Full-Time

Senior Fullstack Software Engineer

Customer & Cardholder Experiences

Posted on 3/1/2025

Marqeta

Marqeta

501-1,000 employees

Card issuing and payment processing solutions

Compensation Overview

CA$112k - CA$140k/yr

+ Bonus

Senior

No H1B Sponsorship

Remote in Canada + 1 more

More locations: Vancouver, BC, Canada

Candidates must be based in Vancouver, Canada, or Ontario, Canada.

Category
Full-Stack Engineering
Software Engineering
Required Skills
Kubernetes
Microsoft Azure
Agile
JavaScript
Node.js
Java
Microservices
AWS
SCRUM
REST APIs
Google Cloud Platform
Requirements
  • 5+ years of hands-on software engineering with a Bachelor’s degree; or 3 years and a Master’s degree; or a PhD with 8 years experience. In lieu of a degree, 8+ years of relevant experience may suffice.
  • 3+ years of backend experience in Java
  • Experience with OAuth 2.0, JWTs, and user session management
  • Experience in developing applications with modern Java backend stack using Spring Boot and Kubernetes on AWS.
  • Experience both building and consuming RESTful APIs
  • Experience with Javascript and Node.js
  • Experience developing scalable microservices on cloud platforms like AWS (preferred), Azure, or GCP
  • Strong analytical and problem-solving skills with a high attention to detail
  • Strong collaboration and communication (verbal and written) skills. Can effectively work cross-functionally and deliver a project.
  • Experience working in modern software engineering ecosystems that leverage frameworks, methodologies and technologies such as CI/CD, containerized apps, Agile (Scrum)
  • Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made
  • Ability to work with cross-functional stakeholders to identify technical blindspots and clarify ambiguity.
Responsibilities
  • Design, build, test, and continually improve Marqeta’s user interfaces and the backend services that support them.
  • Define and deliver well-scoped milestones for projects and may be a technical lead for projects on your team.
  • Actively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.
  • Actively level up less-experienced members of your team by helping them with their craft, providing guidance, and setting a good example.
  • Independently write code that is clear with minimal bugs that captures the essential nature of the solution and is appropriately flexible, reusable, efficient, and adaptable to changing requirements.
  • Identify gaps and propose plans towards addressing those gaps.
  • Challenge the status quo and come up with innovative ideas.
  • Lead design for medium components/features and participate in design for larger components/features (moving from task level impact to medium-size project level impact).
  • Have significant ownership of a component/feature of the system.
  • Independently design software components in well scoped scenarios, with simplicity and maintenance as key considerations, ensuring components are testable, debuggable and have logical APIs that are not easily misused.
  • Participate in on-call coverage.
Desired Qualifications
  • Domain experience in Payments or Fintech industry in general
  • Experience with third party identity platforms like Auth0
  • Experience in developing scalable applications with at least one modern frontend technology such as Web Components, React, React Native / Flutter and ecosystem
  • Experience with highly-available distributed systems, including sharding, replication, load balancing, and caching
  • Experience with multi-region and geo-replication
  • Experience with Elasticsearch or other search technologies

Marqeta provides financial technology solutions focused on card issuing and payment processing. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. Marqeta's open API enables clients to integrate its services into their own applications, offering flexibility in payment solutions. The company earns revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta has gained prominence in the fintech industry, particularly during the rise of digital payments amid the COVID-19 pandemic, thanks to its ability to quickly adapt and scale its services.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Oakland, California

Founded

2010

Simplify Jobs

Simplify's Take

What believers are saying

  • Marqeta's processing volumes surged 27%, indicating strong demand for its services.
  • Partnership with Ingo Payments enhances Marqeta's position in the embedded finance sector.
  • Norges Bank's investment reflects confidence in Marqeta's growth potential.

What critics are saying

  • Lithic's expansion with American Express could attract clients away from Marqeta.
  • BNPL growth in B2B could disrupt Marqeta's traditional payment processing model.
  • Increasing demand for embedded finance requires Marqeta to continuously innovate.

What makes Marqeta unique

  • Marqeta's open API platform allows for highly customizable payment solutions.
  • The company offers instant access to scalable, cloud-based payment infrastructure.
  • Marqeta is certified to operate in 40 countries, enhancing its global reach.

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Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

2%

2 year growth

-1%
PYMNTS
May 14th, 2025
Lithic Expands Card Issuing Platform To Include American Express Network

Lithic has expanded its card issuing platform to enable FinTechs operating in the United States to issue cards on the American Express network. This addition unlocks a new network option for FinTechs looking to launch debit, credit and prepaid cards, Lithic said in a Wednesday (May 14) press release. “By empowering FinTechs to issue cards on the American Express network, our customers now have a differentiated product choice that can deliver exceptional value to their users,” Lithic CEO Bo Jiang said in the release

PaySpace World
May 8th, 2025
Perpay Selects Marqeta to Power Consumer Credit Card

Perpay selects Marqeta to power consumer credit card.

PYMNTS
May 8th, 2025
Marqeta’S Processing Volumes Surge 27% On Card Issuance, Bnpl And Flex Credential Growth

Marqeta’s first quarter results surged across several metrics as new and existing card issuance programs grew on a global stage across debit and credit channels, and the company’s platform gains a tailwind as it enables new BNPL and embedded finance offerings. Total processing volume (TPV) of $84 billion was up by 27%. Forward looking guidance [] The post Marqeta’s Processing Volumes Surge 27% on Card Issuance, BNPL and Flex Credential Growth appeared first on PYMNTS.com.

PYMNTS
May 6th, 2025
The Other Reason That Businesses Need To Know Their Customer

Understanding a customer’s business inspires proactive solutions, Marqeta Head of Global Strategic Partnerships Anat Hoida writes in a new PYMNTS eBook, “The Listening Economy: How Customer Conversations Are Transforming Financial Services.”The highest compliment a customer can give is: “They truly understand my business.” That kind of trust isn’t built overnight. It comes from consistently delivering value and honest communication that goes beyond the basics. It’s about showing up with purpose and proactivity, moving past transactions to become a true partner in their success.Deliver Value, AlwaysEvery interaction with your customer should deliver value. That starts with a deep understanding of their needs, challenges, goals and values — so you can clearly show how your expertise and solutions drive their success. Whether through strategic guidance or the capabilities your company offers, the goal is to truly understand how they grow and succeed.Establishing yourself as a strategic partner builds a strong foundation of trust that is resilient and long lasting. That trust is earned by driving results — being proactive and leveraging data to show you’re not just solving problems, you’re anticipating them before they happen.Anticipating Problems, Bringing SolutionsA key part of delivering value to your customers is offering proactive solutions — anticipating their needs and addressing potential issues before they become problems

The Paypers
Apr 29th, 2025
Buy Now, Pay Later €“ Do Applications In B2B Deliver On Its Promises?

Francesco Burelli, Partner, and Malte Thom, Associate at Arkwright Consulting discuss one of the biggest current developments in the BNPL market - B2B payments, and whether they live up to their promises. The business-to-business (B2B) payment credit landscape has long been stable. Still, traditional lenders have neglected certain segments due to high service costs, risk concerns, and difficulties in addressing the needs of businesses often categorised under retail banking. Small-to-medium enterprises (SMEs), particularly micro and small companies, universally face challenges in accessing credit. B2B Buy Now, Pay Later (BNPL) solutions are gaining traction as potential disruptors – can they reshape how small businesses handle payments and financing?. In essence, B2B BNPL is a hybrid solution that blends traditional credit tools (including purchase-on-account, trade credit, and factoring) and makes them available through various channels, often as an Embedded Finance solution at the point of purchase

INACTIVE