The Pearl Insurance Group Underwriter is responsible for reviewing, evaluating, and rating insurance applications for new and/or renewal business within assigned line(s) of business while applying general underwriting guidelines and standards. Generates insurance quotes based upon the level of risk associated with the applicant and distributes it to the appropriate sales representative.

Your Impact:

• Process and underwrite new and/or renewal business by reviewing, evaluating, and rating applications and supplemental information for insurance; adhere to all underwriting guidelines and standards; ensure applications are processed within defined time tables.
• Communicate with sales representatives when additional information is needed in order to determine in order to complete the underwriting process.
• Determine degree of risk associated with applicant by analyzing factors such as the client/potential client’s years of experience, prior claims history, internal management controls, etc.
• Determine whether to accept, modify terms, adjust rate to ensure adequate premium for exposure, non-renew, cancel, or decline risks. Utilize underwriting tools to determine proper rates, classifications, and changes.
• Generate quotes based upon the level of risk associated with the applicant; distribute the completed quote to the appropriate sales representative.
• Refer applications to the appropriate insurance carrier if it falls outside of Pearl’s underwriting authority.
• Answer policy, quote, and other miscellaneous questions from external and internal customers.
• Meet production quotas and quality standards as set forth  by management; work towards meeting renewal retention rate goals, new business written volumes, and threshold goals.

Successful Candidates Will Have:

• Bachelor’s degree in Business Management and Administration or a related field preferred.
• Previous underwriting experience within business insurance lines utilizing Siebel or other Customer Relationship Management (CRM) system
• Strong interpersonal skills with a proven ability to interface effectively at all levels within an organization.
• Property & Casualty insurance license desired.

At One80 Intermediaries, base pay is one part of our total compensation package, which also includes a comprehensive suite of benefits, including medical, dental, vision, disability, life, and retirement savings, and 10 days of paid time off and 11 paid holidays for eligible employees. The total compensation for a position may also include other elements dependent on the position offered. The expected hourly pay range for this position is estimated up to $21.35 ($44,408 annually) plus discretionary bonus. The actual base pay offered may vary depending on multiple individualized factors, including geographical location, education, job-related knowledge, skills, and experience.

One80 Intermediaries is a privately held firm with offices throughout the US and Canada.  As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business.  Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2022, Business Insurance ranked One80 as the 5th Largest MGA/Underwriting Manager/Lloyd’s Coverholder, and 5th Largest Underwriting Manager in the country.

One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers.