Full-Time
Senior Enterprise Engineer
Data
Branch
201-500 employees
Fintech platform for instant employee payments
Compensation Overview
$175k - $190k/yr
No H1B Sponsorship
Remote in USA
Remote
Must be located in the United States and work remotely from within the country.
 Software Engineering (1) |
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- At least 5 years of professional Python engineering experience.
- At least 3 years of experience designing and building APIs, with FastAPI or Flask preferred.
- At least 3 years of experience with full-stack Python development.
- Experience building or working with MCP servers.
- Experience with deterministic large language model programming, including LangChain, UserPromptSubmit, and PostToolUse.
- Familiarity with OLTP databases and caching technologies.
- Strong proficiency in SQL and experience working with relational databases.
- Strong communication skills and the ability to work cross-functionally.
- Proven ability to own the full lifecycle of a project.
- Must be currently authorized to work in the United States without sponsorship or transfer.
- Build and maintain MCP servers that expose data platform capabilities and enterprise business systems to internal tools and artificial intelligence workflows deterministically.
- Build internal APIs to enrich the ecosystem of programmatically addressable resources.
- Build lightweight web applications and dashboards using Streamlit to support internal processes.
- Develop stateful applications that ensure standard operating procedures for various processes are followed in compliance with policy.
- Develop and manage automated workflows and pipelines in Python.
- Manage a software development life cycle to convert high-value macros and other tools built by less-technical users into standalone services and low-code workflows usable by multiple internal teams.
- Define coding standards and best practices for interacting with artificial intelligence agents across Branch.
- Collaborate with stakeholders across Branch to scope and deliver solutions.
- Write clean, well-documented code and contribute to technical quality.
- Background in fintech, payments, or financial services.
- Experience with Streamlit or similar lightweight user-interface frameworks.
- Familiarity with workflow automation tools such as Airflow, Prefect, or n8n.
- Familiarity with cloud infrastructure such as Amazon Web Services, Google Cloud Platform, or Microsoft Azure.
Branch provides a fintech platform that lets businesses offer workers instant access to their earnings with flexible payout options like instant, daily, or on-demand payments. It integrates with payroll data so workers can withdraw earnings as soon as they are earned, without requiring large pre-funding or upfront deposits. It differentiates itself with no/pre-funding payouts, a range of payout choices, and industry features such as cashless tips and a paycard alternative for quicker access to earnings. Its goal is to help businesses attract and retain talent by giving workers faster, more flexible access to pay while keeping costs and operations simple.
Company Size
201-500
Company Stage
Series C
Total Funding
$652.6M
Headquarters
Minneapolis, Minnesota
Founded
2015
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Simplify's Take
What believers are saying
- Stripe integration opens Branch to Stripe Connect platforms starting March 25, 2026.
- GigSmart adopted Branch's 1099 tax-filing product, validating contractor payout demand.
- TipCalc and Flex launched in 2026, expanding Branch into restaurants and embedded workflows.
What critics are saying
- DailyPay's 2026 partnerships and $960 million facility intensify competition for enterprise EWA.
- Branch laid off staff in Kenya and Nigeria in April 2026, signaling operating strain.
- H.R. 9330 and state EWA laws threaten fees, disclosures, and interstate rollout timelines.
What makes Branch unique
- Branch embeds earned wage access inside Stripe Connect with minimal API lift.
- TipCalc automates restaurant tip pooling, replacing spreadsheets with POS-driven payouts.
- Branch unifies W-2 pay, 1099 payouts, tips, and tax filing in one stack.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Remote Work Options
Company Equity
401(k) Retirement Plan
Unlimited Paid Time Off
Paid Holidays
Paid Parental Leave
Growth & Insights and Company News
6 month growth
↓ -1%1 year growth
↓ -4%2 year growth
↓ -1%Branch announces new Flex model to simplify earned wage access integration. Branch announced on July 14 the launch of its new Flex model for earned wage access, offering companies and platforms a faster and easier way to embed this feature into workplace applications. The company said the new configuration allows businesses to integrate earned wage access in weeks instead of months, removing much of the traditional engineering work required. According to Branch, the Flex model enables employers to offer workers access to their earned wages through existing debit cards via Branch Direct or through the Branch App. The company said this flexibility is designed to meet growing demand from both employers and employees for timely pay options. Atif Siddiqi, founder and CEO of Branch, said, "Earned wage access has moved from a nice-to-have to a baseline expectation for today's workforce, and the question we hear from customers is no longer whether to offer it but how. Embedding earned wage access into the workplace apps workers open every day can drive engagement, adoption, and ongoing usage. These new configurations make that embedded experience far simpler to launch, so companies can turn earned wage access into a key value-add that differentiates and enhances their platform, while giving workers a compelling benefit they can rely on." The company outlined that with either Core or Flex models, workers have multiple options for receiving pay: instant transfers for a small fee or two-day delivery at no cost via an existing debit card; Core users may also receive instant transfers at no cost through the Branch App. All configurations provide workers with clear earnings visibility and fee-free options. Branch stated its infrastructure supports not only EWA but also other payout solutions such as paycard and direct deposit for W-2 employees - including unbanked or underbanked individuals - cashless tips and mileage reimbursement, 1099 contractor payouts, W-2 employee payments, and embedded finance services. The company emphasized its role in helping businesses streamline operational workflows related to worker payments by integrating financial technology into existing systems across industries like hospitality, staffing marketplaces, vertical SaaS platforms, workforce management systems, and more.
Branch, a workforce financial infrastructure provider, has launched new configurations for its earned wage access offering. The company introduced a Flex model that eliminates integration work previously required for embedded experiences, allowing employers to incorporate EWA into existing workplace apps more easily. The new options enable workers to access earned wages through their existing debit cards via Branch Direct or the Branch App. Branch was the first EWA provider to offer fee-free on-demand pay for both workers and employers. "Earned wage access has moved from a nice-to-have to a baseline expectation for today's workforce," said Atif Siddiqi, Branch's founder and CEO. The company serves hospitality, staffing, and marketplace sectors. Branch's infrastructure supports various payment methods including paycard, direct deposit, and contractor payouts.
Branch, a workforce financial infrastructure provider, has launched TipCalc, an automated tip pooling and payout solution for restaurants. The platform replaces manual spreadsheets with automated calculations, integrating with point-of-sale systems to pull real-time check and labour data. TipCalc allows restaurants to configure custom tip pooling rules based on revenue centres and job codes, automatically calculating and distributing cashless tips to workers at the close of each night. Workers can receive tips directly in their Branch account at no cost or opt for instant delivery to a debit card for a small fee. The solution includes built-in reporting and alerts for large tips, helping reduce disputes and improve transparency. Branch already powers workforce payments for hospitality brands including Union Square Hospitality Group, Domino's and Jimmy John's.
Branch, a workforce financial infrastructure provider, has expanded its Embedded 1099 payouts solution to include end-to-end tax filing capabilities. The system now combines contractor onboarding, payments and tax filing into a single platform, handling W-9 collection, IRS verification, earnings tracking and 1099 form submission. GigSmart, managing over two million workers, is the first marketplace to adopt the new offering. The platform automates Tax Identification Number verification throughout the year, then submits 1099 forms to federal and state authorities during tax season whilst delivering copies to workers. The solution aims to help platforms balance fast contractor payments with compliance requirements. Branch CEO Atif Siddiqi said the system provides both reliable payouts and tax filing capabilities in one scalable platform purpose-built for contractor-centric businesses.
