Full-Time

Mortgage loan originator

Confirmed live in the last 24 hours

Fifth Third Bank

Fifth Third Bank

10,001+ employees

Offers diverse banking and financial services

Fintech
Financial Services

Entry

Oxford, OH, USA + 1 more

More locations: Vandalia, OH, USA

Category
Real Estate
Real Estate Finance
Requirements
  • High school diploma or equivalent mandatory. Four-year college degree preferred.
  • Knowledge of conventional and/or government lending guidelines.
  • Knowledge of residential mortgage processing, underwriting, and closing procedures.
  • Knowledge of federal lending regulations governing real estate lending.
  • Demonstrated organizational skills.
  • Strong written and verbal communications skills.
  • Demonstrated teamwork and customer service skills.
  • Proven computer skills.
  • Basic sales technique skills.
  • Strong desire to excel in a competitive environment.
  • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
Responsibilities
  • Develop referral contacts (realtors, builders, professional and personal contacts).
  • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
  • Follow defined protocol for escalation exceptions.
  • Take applicant applications by completing Fannie Mae form 1003 on the laptop.
  • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
  • Manage pipeline for all originated loans through closing and complete required management reports.
  • Communicate with branches and/or applicants of providing timely updates and progress reports.
  • Maintain high levels of customer service while managing each applicant's and support staff's expectations.
  • Attend and participate in all Consumer Lending meetings as required by management.

Fifth Third Bank provides a variety of financial services to individual consumers, small businesses, and commercial clients. Its offerings include personal banking products like checking and savings accounts, mortgages, personal loans, and insurance options such as life and health coverage. For businesses, the bank offers services including business accounts, commercial loans, and treasury management. Fifth Third Bank's revenue comes from interest on loans, account service fees, and commissions from insurance and wealth management services. The bank aims to help clients achieve their financial goals through comprehensive financial planning and retirement services.

Company Stage

IPO

Total Funding

N/A

Headquarters

Cincinnati, Ohio

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • The bank's adoption of digital disbursements and treasury management solutions can enhance operational efficiency and attract tech-savvy clients.
  • Fifth Third Bank's diverse product offerings, including specialized services like down payment assistance, provide ample opportunities for career growth and specialization.
  • The focus on digitization and instant payments can lead to increased customer satisfaction and retention, driving long-term growth.

What critics are saying

  • The lawsuit alleging the opening of fake accounts could damage Fifth Third Bank's reputation and lead to regulatory scrutiny.
  • The competitive landscape in the B2B payments sector requires constant innovation to maintain market share, posing a challenge for sustained growth.

What makes Fifth Third Bank unique

  • Fifth Third Bank's focus on digital treasury and instant payment solutions positions it as a forward-thinking player in the financial services sector, adapting to pandemic-driven trends.
  • The bank's comprehensive range of services, from personal banking to wealth management, allows it to cater to a diverse clientele, unlike competitors with a narrower focus.
  • Fifth Third Bank's involvement in the B2B payments sector, particularly through the use of APIs, highlights its commitment to innovation and efficiency in financial transactions.

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