Full-Time

Applied Scientist

Grid

Grid

51-200 employees

Delivers instant tax refunds for taxpayers

Compensation Overview

$120k - $200k/yr

Seattle, WA, USA

In Person

Category
AI & Machine Learning (2)
,
Required Skills
Python
Tensorflow
Neural Networks
Pytorch
SQL
Machine Learning
Requirements
  • A bachelor's or master's degree in Statistics, Mathematics, Physics, or Computer Science with a focus on machine learning is required; applicants with bachelor or master's degrees in Business Analytics, Information Systems, or Data Science will not be accepted.
  • Proven experience in machine learning and/or applied science, including a strong background in statistical inference and machine learning.
  • Proven experience in applied machine learning, including a deep understanding of statistical inference and predictive modeling; demonstrated practical experience with deep learning techniques, particularly transformer-based models.
  • Strong track record of reading, understanding, and implementing research papers in machine learning or related fields.
  • Hands-on experience with Python (with libraries like PyTorch or TensorFlow) and SQL is essential.
  • Ability to work independently and take ownership of projects, showing a proactive approach to identifying key leverage points for data products.
  • Proficiency in modern machine learning techniques, such as model evaluation and validation, deep learning and time series analysis, logistic regression, Naive Bayes, and tree-based models (Random Forest).
  • Confidence to prioritize work and deliver demonstrable results on a tight cadence.
  • Demonstrated experience or understanding of the financial industry, especially in building and scaling FinTech products.
Responsibilities
  • Research and analysis: Perform data research and analysis using Grid's proprietary dataset as well as other relevant sources.
  • Model development: Develop and validate models that enable strategically relevant business objectives, such as enabling growth, mitigating fraud, and controlling risk.
  • Deployment and iteration: Iterate on new and existing models based on feedback from the team and real-world performance.
  • Productionization: Collaborate with data engineers and product managers to translate work into production-grade, high-scaled data products.
  • Present findings: Present findings and communicate with team members with varying levels of technical depth.
  • Foster Grid's Applied Science and Machine Learning team and practice at Grid.

Grid offers immediate tax refunds to American taxpayers who have overpaid their taxes. Instead of waiting until the next tax season, clients can receive refunded money right away and use it for things like home upgrades, holidays, or personal expenses. The service works by arranging access to the refunded funds and charging a service fee or a percentage of the refund for this convenience. Grid differentiates itself by focusing on instant access to tax refunds and by helping thousands of people reach their financial goals quickly. The company's goal is to provide fast, easy-to-use tax relief and expand its reach to more taxpayers in need of immediate funds.

Company Size

51-200

Company Stage

Series A

Total Funding

$22.5M

Headquarters

San Francisco, California

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Tax refund advance market expands as underserved users seek alternatives to payday loans.
  • Direct deposit integration enables predictable cash flow management for gig economy workers.
  • Credit building feature captures users seeking to improve scores without traditional lending.

What critics are saying

  • IRS regulatory crackdown on early refund advances eliminates Grid's core PayBoost revenue.
  • EarnIn captures market share with unlimited $750 advances independent of tax refunds.
  • CFPB lawsuit alleges misleading tax projections, risking operational shutdown and user trust.

What makes Grid unique

  • PayBoost delivers up to $250 monthly tax refund advances integrated with paycheck deposits.
  • Levels program scales advance limits based on direct deposits and repayment history.
  • All-in-one platform combines cash advances, credit building, and tax filing services.

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Benefits

Flexible Work Hours

Growth & Insights

Headcount

6 month growth

-1%

1 year growth

4%

2 year growth

10%