Branch expands Embedded 1099 payouts with end-to-end tax filing capabilities. Managing contractor payments is complex. Platforms today are expected to deliver fast, flexible payouts while also navigating the operational and compliance requirements that come with supporting large 1099 workforces, from onboarding and tax verification to year-end filing. At Branch, Branch Messenger Inc. has built its infrastructure to simplify the movement of money for modern workforces. Today, Branch Messenger Inc. is taking that a step further. Branch Messenger Inc. is expanding its Embedded 1099 payouts solution to include end-to-end tax filing capabilities, bringing contractor onboarding, payments, earnings tracking, and 1099 filing into a single, unified system. With this launch, platforms can reduce operational overhead, strengthen compliance, and deliver a more seamless experience for the workers who rely on them. GigSmart, a leader in workforce technology serving more than 2 million workers, is the first to adopt this new offering, demonstrating how platforms can scale contractor operations without added complexity. GigSmart becomes first marketplace to adopt new offering, unifying contractor onboarding, payments, and tax filing. TAMPA, FL - Branch, the leading provider of workforce financial infrastructure, today announced new offerings to its Branch Embedded 1099 payouts solution with the addition of 1099 tax filing capabilities. This evolution positions Branch as the end-to-end 1099 payout solution for platforms with large contractor workforces, combining fast, reliable payments with the critical infrastructure needed for W-9 collection, IRS verification, earnings tracking, and seamless 1099 form filing. The Branch Embedded 1099 payouts solution brings contractor onboarding, payments, and tax filing capabilities into a single, integrated system, giving platforms the speed and solutions they need to optimize the worker experience while reducing operational overhead. GigSmart, a leader in hourly workforce management solutions, is the first platform to leverage Branch's new offering and provide contractors with quick onboarding, fast payout options, clear visibility into their earnings, and timely delivery of tax forms at year-end. "At GigSmart, we're building a platform that works seamlessly for over 2 million workers and the businesses that rely on them," said Mitch Catino, Founder & COO at GigSmart. "Fast, reliable payouts and other tools for workers to manage their money with confidence are essential to that experience. Branch's payouts infrastructure allows us to deliver this at scale and ensure a great experience for our customers." With the new offering, marketplaces and platforms can automate W-9 collection, quickly verify Tax Identification Numbers, and set rules for handling verification failures. Branch tracks all earnings paid through its platform and enables organizations to incorporate additional earnings data as needed, creating a single source of truth for contractor income throughout the year. During tax season, platforms simply review and approve their filing data while Branch submits 1099 forms to federal and state authorities and delivers digital or physical copies to workers, with full support for additional states and corrections. "Platforms have long had to balance the need for fast contractor payments with the complexities of maintaining strong compliance," said Atif Siddiqi, founder and CEO at Branch. "This new offering gives them both fast, reliable payouts and tax filing capabilities in one scalable system purpose-built for contractor-centric businesses." Disclaimer: The information provided above is for general informational purposes only and should not be considered professional tax advice. Tax laws and regulations can be complex and vary based on your circumstances and location. Branch Messenger Inc. recommend consulting a licensed tax professional or financial advisor for advice. The materials on branchapp.com are for informational purposes only and subject to its terms of use and privacy policy. Branch does not provide legal, financial, tax or insurance advice. About Branch. Branch provides workforce financial infrastructure, helping businesses and platforms manage the flow of worker payments and the operational processes surrounding them. Companies use Branch to power the movement of earnings to employees and independent contractors - including wages, tips, reimbursements, and other payouts - through financial technology that integrates into existing systems. Beyond facilitating payouts, Branch offers tools that support operational workflows connected to workforce payments. These tools help companies streamline processes, reduce manual work, and support administrative and compliance efforts. Branch powers workforce payments and financial services for many of the nation's leading companies and platforms across hospitality, marketplaces, platforms, vertical SaaS, workforce management systems, and staffing industries. About gigsmart. GigSmart is a Denver-based workforce technology platform that gives businesses across hospitality, food & beverage, retail, warehouse & manufacturing, transportation & logistics, stadiums & large events, facility services, restoration, construction & landscaping, and senior care a central hub to manage and scale their labor. Powered by AI-driven matching technology, GigSmart connects companies to over 2 million active workers nationwide through three integrated solutions: G-Force for workforce management and scheduling, G-Flex for on-demand temporary labor, and G-Board for permanent hiring. Companies use GigSmart to optimize labor costs, fill shifts faster, and build flexible workforces that scale with demand. For more information, visit gigsmart.com/business.