Group Head of Cash Operations

Key responsibilities✨

• Supervise all all cash operations : 
• Oversee payment transactions on our PSP(s)
• Manage cash operations with our factors and financial partners
•  Improve day to day banking operations (vendor payments, bank monitoring …)
• Optimize cash flows by improving cash cycles through MaltOversee Performance Monitoring & reportingDevelop and maintain accurate cash flow forecasts to ensure the company has sufficient liquidity to meet its operational and strategic needs
• Manage the Cash Operations team, composed of 6+ persons2 transverse roles (1 Cash Controller + 1 Project Manager)4 operational roles (1 treasurer + 1 payment operations manager + 1 financing team + 1 credit & risk manager)
• Regulatory Compliance and Risk Management: 
• Maintain compliance with payment industry regulations and standardsIdentify and mitigate risks associated with all cash operationsDevelop and enforce internal controls and policies for cash management to prevent unauthorized transactions or fraud
• Cross-Teams & Department Collaboration: 
• Work with other departments (IT, Product, other finance teams) to ensure seamless payment operations.
• Process Documentation, create and maintain documentation for payment processes and procedures
• Drive innovation and strengthen our technical stack (deeper and stronger integrations, better automations …) in order to enhance efficiency, robustness, and reduce costs.
• Banking Relationships and Financing Build and maintain strong relationships with banks and financial institutions to negotiate favorable terms for credit facilities, payment processing, and other financial services.
• Manage and optimize group banking structures, including account setups, bank fees, and treasury services.
• Ensure the availability of financing options, such as revolving credit lines or short-term funding, to support the company’s growth and emergency liquidity needs.

Qualifications and Requirements:

• 10-15 years of experience in Treasury, Cash Management.
• Strong management, leadership, collaboration, negotiation, and communication skills to align treasury goals with business priorities, guide cross-regional cash management teams, and build effective relationships with senior executives, banks, vendors, and stakeholders.
• Technical Proficiency and Financial expertise. Familiarity with payment processing systems, financial software, and relevant technologies (e.g., ERP systems).
• Understanding of payment methods, gateways, and high volume transaction processing.
• Regulatory Knowledge & compliance requirements and regulations governing payment operations, such as PCI DSS and AML
• Strategic Thinking and Business Acumen Aligning cash management strategies with the company’s growth trajectory and long-term goalsAbility to think strategically and make long-term plans.
• Technology and Systems Proficiency. Understanding of digital solutions, automation, and data visualization tools for reporting
• .Ability to assess and implement new technologies to improve cash visibility and operational efficiency
• Adaptable & proactive. Flexibility to adapt to changing regulations, technologies, and market conditions in the payment sector. Initiative to identify potential challenges and opportunities before they arise.