Full-Time

Software Engineer

Backend

Updated on 4/22/2025

Empower

Empower

201-500 employees

Subscription service for personal finance management

Compensation Overview

$120k - $195k/yr

Mid, Senior

Remote in USA

Candidates must be based in the US.

Category
Backend Engineering
Software Engineering
Required Skills
C#
Requirements
  • Bachelor degree or greater within Computer Science, Software Engineering or a related subject
  • 3+ years developing web APIs within .NET (C#)
  • Working experience with ORMs such as Entity Framework
  • Working experience constructing and optimising RDMS queries
  • Working experience within the asynchronous programming model
Responsibilities
  • Designing, building, and deploying server application code that interfaces with 3rd party clients and Empower
  • Implementing secure coding standards in accordance with the Empower Secure Development Policy
  • Perform on-going security testing and code review to improve software security
  • Monitoring the performance of the Empower server application and applying corrective action through bug fixing and improved solutions
  • Minimising defects and improving reliability through: Development of automated tests, manual test validation, development of fit for purpose architecture and code, contributing to PRs
  • Developing and maintaining the server app build and deployment pipeline
  • Collaborating cross-functionally to define, design and ship new features that create customer and business value
  • Working with business and operations stakeholders for the definition and development of business requirements
  • Contributing to server/client contract API definition
  • Architecting solutions that interface into 3rd parties and the Empower mobile client
  • Maximising effective development and identifying new technology opportunities by: Keeping across .NET development announcements, being across community best practice, discovering and evaluating new technologies
  • Participating in the server ops on call schedule

Empower.me provides personal finance management and credit building services through a subscription-based model. Users can access a variety of financial tools, including budgeting tools, customizable payment plans, and credit score monitoring, all for a monthly fee of $8 after a 14-day free trial. A key feature of Empower.me is its ability to report users' payments to credit bureaus, which helps them build a positive credit history. This is particularly beneficial for individuals with no minimum credit score. Additionally, Empower.me offers a Thrive line of credit, which involves a soft inquiry on the user's credit report, ensuring that their credit score remains unaffected. Empower.me stands out from competitors by focusing specifically on credit building and providing tools that cater to individuals looking to improve their financial health.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$174.5M

Headquarters

San Francisco, California

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for financial literacy tools among millennials and Gen Z boosts Empower's market.
  • Partnerships with companies like Allianz Life enhance Empower's comprehensive financial solutions.
  • Rising popularity of cash advance apps supports Empower's quick fund access services.

What critics are saying

  • Increased competition from fintech companies like Dave and Earnin threatens market share.
  • Regulatory scrutiny over subscription models could impact Empower's business operations.
  • Integration challenges from Petal and Cashalo acquisitions may disrupt customer service.

What makes Empower unique

  • Empower offers a unique subscription-based service for financial management and credit building.
  • The Thrive line of credit provides low-cost borrowing with no impact on credit scores.
  • Empower's acquisition of Petal and Cashalo expands its reach in underserved credit markets.

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Benefits

Generous equity package

Full healthcare benefits

Unlimited PTO

Technology expense reimbursement

Work from anywhere

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

1%
Coverage
Jan 5th, 2025
Allianz Life Partners With Empower To Offer Lifetime Income Annuity

Allianz Life <i class="fa fa-info-circle company-popover" data-content="h3Allianz Life/h3. div. table

Coverage
Apr 9th, 2024
Empower To Acquire Petal

Financial technology company. Empower <i class="fa fa-info-circle company-popover" data-content="h3Empower/h3. div

Finextra
Apr 9th, 2024
Credit fintech Petal agrees sale to Empower

Empower Finance has agreed to buy US credit fintech Petal and closed the acquisition of Philippines-based Cashalo.

PR Newswire
Apr 9th, 2024
Empower Signs Definitive Agreement to Acquire Petal, and Completes Acquisition of Cashalo, to Accelerate Access to Fair Credit for Underserved Consumers

/PRNewswire/ -- Empower Finance, Inc. has entered into a definitive agreement to acquire Petal, a consumer credit card and financial technology company...

NerdWallet
Mar 18th, 2024
8 Apps That Loan You Money: Compare Cash Advance Apps

NerdWallet partners with Empower to provide consumers with small cash advances ($10-$250) quickly (within an hour).