Full-Time

Underwriting Expert Subscription

Permanent Contract, Brokerage

SMABTP

SMABTP

1,001-5,000 employees

Professional liability, property, and motor insurance

No salary listed

Île-de-France, France

Hybrid

Two days of telework per week.

Bachelor's

Category
Insurance (1)
Required Skills
Excel/Numbers/Sheets

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Requirements
  • A Bac +5 qualification in construction insurance.
  • At least 10 years of experience in claims management and successful experience in construction underwriting, including expertise with high-stakes cases.
  • Knowledge of legal principles sufficient to support accurate analyses.
  • Strong relationship-building skills, rigor, and dynamism when partnering with business introducers.
  • Ability to manage multiple cases on different subjects and prioritize tasks.
  • Stress management, strong written communication, and analytical abilities.
  • Proficiency with office productivity tools, including Excel.
  • Team spirit and versatility.
  • Knowledge of RC and RCD insurance is essential.
Responsibilities
  • Determine whether insurance requests submitted by brokers are acceptable under subscription underwriting rules.
  • Analyze requests and assess risks.
  • Evaluate risks and define coverage and pricing.
  • Propose contract projects and negotiate contracts.
  • Follow up with brokers and transmit insurance-offer documents.
  • Contact the appropriate internal services and transmit their responses to brokers.
  • Monitor portfolio developments.
  • Maintain relationships with intermediaries and provide technical advice.
  • Ensure the quality of relationships with the various networks of business introducers.
  • Negotiate new business after analyzing, evaluating, and selecting the risks proposed by business introducers.
  • Monitor activity, participate in portfolio surveillance, and manage renewal operations with business introducers.
  • Act as a reference for underwriting best practices and create and share technical training modules by facilitating training meetings for employees.

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify Jobs

Simplify's Take

What believers are saying

  • Revenue reached 6.035 billion euros in 2025, up 12.4%.
  • Life insurance jumped 35% and non-life rose 14% in 2025.
  • SMABTP kept expanding in 2026, naming Olivier Salleron president and new regional directors.

What critics are saying

  • Net income fell 14.8% in 2025 to 212 million euros after tax changes.
  • SMABTP's Tour Eiffel squeeze-out completed August 3, 2026, concentrating property risk.
  • A prolonged French construction collapse would break the specialist model.

What makes SMABTP unique

  • SMABTP specializes in construction insurance, serving 180,000 clients through 9 regional networks.
  • Its mutual model and 249% solvency ratio support underwriting through cycles.
  • Arundo Re and international operations broaden earnings beyond French builders.

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Benefits

Remote Work Options

Meal Benefits

Family Planning Benefits

Profit Sharing