Full-Time

Full Stack Engineer

Confirmed live in the last 24 hours

Melio

Melio

501-1,000 employees

Digital payment solution for small businesses

Consumer Software
Fintech
Financial Services

Compensation Overview

$135k - $155kAnnually

Mid

New York, NY, USA

Hybrid position requiring 3 days in-office in New York City.

Category
Full-Stack Engineering
Software Engineering
Required Skills
React.js
MySQL
Node.js
GraphQL
TypeScript
AWS
Vue.js
REST APIs
AngularJS
Requirements
  • 3-5+ years of professional experience as a software engineer with frontend and backend development.
  • Hands on experience with Node.js and TypeScript (1+ years preferred)
  • Experience working with at least one of the following frameworks: React/Vue/Angular.
  • A familiarity of production systems and the web product architecture.
  • Independent, fast learner and excited about learning new technologies.
  • Proactive team player with a desire to impact our team, our product and our customers.
  • Experience working on an API as a product, or other products for engineers (bonus)
  • Familiarity with AWS, Lambda, and cloud architecture (bonus)
Responsibilities
  • Building and maintaining integrations with high-profile partners such as Capital One, Shopify, and Fiserv.
  • Creating custom solutions for partners, allowing small businesses to manage their payments more efficiently.
  • Iterating on the platform to ensure a smooth integration process for partners while maintaining flexibility and speed in launching new features.
  • Spanning the entire stack, including building APIs and integrating external systems.
  • Interacting with various parts of the system, from the back-end to the front-end, dealing with diverse data structures and user interfaces.
  • Working with technologies like AWS Lambda, Node.js, TypeScript, React, GraphQL, and MySQL.
  • Building REST APIs that are used internally and shared externally, and new products based on these.
  • Cross-collaborating and discussing with other team members about current issues or future improvements, writing code to implement new features or fix bugs, conducting code reviews, and deploying updates.
  • Collaborating with internal teams and partner stakeholders to ensure the system is robust, scalable, and meets partner requirements.

Melio Payments provides a digital payment solution aimed at helping small businesses manage their finances more effectively. The platform allows businesses to pay vendors and suppliers using various methods, including ACH bank transfers and credit cards. A notable feature is the option to defer credit card payments for up to 45 days, which assists in cash flow management. Additionally, businesses can earn rewards on credit card expenses, adding value to their transactions. Melio charges a 2.9% fee for credit card payments, while ACH transfers are free, making it a cost-effective choice for many. The platform also enhances expense management by allowing businesses to assign roles, digitize approval workflows, and automate bill payments, all while ensuring the security of financial information. Melio's goal is to simplify the payment process for small businesses in the retail and e-commerce sectors, providing them with greater control over their finances.

Company Stage

Series E

Total Funding

$636.2M

Headquarters

New York City, New York

Founded

2018

Growth & Insights
Headcount

6 month growth

-3%

1 year growth

-3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • The appointment of Boaz BenDavid as CFO brings extensive financial leadership, potentially driving Melio's strategic growth and operational excellence.
  • Melio's partnerships with major financial institutions like J.P. Morgan enhance its credibility and expand its service capabilities.
  • The new Pay experience and real-time payments feature can significantly improve user satisfaction and operational efficiency for small businesses.

What critics are saying

  • The fintech sector is highly competitive, with numerous players offering similar digital payment solutions, which could dilute Melio's market share.
  • Dependence on transaction fees, particularly the 2.9% credit card fee, may deter some cost-sensitive small businesses.

What makes Melio unique

  • Melio's ability to defer payments for up to 45 days using credit cards offers a unique cash flow management advantage for small businesses.
  • The platform's integration with ACH transfers at no cost provides a cost-effective alternative to credit card payments, unlike many competitors.
  • Melio's recent launch of real-time payments, supported by J.P. Morgan, sets it apart by enabling instant fund transfers, even on weekends and holidays.

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