Full-Time

Senior Software Engineer-GAR

Global Accounts Receivable, Enterprise Tech Services

Posted on 8/8/2025

American Express

American Express

10,001+ employees

Credit cards and payment services provider

Compensation Overview

$110k - $190k/yr

+ Bonus + Benefits

Phoenix, AZ, USA

Hybrid

Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.

Category
Software Engineering (1)
Required Skills
Agile
JavaScript
React.js
NoSQL
Git
Redux.js
Product Management
Java
Docker
Prometheus
Jenkins
REST APIs
Selenium
Splunk
Requirements
  • 6+ years of backend software development experience (Java preferred)
  • 3+ years of development experience with front-end technologies and frameworks
  • Recent experience in developing front-end applications using React and Redux.
  • Proficiency in JavaScript ES6 including DOM manipulation and the JavaScript object model
  • Passion for learning new technologies, industry trends and deep technical curiosity
  • Demonstrated experience in Agile development, application design, software development, and testing
  • Collaborative work ethics to thrive on peer support and taking pride in of products and capabilities delivered as a team
  • Ability to act as a change agent in rapidly evolving business requirements and platform roadmap
  • Should have worked on RESTful API design and implementation.
  • Ability to balance priorities and break down complex problems to manageable chunks that can be delivered incrementally
  • Must be willing and able to express new ideas, concerns and opinions directly to wider team including tech and business partners in team meetings in person or video/tele conferencing.
  • Strong experience with at least one NoSQL databases (Couchbase is preferable)
  • Experience with using design language systems or similar
  • Practitioner level understanding of CI/CD process and tools like – Git, GA, Docker, Jenkins, XL Release etc.
  • Good communication skills - able to explain technical concepts to designers, product managers and business partners in ways that are meaningful to them
  • Expertise in one or more automated testing tools such Sauce labs, TestNG, Selenium, etc.
  • Experience with one or more logging and monitoring tools like Splunk, Dynatrace, Prometheus
  • Experience with BDD, TDD and/or ATDD
Responsibilities
  • Function as senior member of an Agile scrum team helping drive consistent development practices (tools, testing, common components, and documentation)
  • Spend ~50% of time writing code and testing, and remainder of time managing team and stakeholders through ongoing product/platform release sprints
  • Analyze/refine business features and user stories with Product Owner to support design and build activities.
  • Develop new user-facing features using React.js
  • Translate designs and wireframes into high quality code
  • Take the API first approach to all development and build those APIs for zero touch consumption
  • Build reusable cross platform components, front-end libraries and back end API's
  • Collaborate with engineering teams: find opportunities to educate and learn from other mobile & web engineering teams
  • Develop deep understanding of tie-ins with other business processes and provider/consumer systems
  • Take ownership ­­­and responsibility for the quality of the code from development to production
  • Perform peer code reviews, making deliberate short and long-term design decisions and keeping constant focus on clearing technical debt items in the backlog
  • Manage and mentor team of junior and senior engineers through ongoing sprints
  • Research and apply leading UI and API technologies and libraries that enable agile product development.
  • Implement the best-in-class software practices that produce maintainable code, including usability patterns, code style conformity, integration, unit testing, and code review
  • Works closely with product owners on blueprints and quarterly planning of feature sets
  • Communicate with stakeholders and business partners on the solution and the implementation aspects at the technical and/or functional level appropriate for the situation
  • Seek continuous improvement in ways or working and delivery of quality software by participating in and acting on sprint and product increment level retrospectives
  • Influence team members with innovator mindset and demonstrated risk taking
Desired Qualifications
  • OpenAPI 3.0 and Swagger documentation
  • Experience developing Data Driven Dynamic UIs using libraries/frameworks like react-jsonschema-form
  • Experience with one or more rules engine related libraries/frameworks for frontend (json-rules-engine) and backend (Drools)
  • Contributions to open-source or reusable libraries
  • Event Driven and Reactive Programming (Vert.X or Spring Webflux) experience
  • Experience writing cloud native applications using OpenShift and Docker containers
  • Strong analytical skills and knack of looking for non-obvious solutions
  • Domain knowledge of Payments and/or Financial products
  • Experience building microservices using domain driven design

American Express provides credit and charge cards for individuals and businesses, along with travel services, gift cards, savings accounts, and insurance products. Card products offer revolving or charge-based spending with rewards, while business solutions help manage cash flow and employee expenses, and merchant services enable merchants to accept Amex payments. It differentiates itself through a strong focus on premium card memberships, a broad ecosystem of travel perks and loyalty rewards, and extensive business payment solutions with a large merchant network. Its goal is to support everyday spending and business payments by growing cardholder membership, transaction volume, and merchant adoption within a trusted payments ecosystem.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

Simplify Jobs

Simplify's Take

What believers are saying

  • US credit card payments doubled since 2016 while cash halved, boosting volumes.
  • Luxury spending rose 18% in Q1 2026; Gen Z and Millennials drive 60% new acquisitions.
  • Record $8.4 billion net card fee revenue in 2024, up 16% year-over-year.

What critics are saying

  • Robinhood's $695 Platinum card undercuts Amex's $895 fee, eroding 10-15% premium growth.
  • Affirm's BNPL captures Millennial and Gen Z transaction volume through merchant partnerships.
  • Hyper AI integration fails by Q3 2026, diverting resources from core card products.

