Full-Time

Staff Data Scientist 2

Posted on 10/31/2025

Root Insurance

Root Insurance

1,001-5,000 employees

Direct-to-consumer auto insurer with telematics

Compensation Overview

$181.4k - $226.8k/yr

+ Bonus + LTI

Remote in USA

Remote

Category
Data & Analytics (1)
Required Skills
Redshift
Python
Git
Machine Learning
AWS
Requirements
  • Advanced degree in a quantitative discipline (Master’s or PhD preferred) and 8+ years of experience applying advanced quantitative techniques in industry.
  • Demonstrated leadership in developing and deploying real-time models, emphasizing automation and innovation.
  • Expert-level Python skills, including data querying, manipulation, and modeling.
  • Extensive experience developing and applying advanced machine learning models, particularly ensemble methods.
  • Skilled in version control (e.g., Git) with experience contributing to large-scale, collaborative projects,
  • Hands-on experience with AWS tools (e.g., EC2, SageMaker, Redshift) or equivalent platforms for scalable compute and storage.
  • Excellent business intelligence and visualization skills, with the ability to effectively communicate insights and technical concepts to both technical and non-technical audiences.
  • Ownership mentality, with a demonstrated ability to take initiative, drive work forward, and mentor others.
  • Strong communication skills, with the ability to translate complex technical concepts to non-technical stakeholders and influence strategic decisions.
Responsibilities
  • Lead research on lead segmentation and bidding optimization to boost marketing profitability.
  • Design and execute research programs, expand modeling capabilities, and deliver high-impact solutions into production.
  • Mentor peers in producing rigorous, production-ready work and model best practices.
  • Regularly engage with members of cross-functional departments as well as the executive team; communicate effectively and influence strategic decisions.
  • Own the work independently, drive it forward, and collaborate on large-scale projects.

Root Insurance sells auto insurance through a digital-first, direct-to-consumer model. A smartphone app collects driving data to calculate a personalized premium, and customers purchase and manage coverage online without traditional agents. By using telematics and avoiding agents, it lowers costs and passes savings to customers, focusing on fair pricing for good drivers. Its goal is to make auto insurance affordable and easy to use for good drivers through a data-driven, online experience.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Columbus, Ohio

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Root achieved 47% ROE and $36M net income in Q1 2026.
  • Root expanded to 35 states covering 80% of US population.
  • Root's AI pricing models boosted customer lifetime values over 20%.

What critics are saying

  • Toyota's embedded telematics bypasses Root's app in 12-24 months.
  • Freeway platform exposes Root rates to 20+ competitors immediately.
  • Agent commissions erode 47% ROE margins within 12-18 months.

What makes Root Insurance unique

  • Root uses smartphone telematics for personalized auto insurance rates.
  • Root launched 24-hour agent appointment program appointing 7,500 agents.
  • Root partners with Toyota for telematics-based insurance offerings.

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Benefits

Flexible Work Hours

Remote Work Options

Health Insurance

401(k) Retirement Plan

Paid Sick Leave

Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

1%
Yahoo Finance
Mar 20th, 2026
Root's Q4 revenue climbs 21.5% to $397M, but stock drops 26.5% despite earnings beat

Root reported Q4 revenues of $397 million, up 21.5% year on year, exceeding analyst expectations by 3.3%. The technology-driven auto insurer, which uses mobile apps and data science to price policies based on individual driving behaviour, also beat analysts' EPS and net premiums earned estimates. Despite the strong results, Root's shares have fallen 26.5% since reporting and currently trade at $44.87. The 33 property and casualty insurance stocks tracked reported a strong Q4 overall, with revenues beating consensus estimates by 2.9% as a group. However, share prices across the sector have declined 8% on average since the latest earnings results. Root pioneered a data-driven approach to auto insurance that rewards good driving habits.

Yahoo Finance
Feb 27th, 2026
Root Inc. delivers record 2025 results with 29% revenue growth and $40M net income

Root Inc., a US-based insurance provider, reported record 2025 results with revenue growing 29% and net income reaching $40 million, up 30% year-over-year. Gross Written Premium rose 16%, whilst policies in force doubled compared to 2024. The company finished the year with $312 million in unencumbered capital and expanded coverage to 80% of the US population. AI-driven pricing models increased customer lifetime values by over 20%. Root also secured partnerships including a telematics-based insurance initiative with Toyota. Despite full-year Adjusted EBITDA reaching $132 million, Q4 net income declined $17 million to $5 million due to reinvestment in marketing and partnerships. The company expects lower net income in 2026 as it prioritises new business acquisition.

Yahoo Finance
Feb 25th, 2026
Root's Q4 revenue beats estimates by 3.3% at $397M, stock surges 12.2%

Root, a digital auto insurance company, reported fourth-quarter revenue of $397 million, exceeding analyst estimates by 3.3% and growing 21.5% year-on-year. The company's shares jumped 12.2% following the results. Net premiums earned reached $367.3 million, beating estimates of $355.2 million with 22.6% year-on-year growth. Root posted a GAAP profit of $0.31 per share, significantly above the consensus estimate of negative $0.48 per share. The combined ratio came in at 99.7%, beating analyst expectations of 105%. The company, which uses mobile apps and data science to price policies based on individual driving behaviour, has grown revenue at a 34.3% compound annual growth rate over the past five years. Root's market capitalisation stands at $896.6 million.

Insider Monkey
Oct 4th, 2025
Root Insurance (ROOT) Expands to Washington, Completes West Coast Coverage

On September 23, the company's subsidiary, Root Insurance, announced its entry into Washington state.

Paddock Eye
Apr 3rd, 2025
Root Insurance To Serve As Primary Sponsor To Armstrong At Long Beach

Armstrong is no stranger to Root Insurance having been with the organization while competing with Chip Ganassi Racing.

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