbeing.
Company Size
201-500
Company Stage
Seed
Total Funding
$1.7M
Headquarters
Topeka, Kansas
Founded
2005
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Simplify's Take
What believers are saying
- Zinnia launched headless order entry in June 2026, widening embed points across distributors.
- Zinnia claims under-three-month launches and over-95% straight-through processing, improving carrier ROI.
- Key Kiarie joined as CFO in July 2026, signaling tighter capital discipline and expansion readiness.
What critics are saying
- Carrier concentration is brutal; losing Kuvare or USAA would hit growth immediately in 2026.
- Headless APIs invite commoditization; carriers can swap front ends and pressure Zinnia pricing by 2027.
- Legacy-servicing modernization is slow; one failed implementation freezes conversions, renewals, and cross-sell for years.
What makes Zinnia unique
- Zinnia bundles Zahara, Zinnia Live, and headless APIs into one annuity operating stack.
- Kuvare adopted Zahara in July 2026 and launched Guidepath in April 2026.
- USAA expanded with Zinnia in July 2026, validating carrier-grade deployment at scale.
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Benefits
Health Insurance
Dental Insurance
Parental Leave
Profit Sharing
401(k) Company Match
Incentive Bonus Opportunity
Tuition Reimbursement
Growth & Insights and Company News
6 month growth
↓ -18%1 year growth
↓ -18%2 year growth
↓ -19%Zinnia and kuvare deepen partnership as carriers demand faster, smarter technology. Zinnia, a leading life and annuity technology company, today announced the expansion of its strategic partnership with Kuvare. This expansion supports Kuvare's broader technology strategy. With this new level of engagement, Kuvare will implement its adoption of Zahara, Zinnia's modern policy administration system, and Zinnia Live, the company's digital experience platform, in addition to several core platforms supporting product innovation, digital experience, and operational efficiency across Kuvare's enterprise. The expanded engagement is designed to enable faster product launches, modernize policyholder and advisor experiences, and build the operational efficiency required to grow without proportional increases in cost or complexity. For carriers like Kuvare, the ability to move quickly from product concept to market is no longer a competitive advantage; it is a baseline expectation. This expansion reflects what Zinnia hears from carriers broadly: when the platform is right, the pace at which a carrier can innovate, distribute, and scale changes fundamentally. "Carriers today are navigating real pressure with new product demand, distribution complexity, cost efficiency, and the consumer and advisor expectation of a modern digital experience," said George Esposito, Chief Executive Officer at Zinnia. "Kuvare has been a long-standing partner, and when carriers have the right technology foundation, they can move faster, serve better, and grow more efficiently. We are proud to be the platform behind Kuvare's next phase of growth, and excited for what's ahead." The real-world impact is already visible. In April 2026, Kuvare launched Guidepath, a new fixed indexed annuity developed and deployed on Zahara, marking a significant milestone in Kuvare's broader strategy to use the platform as the engine for future product development. It represents the kind of launch speed that carriers consistently cite as critical to staying competitive in a market where distribution windows open and close quickly. "Kuvare has a dynamic and adaptive Operating Model that incorporates several world-class partners with state-of-the-art technology, and Zinnia's Zahara and Zinnia Live fit perfectly given their market capabilities" said Carlos Sierra, Chief Operating Officer at Kuvare. "Integrating those new capabilities into Kuvare's overall ecosystem is a natural step that expands our relationship with Zinnia as we continue to reduce our product development go-to-market cycle, enhance our delivery efficiency, and provide a better advisor experience with a sharp focus on customer service." For carriers evaluating their own technology roadmaps, Kuvare's experience with Zinnia offers a concrete example of what it looks like to modernize at scale without sacrificing speed or stability. This expanded partnership reflects the compounding value of a long-term technology relationship built for where the market is going. About Zinnia Zinnia, an Eldridge business, simplifies the life and annuity industry by delivering comprehensive technology solutions for the industry's most critical needs. Zinnia is the infrastructure behind the life and annuity industry, helping carriers move faster, distributors expand access, advisors build confidence, and consumers gain trust. Zinnia is also backed by funds managed by KKR and Vista Credit Partners, leading global investment firms. To learn more about Zinnia, please visit zinnia.com. About Kuvare Kuvare is a dynamic international financial services platform with nearly $50 billion in assets supporting life insurance, annuities, reinsurance, advisory, and asset management solutions. Founded in 2015 and headquartered in the Chicago area, Kuvare follows a long-term growth strategy. The Kuvare family of companies includes Kuvare Life Re, Lincoln Benefit Life, Guaranty Income Life, United Life, Kuvare Strategic Investments and Ignite Partners. For more information, visit kuvare.com. Media Contacts:
Zinnia, a life and annuities technology platform, has appointed Key Kiarie as Chief Financial Officer. Kiarie brings experience from JPMorgan, AEA Investors, Saban Capital Group, and Media Development Investment Fund. He most recently served as CFO at Bloomberg Media and REVOLT Media & TV, where he led both organisations through significant growth and transformation. In his new role, Kiarie will oversee Zinnia's finance and corporate development organisations, managing financial planning and operations strategy. He will work with leadership to support the company's execution and scaling efforts. Chief Executive Officer George Esposito said Kiarie's experience building financial discipline in high-growth businesses makes him the right leader as Zinnia accelerates growth across its carrier and distributor client base. Zinnia provides technology infrastructure for the life and annuity industry.
