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S&P Global

Delivers credit ratings, market data, indices

Associate Director - Structured Finance Ratings, Esoteric Assets

Equity & Credit ResearchConfirmed live in the last 24 hours
Full-timeHybrid

About the Job

Requirements

  • Complete the end-to-end ratings process for new issue and surveillance transactions.
  • Perform cash flow analysis, synthesize results, and present findings in committees for non-traditional assets, including transportation asset-backed securities, private equity, triple-net leases, data centers, timeshare, whole business, and decentralized finance transactions.
  • Analyze credit, cash flow, and performance characteristics of collateral pools; review third-party model output and reconcile it with cash flow results from internal models.
  • Review legal and operating documents for consistency with criteria, identify issues with transaction structures, and provide comments to external parties.
  • Actively manage relationships with internal and external clients.
  • Demonstrate strong knowledge of ratings criteria and cash flow analysis and handle clients’ analytical questions.
  • Contribute to training and outreach efforts, including timely commentaries, podcasts, and webinars.
  • Deliver high-quality work across a credit portfolio with limited oversight.
  • Collaborate effectively and influence through credibility and constructive challenge.
  • Coach and mentor junior colleagues through feedback and quality review, reinforcing human accountability in AI-enabled work.
  • Simplify processes through standardization, tooling, and automation.
  • Adapt to ambiguity, change, and evolving processes and tools.
  • Scale automation and agent workflows by defining problems, supporting testing and user acceptance testing, identifying controls, and enabling adoption.
  • Conduct strong research, data, credit, and financial analysis, translating complexity into evidence- and judgment-based narratives useful for decisions.
  • Understand the financial services environment and connect developments to emerging risk themes.
  • Apply practical fluency with generative AI, large language models, and agentic workflows, with disciplined validation, governance, and judgment.
  • Use strong analytical tools and learn data and automation tools to oversee AI-enabled production.
  • Communicate effectively in writing and verbally for committee-ready documentation and presentations and interactions with issuers, investors, and market participants.
  • Maintain accuracy, traceability, and governance, and adhere to methodology, documentation, and confidentiality expectations.
  • Exercise sound judgment in responsible AI and automation, including validation, awareness of bias and hallucinations, data protection, attribution, and approved boundaries.
  • Have a bachelor's degree or equivalent.
  • Work from the office a minimum of two days per week.
  • Attend at least one in-person interview at the nearest S&P Global Ratings office if reaching the final interview stage.

Responsibilities

  • Act as a senior reference point, coaching research assistants, rating analysts, and senior analysts on credit fundamentals, modeling discipline, data quality, and standard work, including governed use of AI.
  • Coordinate work across credits, anticipate capacity and quality risks, and influence outcomes through planning and constructive challenge in ambiguous situations.
  • Improve playbooks, standard operating procedures, and prompt libraries and drive adoption of continuous improvement.
  • Partner with stakeholders to identify and shape high-impact use cases, supporting testing, adoption, and rollout with governance, controls, and change management.
  • Foster critical thinking by challenging assumptions and the status quo to generate insights that shape market views and strategic decisions.
  • Model the organization’s values, including human-centric leadership alongside AI-enabled change.
  • Deliver end-to-end analytical execution across a defined portfolio, maintaining quality, timeliness, and clarity.
  • Lead surveillance and analytical updates, connecting performance, market developments, and issuer peers to forward-looking risk themes.
  • Own the quality of key outputs and ensure consistency and clarity of reasoning.
  • Use approved generative AI and large language models to accelerate research, comparisons, and drafting.
  • Operate alongside AI agents in recurring workflows.
  • Support execution of AI-driven projects.
  • Validate inputs, reconcile metrics, and document assumptions and model changes.
  • Synthesize data, analysis, and research into executive-ready, market-facing narratives that convey analytical expertise and provide trusted advice to influence decisions.
  • Build collaborative stakeholder trust through empathetic communication, differentiate the organization’s market viewpoint, and drive engagement with market participants.
  • Contribute to strategic initiatives and thought leadership by researching, drafting, and refining content with senior team input.
  • Ensure adherence to methodology, confidentiality, and data governance requirements and escalate emerging risks early.
  • Embed responsible AI use in workflow processes.
  • Drive controlled automation and agentic workflows to eliminate low-leverage work, define requirements and controls, and partner with Data and Engineering to scale safely while setting expectations for ongoing monitoring and human oversight.

Desired Qualifications

  • A master's degree or professional certification, such as the Chartered Financial Analyst designation, is highly valued.
  • Candidates from traditional finance disciplines or diverse academic backgrounds that support innovative and critical thinking are welcomed.

About the Company

S&P Global

Delivers credit ratings, market data, indices

S&P Global provides financial information and analytics for investors, corporations, and governments, including credit ratings, market data, and indices. It compiles large financial data, conducts research, and offers analytics, ratings, and benchmarks accessed via subscriptions, licenses, or transaction-based services. The company differentiates itself with an integrated suite that covers ratings, data, analytics, indices, and ESG solutions across global markets, backed by well-known brands. Its goal is to help clients make informed decisions, manage risk, and drive growth while prioritizing corporate responsibility.

Company size
10,001+
Company stage
IPO
Headquarters
New York City, New York
Founded
1917

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