Full-Time

Collection Recovery Lead

Citizens Financial Group

Citizens Financial Group

10,001+ employees

Retail banking and financial services provider

No salary listed

United States

In Person

Category
Operations & Logistics (1)
Required Skills
Risk Management
Customer Service
Requirements
  • 2+ Year of Customer Service Experience/Collections experience
  • Excellent phone communication, listening and negotiation skills
  • Able to prioritize and manage daily workload to meet deadlines
  • Proven ability working in a team atmosphere; in a fast paced, fun environment
  • Computer proficiency and acumen
  • Self-motivated attitude with a desire to succeed
  • Process/Continuous Improvement: Identify and respond to ideas for process improvement from team members and facilitate and undertake capitalized continuous improvement activities. May include project participation
  • Customer Service: Be a role model to drive a customer service values and effective management of customer concerns and issue resolution. To set expectations of customer service excellence delivery and ensure all department service level agreements are met and/or exceeded
  • Risk Management: Identify and manage risk, minimizing the outcome and escalating where appropriate. Work with risk, compliance and legal partners to review proposals and implement changes
  • Stakeholder Management: Develop and maintain effective working relationships. Partner with other department and / or divisions with common goals
  • Managing Change: Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience
  • Be flexible to react and/or implement change initiatives
  • Team Leadership: Develop, plan, and implement activities that will enable a highly motivated and highly performing team to deliver team objectives
  • Business Management & Planning: Implement and deliver the business plans and targets. Plan, allocate and organize team resources to meet the business plan
Responsibilities
  • Manage multiple operational controls, process improvement activities and risk issues for the Recovery team
  • Analyzes and makes recommendations to improve productivity while maintaining established goals
  • Researches and resolves operational issues
  • Conducts problem solving sessions and oversees small projects with direction from management
  • Engages and motivates colleagues by providing feedback and reinforcing desired behaviors
  • Identify and respond to ideas for process improvement from team members and facilitate and undertake capitalized continuous improvement activities. May include project participation
  • Be a role model to drive a customer service values and effective management of customer concerns and issue resolution. To set expectations of customer service excellence delivery and ensure all department service level agreements are met and/or exceeded
  • Identify and manage risk, minimizing the outcome and escalating where appropriate. Work with risk, compliance, and legal partners to review proposals and implement changes
  • Develop and maintain effective working relationships. Partner with other department and / or divisions with common goals
  • Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience
  • Be flexible to react and/or implement change initiatives
  • Develop, plan, and implement activities that will enable a highly motivated and highly performing team to deliver team objectives
  • Implement and deliver the business plans and targets. Plan, allocate and organize team resources to meet the business plan
  • Review colleagues calls and evaluate and provide feedback and coaching.
Citizens Financial Group

Citizens Financial Group

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Citizens Financial Group provides banking, lending, and wealth management services to individuals, small businesses, and commercial clients. Its products include consumer and commercial deposit accounts, loans, credit products, investment and wealth services, and digital banking tools that let customers manage money, apply for products, and access support online or in branch offices. The company emphasizes a customer-centric culture and a collaborative workforce, aiming to help customers navigate their financial journey with guidance and solutions for what’s next. What sets Citizens apart is its long history (dating back to 1828), deep local presence, focus on community and colleagues, and a framework centered on readiness and partnership rather than one-off transactions. The goal is to support customers on their path to financial accomplishment by providing accessible, practical solutions and trusted guidance through a broad range of financial services.

Company Size

10,001+

Company Stage

IPO

Headquarters

Providence, Rhode Island

Founded

1828

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 EPS rose 47% YoY to $1.13, beating estimates.
  • Analysts set $63-$65 targets post-Q1 on 03/2026.
  • Plans $700-$850M buybacks and 10-12% NII growth in 2026.

What critics are saying

  • Fed cuts compress NIM 40-60 bps by end-2026, eroding NII.
  • CRE charge-offs spike 40-60% in 2026-2027, hitting provisions.
  • Mega-banks steal 10-15% wealth AUM by end-2027.

What makes Citizens Financial Group unique

  • Private Bank deposits hit $16.6B by Q1 2026, adding $0.11 to EPS.
  • "Reimagine the Bank" targets $450M savings by end-2028.
  • NIM expanded to 3.14% in Q1 2026, up 24 bps YoY.

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Your Connections

People at Citizens Financial Group who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Parental Leave

Flexible Work Hours

Tuition Reimbursement

Wellness Program

Paid Vacation

Paid Sick Leave

Company News

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Apr 14th, 2026
CareCloud secures $50M credit facility and redeems Series B preferred stock

CareCloud, a healthcare technology and revenue cycle management provider, has secured a $50 million credit facility with Citizens Bank and Provident Bank. Citizens acted as lead arranger and administrative agent on the facility, which closed on 13 April. The company will redeem 100% of its outstanding 8.75% Series B Cumulative Redeemable Perpetual Preferred Stock on 15 May, following a 30-day notice period. The redemption eliminates approximately $3.2 million in annual dividend obligations and replaces higher-cost preferred equity with lower-cost institutional debt. CareCloud generates approximately $30 million in annualised adjusted EBITDA. The transaction simplifies its capital structure and provides non-dilutive capital whilst lowering the cost of capital. All 1,511,372 outstanding preferred shares will be redeemed at the stated redemption price plus accumulated unpaid dividends.

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Yahoo Finance
Jan 21st, 2026
Citizens Financial Group posts Q4 EPS of $1.13, plans $700M–$850M buybacks and targets $450M savings by 2028

Citizens Financial Group reported fourth-quarter earnings per share of $1.13, up 36% year-over-year, with net interest margin expanding seven basis points sequentially to 3.07%. Net interest income rose 3% quarter-over-quarter, driven by fixed-rate asset repricing and lower funding costs. The bank's private bank posted strong growth, ending the year with $14.5 billion in deposits and contributing $0.28 to full-year EPS. Wealth revenue increased 31% year-over-year to a record quarter, whilst capital markets delivered its third-best quarter ever. For 2026, Citizens guided to net interest income growth of 10–12%, non-interest income up 6–8%, and planned share buybacks of $700–850 million. The company launched its "Reimagine the Bank" initiative, targeting $450 million in run-rate benefits by end-2028.

The Associated Press
Jan 21st, 2026
Citizens Financial reports Q4 net income of $528M, up 32% YoY, with EPS rising 36%

Citizens Financial Group reported fourth quarter 2025 net income of $528 million, up 32% year-over-year, with earnings per share of $1.13, up 36%. The Providence, Rhode Island-based bank achieved positive operating leverage of 5% in Q4 and returned 80% of capital to shareholders for the full year. The company's Private Bank reached $14.5 billion in year-end deposits, delivering 7% accretion to the bottom line at a 25% return on equity. Fee growth was led by Capital Markets and Wealth divisions, whilst credit costs trended favourably. Citizens' board declared a quarterly dividend of $0.46 per share, payable on 18 February 2026. As of 31 December 2025, the bank held $226.4 billion in assets.