What makes American Express unique

  • Amex operates closed-loop network issuing cards and processing payments directly.
  • Premium lifestyle brand targets affluent consumers with superior rewards flexibility.
  • Acquired Hyper in Q2 2026 for agentic AI expense management in commercial services.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Company Match

Bonus incentives

Comprehensive medical, dental, vision, life insurance, and disability benefits

Generous paid parental leave policies

Free access to global on-site wellness centers staffed with nurses and doctors

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

Company News

Yahoo Finance
Mar 10th, 2026
Warren Buffett's bank bets return 333% and 491% over 10 years, beating S&P 500

Bank of America and American Express, two of Warren Buffett's largest financial holdings, delivered strong returns over the past decade. A $1,000 investment in Bank of America 10 years ago would have grown to $4,332, a 333% return, whilst the same investment in American Express would have reached $5,915, a 492% return. Both outperformed the S&P 500's 235% return over the same period. Bank of America's recovery from the financial crisis drove performance, with deposits exceeding $2 trillion and 2025 net income of $30.5 billion, up 12.45% year-on-year. The stock trades at 12 times earnings. American Express capitalized on premium card growth amongst younger consumers, with Gen Z and millennials now representing 60% of new acquisitions. The stock trades at 19 times earnings.

Yahoo Finance
Mar 6th, 2026
Robinhood launches $695 Platinum card to challenge Amex's $895 offering

Robinhood has launched a $695-a-year Platinum credit card, challenging established premium cards like the $895 American Express Platinum. The card, made from 99.9% pure platinum, is marketed as invite-only though anyone can request access online. Cash back earned can be redeemed for statement credits or cash that can be reinvested through Robinhood brokerage accounts. The company says the card targets customers who already use its investing platform, which launched in 2013 and caters to younger, newer investors. Credit card experts suggest the Robinhood card's appeal depends on platform usage. Ryan Smith from Upgraded Points noted that whilst Robinhood offers a lower annual fee, American Express provides superior rewards flexibility and perks overall. The card represents Robinhood's attempt to compete in the premium credit card market long dominated by American Express, Chase and Capital One.

Simply Wall St
Feb 5th, 2026
American Express Raises Over US$3.5b To Fund Premium Card Expansion

American Express completed several large fixed income offerings totaling over $3.5b in recent days. The capital raise coincides with a company focus on premium card growth and a shift in marketing toward higher end and younger customers. Leadership is emphasizing long term premium positioning while seeking to attract younger, high spend clients. American Express (NYSE: AXP) is currently trading at $349.63, with the share price up 11.9% over the past year and 193.2% over the past five years...

Yahoo Finance
Jan 30th, 2026
Mastercard and AmEx report double-digit growth amid White House credit card rate cap fears

Mastercard and American Express reported strong earnings, with Mastercard posting 18% revenue growth and 22% net income growth in the fourth quarter, whilst American Express saw 10% revenue growth and 15% earnings-per-share growth. Both companies guided towards continued double-digit growth in 2026. Despite the robust results, shares of both companies fell on Friday, outpacing broader market declines. The drop appears driven by political anxiety rather than operational concerns, as the White House floats a potential 10% cap on credit card rates. Mastercard reported contained expenses and strong dollar volume growth, particularly in its high-margin services business. American Express highlighted continued spending growth amongst higher-income customers and maintained best-in-class credit metrics despite rising consumer debt levels across the industry.

Yahoo Finance
Jan 20th, 2026
Warren Buffett's Legacy: 2 of His Favorite Stocks to Buy and Hold Forever

The first is a famous name in the credit card sphere. The second produces a drink most of us have quaffed many times in our lives. 10 stocks we like better than Berkshire Hathaway › It's hard to believe Warren Buffett is no longer the CEO of Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) . But with 2026 now underway, Buffett has reduced his role at the conglomerate to chairman of the board. As one of the most celebrated investors in modern market history, his legacy lives on -- not least because many of the holdings in Berkshire's equity portfolio are his ideas. Here's a brief look at two of the better buy-and-hold picks: finance sector titan American Express (NYSE: AXP) and beverage king Coca-Cola (NYSE: KO) Amex has been in the news lately, and not for the right reasons (at least, as far as shareholders are concerned). In mid-January, President Trump announced he wants to impose a temporary 10% cap on credit card interest rates. Amex, which is both the issuer of the credit and the processor of transactions on its plastic, might have to comply with this rather significant new rule. This, however, is a big "if." At least on paper, the U.S. president does not have the unilateral authority to impose such a limitation on the credit card industry. Nevertheless, cautious investors sold out of Amex and its fellow card-processing giants after Trump's pronouncement. Given the uncertainty, it creates an instant and compelling buy-on-weakness opportunity for the stock. After all, Amex as a company is unique -- no plastic comes anywhere near the prestige of its legendary Black Card -- and it's both an effective issuer and processor. With that combination, it earns interest on cardholder balances and a small piece of every one of the cardholders' transactions. The numbers tell the tale. In Amex's most recently reported quarter, the company grew revenue by an impressive 11% year over year to $18.4 billion. Headline net income advanced even more aggressively, popping by 16% to $2.9 billion. And that qualified as a typical quarter for this ever-profitable operator. Coca-Cola is, of course, the creator and purveyor of its namesake drink, although this is only one item within a huge portfolio. The company also owns Minute Maid orange juice, the Costa coffee brand, and Dasani water, among many other products. It's hard to find any grocery store, supermarket, or restaurant anywhere in the world that doesn't stock Coca-Cola products. This gives the beverage's maker a near-unparalleled scope and reach among consumers. This, plus the fact that its drinks require little innovation, makes it a cash-generating machine, if not a hotly growing enterprise given its size and reach.

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