Full-Time

Senior Software Engineer

Machine Learning Platform

Confirmed live in the last 24 hours

Upstart

Upstart

1,001-5,000 employees

AI lending marketplace for personal loans

Fintech
AI & Machine Learning
Financial Services

Compensation Overview

$160.4k - $222kAnnually

+ Bonus + Equity Compensation

Senior

Remote in USA

Category
Applied Machine Learning
AI & Machine Learning
Backend Engineering
Software Engineering
Required Skills
Python
Jupyter
Data Science
TypeScript
AWS
Databricks
Requirements
  • 5+ years of software engineering experience
  • 2+ years of experience building and/or contributing to the advancement of in-house Machine Learning Platforms that enable stakeholders such as modelers or ML-focused Scientists
  • Experience as a technical lead of mid-large sized teams working on cross-functional projects
  • Experience building and maintaining backend software services and APIs
  • Experience with big data, ETL, cloud compute, services, containerization, continuous integration and deployment (CI/CD), and testing frameworks
  • Experience with some or many of the following: Python, Typescript, interactive notebooks (Jupyter/Databricks), and AWS
  • Good understanding of software development principles and best practices for creating scalable and maintainable systems
Responsibilities
  • Build, maintain, and optimize high-quality software applications that enable machine learning models to be applied to the ever-evolving needs of the business
  • Develop the scaffolding, tooling, and infrastructure that allows research scientists to iterate and train large scale machine learning models
  • Enable rapid experimentation and iteration in model training code so that we can continuously improve our models
  • Build the infrastructure that provides research scientists the ability to access the data and features they need to enhance our models
  • Work with Data Engineers, DevOps Engineers, and Research Scientists to ensure that model training and deployment is a repeatable process that relies heavily on automation and workflows (not humans)
Desired Qualifications
  • Familiarity with cluster compute architectures (i.e.: Kubernetes, serverless architectures such as AWS Lambda, Batch), Databricks, and/or Spark ETL
  • Excellent quantitative reasoning skills with interest in working at the intersection of engineering and machine learning
  • Strong sense of ownership and accountability for the quality and timely delivery of work
  • Proven ability to effectively analyze and solve complex problems
  • Excellent written and verbal communication skills with stakeholders, peers and product owners
  • Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics

Upstart connects consumers with banks and credit unions through its AI-driven lending marketplace. The platform uses advanced AI models to assess borrower eligibility, allowing over 80% of applicants to receive instant approval without needing to submit documentation. Upstart offers various financial products, including personal loans, automotive loans, home equity lines of credit, and small-dollar relief loans. What sets Upstart apart from its competitors is its focus on providing a fair lending process that does not discriminate based on race, age, or gender, while ensuring a smooth digital experience for users. The company's goal is to make credit more accessible and affordable for everyone.

Company Stage

IPO

Total Funding

$132M

Headquarters

San Mateo, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Recent partnerships with credit unions show growing trust in Upstart's AI models.
  • Blue Owl Capital's $2 billion loan acquisition boosts Upstart's liquidity and investment potential.
  • Convertible notes issuance provides capital for expansion and debt repayment, enhancing stability.

What critics are saying

  • Competition from other AI lending platforms may reduce Upstart's market share.
  • AI model reliance could face regulatory challenges if biases are detected.
  • Economic downturns may increase loan default rates, affecting financial stability.

What makes Upstart unique

  • Upstart uses AI to approve loans instantly, enhancing customer experience.
  • The platform considers non-traditional data like education and work experience for credit decisions.
  • Upstart partners with over 100 banks and credit unions, expanding its lending network.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

401(k) Company Match

Employee Stock Purchase Plan

Life Insurance

Paid Vacation

Parental Leave

Flexible Work Hours

Wellness Program