Full-Time
Bank Secrecy Act Analyst I
Anti-Money Laundering
Posted on 9/23/2025
UMB
5,001-10,000 employees
Regional bank offering diversified financial services
Compensation Overview
$33.9k - $65.4k/yr
Kansas City, MO, USA
Hybrid
Hybrid position requires some in-office presence.
 Finance & Banking (1) |
|---|
- Associate degree or two years of industry relevant experience (Industry relevant experience is defined as financial institution positions of a frontline, customer contact, operational, compliance and/or fraud investigation nature)
- Performing customer relationship reviews based on new account opening, higher risk attributes, and/or other relationships identified by the EDD Manager or BSA/AML Officer.
- Preparing clear and concise reports that detail the customer relationship and a statement of BSA/AML risk associated with that relationship.
- UMB core system navigation
- AML surveillance system navigation
UMB provides a range of banking, asset management, and financial services to individuals and businesses. The company operates by offering traditional bank accounts, loans, and investment tools through physical branches and digital platforms to help clients manage and grow their money. Unlike many large national banks, UMB focuses on maintaining a strong local presence and high levels of community involvement to build long-term customer loyalty. Its goal is to provide dependable financial solutions that support the growth and stability of the communities and clients it serves.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
Kansas City, Missouri
Founded
1913
Simplify's Take
What believers are saying
- Q1 2026 revenue hit $739.2M, up 31.1% YoY, with NII rising 34.4% from Heartland benefits.
- $100M Nexus credit facility in May 2026 cements UMB as top energy lending partner.
- Efficiency ratio improves to 52.4% over next 12 months, boosting profitability margins.
What critics are saying
- Net interest income drops 5.6% next year as rates stabilize post-Heartland acquisition.
- Elizabeth Park Capital sells $2.6M UMBF shares in Q4 2025 amid S&P 500 underperformance.
- Energy lending exposure via Nexus triggers defaults if oil falls below $60/barrel in 2027.
What makes UMB unique
- UMB's flat structure delivers tailored banking across eight states plus national institutional services.
- Heartland acquisition expands UMB into 15 states with full cost synergies achieved by Q4 2025.
- Record $2B quarterly loan production in Q3 2025 highlights superior commercial lending execution.
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Benefits
Paid Time Off
401(k) Company Match
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Adoption Assistance
Employee Assistance Program
Fitness Reimbursement
Tuition Reimbursement
Associate Wellbeing Program
Associate Emergency Fund
Company News
UMB Financial, a banking and asset management company trading at $112.68 per share, has declined 4.7% over the past six months. The stock is valued at 1× forward price-to-book ratio. The company's net interest income has grown at a 24.7% annualised rate over five years, outpacing the broader banking industry. Wall Street analysts forecast its efficiency ratio will improve to 52.4% over the next 12 months, down from 59% previously, indicating better profitability ahead. However, analysts project UMB Financial's net interest income will drop 5.6% over the next year, a significant slowdown from its 54.7% annualised growth rate over the past two years. The company, with roots dating to 1913, serves commercial, institutional and individual customers.
Nexus Energy Partners has closed an amended and restated senior secured credit facility with UMB Bank totalling $100 million, with an initial borrowing base of $45 million. The expanded facility will support the company's ongoing growth and acquisition strategy in the Anadarko Basin. Chief executive Ben Lusher said the expansion positions Nexus as the non-operating partner of choice in Oklahoma, enabling growth through drilling and opportunistic acquisitions. Parker Heikes of UMB Bank praised the team for building an impressive non-operating platform in the region. Nexus Energy Partners is a Denver-based energy investment firm managing over 15,000 acres and 340 wells across the Anadarko Basin.
Nexus Energy Partners announces expanded credit facility with UMB Bank. * 1 hr ago Nexus Energy Partners announced the closing of an amended and restated senior secured credit facility with UMB Bank, totaling $100 million, with an initial borrowing base of $45 million. The expanded facility builds on Nexus Energy Partners' long-standing relationship with UMB Bank and provides extra capital to support the company's ongoing growth. Nexus Chief Executive Officer Ben Lusher commented, "We are grateful to be working with a bank that can grow with us. This positions Nexus as the non-op partner of choice in Oklahoma. With this credit facility expansion, we will continue to grow through the drill bit and through opportunistic acquisitions." "UMB is proud to expand our relationship with Nexus Energy Partners through this credit facility," said Parker Heikes of UMB Bank. "Ben and the Nexus team have built an impressive non-op platform in the Anadarko Basin. We look forward to continuing to support their growth." Forward-Looking Statements This press release contains certain forward-looking statements within the meaning of federal securities laws. Forward-looking statements include statements regarding Nexus Energy Partners' business strategy, growth plans, acquisition opportunities, and future financial or operating performance. These statements are based on management's current expectations, estimates, and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied. Except as required by applicable law, Nexus Energy Partners undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. About Nexus Energy Partners Nexus Energy Partners is an energy investment firm managing over 15,000 acres and 340 wells across the Anadarko Basin. The firm's team of 16 is headquartered in Denver, Colorado, with an office in Tulsa, Oklahoma. Nexus invests in the energy needs of today while supporting the energy solutions of tomorrow. Through strategic acquisitions and disciplined execution, the firm delivers sustainable returns to investors while building a resilient energy platform for long-term growth.
Elizabeth Park Capital Advisors sold 23,200 shares of UMB Financial in the fourth quarter of 2025, a transaction valued at approximately $2.63 million. The sale reduced the firm's UMBF stake to 0.69% of its assets under management. UMB Financial shares traded at $127.77 as of 17 February 2026, up 13.8% over the past year but underperforming the S&P 500's 20% gain during the same period. The Kansas City-based regional bank reported strong fourth-quarter results, with revenue reaching $720.9 million, up 66% year-over-year, whilst net income climbed 75% to $209.5 million. The company's recent performance was boosted by its acquisition of Heartland Financial, which expanded its geographic reach and lending capabilities across 15 US states.
CQL Capital, a private equity firm focused on partnering with founder and family-owned businesses, today announced a strategic investment in Erie Strayer, a fourth-generation, family-owned leader in concrete batching solutions. The investment supports Erie Strayer's long-term growth initiatives while preserving the company's legacy, family values, leadership, and customer-first culture.