Staff Software Engineer

Join the Tilt team

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity: Staff Backend Engineer, Cards

As a Staff Backend Engineer, you will play a pivotal role in shaping the technical direction of our solutions. You will identify strategic technical needs, lead large-scale and complex product initiatives, and optimize our engineering processes. You will also take ownership of technological initiatives, from management and execution to solution design and progress reporting. In addition, you will serve as a lead interviewer, mentor other engineers, and lead incident responses.

Your role will also involve designing, building, and deploying server application code, implementing secure coding standards, and meeting sprint goals. You will monitor the performance of our server application, participate in the server ops on-call schedule, and work towards minimizing defects and improving reliability.

Travel for company offsites is expected at a minimum 2 times a year.

How You'll Make an Impact

• Identify opportunities to foster optimal product direction, collaborate closely with business stakeholders to streamline and simplify designs, and proactively identify areas of risk and tradeoffs that can be enhanced.

• Ownership of technical initiatives, being accountable for the initiative's outcome, managing and executing the project, designing the solution and defining its requirements, reporting on the initiative's progress, and coordinating resources.

• Perform as a lead technical interviewer

• Lead technical reviewer of Tilt Engineering blog posts

• Mentor Engineers up to and including Senior levels

• Lead SEV1 and lower incident response through to resolution

• Lead engineering of large scale and complex product initiatives

• Culture leader across the engineering organization, delivery team and platform team

Why You're a Great Fit

• 7+ years developing web APIs within .NET (C#)

• Experience building resilient financial systems with state machine logic and complex lifecycles

• Ability to balance immediate business needs with long-term architectural considerations

• Strong understanding of distributed systems, queue-based architectures, and data-intensive applications

• Experience scaling consumer-facing products with significant transaction volumes

• Ability to collaborate effectively with product, risk, and operational teams

• Comfort making decisions with incomplete information and adapting as new data emerges

• Skill in mentoring and elevating the capabilities of other engineers

• Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What you'll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.