Zinnia appoints Key Kiarie Chief Financial Officer as company scales technology platform. Published on July 21, 2026 GREENWICH, Conn. - July 21, 2026 - Zinnia, a leading life and annuities technology platform, today announced Key Kiarie as Chief Financial Officer as the company accelerates growth across its carrier and distributor client base. Kiarie comes to Zinnia from a career spanning investment, media, and operational leadership. He began at JPMorgan before moving into investing roles at AEA Investors, Saban Capital Group, and Media Development Investment Fund (MDIF). He most recently served as Chief Financial Officer at Bloomberg Media and REVOLT Media & TV, where he led both organizations through significant periods of growth, transformation, and scale. "I am thrilled to welcome Key to Zinnia at a defining moment for this company," said George Esposito, Chief Executive Officer at Zinnia. "We are core to how the life and annuity industry runs, and strong financial leadership turns momentum into durable results. Key has built that discipline inside high-growth businesses before, and he is the right person to lead it here." Kiarie will lead Zinnia's finance and corporate development organizations, overseeing the company's financial, planning, and operations strategy, partnering closely with leadership across the company to support execution and scale. "Zinnia sits at the center of an enormous, fast-changing market and its proprietary technology and customer value proposition is what makes this opportunity real," said Kiarie. "That combination of a strong platform, a talented team and a clear long-term vision is what drew me here. I look forward to executing on near immediate opportunities, supporting our growth and helping build for what's next." Zinnia plays a central role as the technology infrastructure powering the life and annuity industry. As carriers and distributors modernize their operations and look for more efficient ways to build, sell, and service products, Zinnia continues to enhance the technology, partnerships, and expertise that support the industry's evolution. About zinnia. Zinnia, an Eldridge business, simplifies the life and annuity industry by delivering comprehensive technology solutions for the industry's most critical needs. Zinnia is the infrastructure behind the life and annuity industry, helping carriers move faster, distributors expand access, advisors build confidence, and consumers gain trust. Zinnia is also backed by funds managed by KKR and Vista Credit Partners, leading global investment firms. To learn more about Zinnia, please visit zinnia.com.
Zinnia and carriers partner to drive annuity innovation as annuity market hits new highs. Published on July 7, 2026 GREENWICH, Conn. - July 7, 2026 Zinnia's platform accelerates product innovation, intelligent automation, and next-generation digital capabilities as carriers invest in the future of annuities Zinnia, a leading life and annuity technology company, is helping carriers capitalize on growing annuity demand by launching the next generation of annuity products faster, building innovative digital capabilities. The partnership with carriers reflects Zinnia's focus on powering product innovation, smarter automation, and modern infrastructure as carriers look to compete in a rapidly evolving market. As annuity demand continues to reach new highs, carriers are making strategic investments in technology platforms that enable faster product development, intelligent automation across the policy lifecycle, and the digital infrastructure needed to build long-term competitive advantage. Zinnia's platform enables carriers to launch new annuity products in as little as three months, with straight-through processing rates exceeding 95% for new business and same-day issuance capabilities. Beyond new business, Zinnia supports digital servicing across the annuity lifecycle, helping carriers modernize high-volume post-issue transactions through connected workflows built for the future. "The carriers leading this market are the ones investing in product innovation and digital-first infrastructure today," said George Esposito, CEO of Zinnia. "USAA is a great example of that vision, and we're proud to be the technology partner helping them bring it to life." Beyond accelerating product launches and new business processing, Zinnia also supports digital servicing across the annuity lifecycle, helping carriers modernize high-volume post-issue transactions through connected workflows that enable transaction processing to happen exponentially faster and in real time. USAA recently expanded its relationship with Zinnia, signing a renewed growth agreement and launching new annuity products on Zinnia's platform as part of its continued investment in annuity product development and modernization. "Partnering with Zinnia gives us access to the technology innovation we need to build the next generation of annuity products and capabilities for our members," said Mary Stork, SVP, GM, Retirement Solutions at USAA Life Insurance Company. "We're excited about what we're developing together." As insurers continue preparing for the next phase of annuity market growth, Zinnia continues to help carriers build the product capabilities, automation, and digital infrastructure needed to compete in a rapidly evolving market. About zinnia. Zinnia, an Eldridge business, simplifies the life and annuity industry by delivering comprehensive technology solutions for the industry's most critical needs. Zinnia is the technology and intelligence infrastructure powering the life and annuity industry, helping carriers operate more efficiently, distributors expand access, advisors build confidence, and consumers navigate financial protection and retirement with greater ease. Zinnia is also backed by funds managed by KKR and Vista Credit Partners, leading global investment firms. To learn more about Zinnia, please visit zinnia.com.
Zinnia launches headless annuity order entry platform Zinnia Unveils Headless Annuity Order Entry Platform Zinnia has announced the launch of its headless annuity APIs designed for carriers and distributors. The company suggests that this development has the potential to transform insurance distribution. Further details about the platform's features and functionalities can be accessed by visiting the provided link. Original Source: https://fintech.global/2026/06/08/zinnia-launches-headless-annuity-order-entry-platform/