Full-Time

Senior Software Engineer

Identity Decisioning

Confirmed live in the last 24 hours

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Compensation Overview

CA$150k - CA$200k/yr

Mid, Senior

Company Historically Provides H1B Sponsorship

Remote in Canada

The job is remote within Canada, with flexibility to work from anywhere in the country. Affirm is a remote-first company, but some roles may require occasional in-office work.

Category
Backend Engineering
Software Engineering
Required Skills
Kotlin
Kubernetes
Python
MySQL
AWS
Requirements
  • 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • A track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
  • Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design.
  • Proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
  • Strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
Responsibilities
  • Owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
  • Supporting peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • Proactively identifying project, process, technology or business issues, advocating for them, and leading in solving them.
  • Supporting the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting 'keep the lights on' & on-call efforts.
  • Fostering a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
  • Helping develop talent on your team by providing feedback and guidance, and leading by example.

Affirm provides point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment options into online and in-store shopping experiences, using user-friendly plugins and APIs. The company earns revenue from interest and fees on loans to consumers, as well as from merchants who pay to offer Affirm's financing. Additionally, Affirm offers a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options. The goal of Affirm is to empower consumers with flexible payment solutions while providing value to merchants in the e-commerce and retail sectors.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Expansion into Canada with Shopify increases Affirm's North American market reach.
  • Partnerships with luxury brands like Taylor and Hart could boost transaction values.
  • Presence at high-profile events like REVOLVE Festival enhances brand visibility and consumer interest.

What critics are saying

  • Reporting loans to TransUnion may cause consumer backlash over perceived credit impact.
  • International expansion exposes Affirm to new regulatory and compliance challenges.
  • Economic headwinds and tariff uncertainties may reduce consumer spending and transaction volumes.

What makes Affirm unique

  • Affirm offers transparent payment plans with no hidden fees, unlike traditional credit cards.
  • Affirm's seamless integration with merchants enhances user experience and boosts conversion rates.
  • Affirm's biweekly interest-free payment option attracts consumers seeking flexible payment terms.

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Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-2%
PYMNTS
Apr 22nd, 2025
Affirm To Report All Pay-Over-Time Loans To Transunion

Affirm will begin reporting all its pay-over-time loans to TransUnion, beginning with those issued May 1. The buy now, pay later (BNPL) provider’s expanded credit reporting will include its Pay in 4 and longer-term monthly installments, the companies said in a Tuesday (April 22) press release. While consumers will see details about all Affirm transactions on their TransUnion credit file, the transactions will not be visible to lenders and will not be factored into traditional credit scores, according to the release

PYMNTS
Apr 16th, 2025
Online Sales Muted As Consumers Rush To Buy Cars And Tvs Ahead Of Tariffs

As earnings season kicked off last week, JPMorgan’s CFO Jeremy Barnum said on the conference call with analysts that consumers had been front-loading their spending ahead of anticipated price increases from tariffs. That scramble to buy goods showed up in the latest data on retails sales for March, capturing a surge that notched the highest [] The post Online Sales Muted as Consumers Rush to Buy Cars and TVs Ahead of Tariffs appeared first on PYMNTS.com.

Jewellery Focus
Apr 14th, 2025
Taylor and Hart partners with BNPL provider Affirm

UK-based jewellery brands Taylor and Hart and Affinity Fine Jewellers have partnered with Affirm, the buy now pay later vendor.

Affirm
Apr 14th, 2025
Affirm at REVOLVE Fest: A smarter way to lounge (and pay)

Affirm made its mark at this year's REVOLVE Festival in the Coachella Valley on April 12th, where over 2,000 celebrities, influencers, and festival-goers came together to celebrate style, music, and good vibes.

PYMNTS
Apr 11th, 2025
Fintech Ipo Index Surges Nearly 14%, Driven By Crypto And Bnpl Momentum

The majority of names in the FinTech IPO Index traded lower through a tumultuous five sessions of stock market activity that was dominated by tariffs. But, when you have a company whose shares spike more than 820%, that’s enough to move the whole group upward. That was the case this last week, as the overall Index surged 13.8%. Janover was the standout here, leaping a staggering 827%