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BlueGrace Logistics joins Triumph Network. BlueGrace adopts Triumph payment platform to modernize carrier payments. DALLAS - Dec. 11, 2025 - Triumph (NYSE: TFIN), a leading financial and technology company modernizing freight transactions, today announced that BlueGrace Logistics has joined the Triumph Network. BlueGrace, a prominent managed logistics provider, is adopting the Triumph Network to improve efficiency and provide faster, more transparent and flexible payment options for carriers. BlueGrace selected Triumph to enhance back-office efficiency and strengthen carrier relationships. By integrating with Triumph's payment platform, BlueGrace will enhance automation and improve visibility for carriers. Using Triumph's solutions enables BlueGrace to offer flexible payment terms for carriers and factoring companies, along with faster, more transparent payment options through the TFX platform, including QuickPay. "Joining the Triumph Network gives us the flexibility to offer carriers faster, more transparent payment options while supporting our factoring partners," said Raddy Velkov, senior vice president at BlueGrace. "This integration helps us strengthen relationships and reduce common payment challenges." By adopting Triumph's solutions, BlueGrace aims to minimize discrepancies and deliver exceptional value to its partners. This initiative underscores BlueGrace's commitment to leveraging technology to simplify logistics and strengthen relationships across the freight ecosystem. "BlueGrace is recognized for being an innovative technology partner with a focus on data-driven decision making," said Aaron P. Graft, founder and chief executive officer of Triumph. "We're excited to welcome them to the Triumph Network and look forward to creating real, lasting impact for their business, their carriers and the broader logistics community." About Triumph Triumph (NYSE: TFIN) is a financial and technology company focused on payments, factoring, intelligence and banking to modernize and simplify freight transactions. Headquartered in Dallas, Texas, its portfolio of brands includes Triumph, TBK Bank and LoadPay. www.triumph.io About BlueGrace Logistics BlueGrace Logistics is one of the nation's largest Managed Logistics providers, delivering customizable transportation management solutions that help shippers control freight spend through advanced technology and a broad network of trusted carriers. With offices strategically located in major transportation hubs across the U.S. and Mexico, including national headquarters in Tampa, BlueGrace serves over 10,000 customers annually through its proprietary technology platform, BlueShip, that has connectivity with more than 250,000 carrier suppliers. BlueGrace is part of the technology portfolio of Warburg Pincus, a leading global private equity firm. https://mybluegrace.com/ This press release contains forward-looking statements within the meaning of the federal securities laws. Investors are cautioned that such statements are predictions and that actual events or results may differ materially. Triumph Financial's expected financial results or other plans are subject to a number of risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" and the forward-looking statement disclosure contained in the Company's Annual Report on Form 10-K, filed with the Securities and Exchange Commission on February 11, 2025. Forward-looking statements speak only as of the date made and Triumph Financial undertakes no duty to update the information. Triumph Investor Relations Contact: Luke Wyse Triumph Financial, Inc. Senior Vice President, Head of Investor Relations [email protected] | 214-365-6936 Triumph Media Contact: Amanda Tavackoli Senior Vice President, Director of Corporate Communication, Triumph [email protected] | 214-365-6930

Triumph earns top 5 spot on the 2026 FreightTech 25. Triumph (NYSE: TFIN), a financial and technology company focused on payments, factoring, intelligence and banking solutions for the transportation industry, has been named No. 4 on the FreightWaves 2026 FreightTech 25 list, recognizing the most innovative and disruptive companies in the transportation and logistics industry. Selected from hundreds of nominations, Triumph earned its place on the list for its groundbreaking work integrating payments, audit automation, liquidity solutions, digital banking and intelligence into a unified freight operating system. This recognition highlights Triumph's continued commitment to serving its customers through the integrated value chain it is building, leading to improved margins, greater profitability, and fraud mitigation. "Being named #4 on the FreightTech 25 list is a testament to the hard work and vision of our team," said Aaron P. Graft, founder and chief executive officer of Triumph. "We're not just building tools. We're building a network that empowers our ecosystem of brokers, carriers, shippers and factors to make decisions with confidence." Over the past year, Triumph has accelerated its momentum and innovation through the strategic acquisitions of Greenscreens.ai and Isometric Technologies. The integrated solution - now known as Triumph Intelligence - is powered by more than $70 billion in freight data. It delivers data-driven pricing insights, margin optimization and performance scoring, enabling brokers to plan and execute with confidence. In August, Triumph announced it would power the Trusted Freight Exchange (TFX), the first-of-its-kind digital freight exchange for verified freight, created by Highway. TFX combines Triumph's intelligence, payments, credit and banking solutions with Highway's Carrier Identity(R) engine to reduce fraud and inefficiency in freight transactions. In addition to strategic acquisitions and partnerships, Triumph launched its NextGen Audit solution, automating invoice validation for both full truckload and less-than-truckload freight, and its LoadPay business bank account for truckers, which offers instant funding and expense management tools. "Triumph is on the front lines of helping our customers achieve their goals despite difficult market conditions," Graft said. "We're proud to be recognized for our innovation, and we remain focused on solving real challenges for the freight industry." About Triumph Triumph (NYSE: TFIN) is a financial and technology company focused on payments, factoring, intelligence and banking to modernize and simplify freight transactions. Headquartered in Dallas, Texas, its portfolio of brands includes Triumph, TBK Bank and LoadPay. This press release contains forward-looking statements within the meaning of the federal securities laws. Investors are cautioned that such statements are predictions and that actual events or results may differ materially. Triumph Financial's expected financial results or other plans are subject to a number of risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" and the forward-looking statement disclosure contained in the Company's Annual Report on Form 10-K, filed with the Securities and Exchange Commission on February 11, 2025. Forward-looking statements speak only as of the date made and Triumph Financial undertakes no duty to update the information. Investor Relations Contact: Luke Wyse Triumph Financial, Inc. Senior Vice President, Head of Investor Relations [email protected] 214-365-6936 Media Contacts: Amanda Tavackoli Triumph Financial, Inc. Senior Vice President, Director of Corporate Communication [email protected] 214-365-6930