Debit Product Analyst

Job Description

The Debit Product Analyst will be accountable for delivering Visa’s U.S. debit product strategy. The Debit Product Analyst will work closely with the Debit and Prepaid Product team and Account Executive leads to deliver Visa’s debit strategy and solutions to clients. This includes developing product performance insights, impact assessments, strategic response analysis, and growth and optimization recommendations.

Visa’s debit and prepaid products annually drive a large amount of payment volume and generate significant net revenue for Visa. Our issuing partners utilize these products to serve the needs of hundreds of millions of cardholders, ensuring that consumers can access their funds at millions of face-to-face and online merchants that accept Visa.

This is a critical position reporting to the Head of US Debit Client Engagement. The role requires considerable cross-functional collaboration, superb project and client management skills, ability to operate proactively in a highly ambiguous environment, and flexibility to respond to marketplace events in a complex and evolving industry. We’re looking for a creative product analyst to develop compelling solutions with actionable, data-driven insights.

Responsibilities

• Provide ongoing strategic market insights, portfolio performance analyses, industry benchmarking, and opportunity recommendations

• Manage overall and client-specific debit product performance analysis and reporting, keeping abreast of trends, variances, and issues to derive actionable insights and large picture business risks and opportunities in a fast-changing, competitive landscape

• Work with internal and external partners to provide and maintain intelligence on competitive industry dynamics

• Operate as a subject matter expert to internal and external business partners

• Act as eyes and ears to the market for debit solutions, identifying opportunities and issues that will drive overall consumer debit product strategy and execution

• Support Request for Proposal (RFP) and new business development opportunities

• Work collaboratively with key business partners (including Visa Consulting & Analytics, Marketing, Value-Added Services, Account Executives and Client Services)

• Engage with issuing clients and across the Visa organization in the US. Present to internal and external executive audiences

• Have a deep understanding of the needs of cardholders, issuing banks, payment facilitators, processors, merchants, and acquirers, including the economic drivers that motivate marketplace participants

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Minimum of Bachelor’s degree or equivalent
• 4+ years’ relevant experience at management consulting firm, payments facilitator, processor, or US Financial Institution
• Ability to interpret data and translate findings into strategic insights and actionable recommendations
• Proficiency in Excel, Tableau and PowerPoint
• Self-motivated, results oriented individual with the ability to handle numerous projects concurrently
• Excellent communication and presentation skills
• Strong project management experience with a proven track record of executing complex cross functional projects on time and within budget
• A high, self-defined standard of excellence and drive for continual improvement
• An affinity for payments technology and its future. Deep curiosity about what is happening, and what is happening next in the industry.
• Strong collaboration and ability to manage cross functionally
• Self-starter who is comfortable in ambiguous environments