Full-Time
Job Not Found
Gulf Coast Bank and Trust Company
201-500 employees
Community bank providing banking, trusts, investments
No salary listed
St. Petersburg, FL, USA
In Person
 Real Estate (1) |
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- High school diploma or equivalent with some college coursework preferred.
- Minimum 2-5 years of sales experience preferred.
- Knowledge of mortgage finance.
- Needs a good understanding of how mortgage programs work (including guidelines for approval) with ability to write or verbally communicate details of programs to customers.
- Should have high degree of planning and organizational skills; be detail oriented.
- Sales skills to gain new business and obtain acceptance of new programs.
- This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Employment is contingent upon meeting initial and ongoing registration requirements, including acceptable background investigation results.
- Ability to travel if required to perform the essential job functions.
- Ability to work under stress and meet deadlines.
- Ability to read and interpret a document if required to perform the essential job functions.
- Prolonged periods of sitting at a desk and working on a computer may be required.
- Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
- Generates new mortgage loans through realtors, customer inquiries and internal referrals for both owner and non-owner-occupied properties.
- Interview customers and educate them on loan programs available.
- Cross-sells Gulf Coast Bank & Trust products.
- Works to build image of Gulf Coast Bank & Trust and multiple customer relationships.
- Performs other duties as assigned.
Gulf Coast Bank & Trust Company is a large community bank serving Southeast Louisiana. It offers traditional banking alongside investment, trust, and brokerage services, small business and commercial lending, 401(k) plans, and insurance products, all supported by FDIC membership and equal housing lender status. Its products work by combining everyday checking and savings accounts, personal and commercial loans, and investment-related services into one relationship-focused experience, with a strong emphasis on privacy and personalized customer service. The bank differentiates itself from competitors by maintaining a true community-bank approach—prioritizing individualized service and local relationships—while providing a broad range of financial services under one roof to meet both personal and business needs. The goal is to strengthen customer relationships and financial well-being through personalized service and a comprehensive suite of products.
Company Size
201-500
Company Stage
N/A
Total Funding
N/A
Headquarters
New Orleans, Louisiana
Founded
1990
Simplify's Take
What believers are saying
- American Business Lending acquisition boosts national SBA lending reach in Dallas.
- KLC Financial integration grows commercial lending portfolio across eight states.
- First National Bank merger adds 16 South Texas branches, enhancing regional dominance.
What critics are saying
- KLC Financial subsidiary creates silos, draining profitability in 12-24 months.
- Leasing portfolio concentration triggers credit deterioration in 18-36 months.
- OCC/FDIC scrutiny on acquisitions forces capital constraints in 6-12 months.
What makes Gulf Coast Bank and Trust Company unique
- Gulf Coast Bank specializes in SBA lending, acquiring Dallas-based American Business Lending.
- Acquired KLC Financial in August 2022, expanding equipment finance as subsidiary.
- Pursuing $1B asset base via First National Bank Port Lavaca acquisition by Q2 2026.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Company Equity
Company News
Gulf Coast Bank and Trust Co. was named the top workplace in the large businesses category, reserved for businesses with 400 or more employees.
Gulf Coast Bank & Trust Company acquired the assets of KLC Financial and KLC Capital Partners, with KLC continuing as a subsidiary of Gulf Coast Bank & Trust Company.