Full-Time

Data Product Manager

Fintech, Lending and Capital Markets

Confirmed live in the last 24 hours

Cross River Bank

Cross River Bank

1,001-5,000 employees

API-driven banking services for FinTech companies

Fintech
Financial Services

Compensation Overview

$150k - $180kAnnually

Senior

Edgewater, NJ, USA

Hybrid position requiring in-office presence.

Category
Product Management
Product Strategy
Product
Required Skills
SQL
Data Analysis
Requirements
  • Experience in an organization like dv01 or similar fintech companies is highly desirable.
  • 5+ years of experience as a Data Product Manager or in a similar role within the fintech, lending, capital markets, private credit, or related financial services
  • Strong technical skills in SQL, data analysis, and the ability to work hands-on with engineering teams. Familiarity with FinTech platforms is an asset.
  • Familiarity with ETL processes, data modeling, database management, relevant regulations (e.g., SEC, Dodd-Frank, MiFID II) and risk management practices in capital markets and private credit.
  • Proven experience managing complex data products from ideation to execution and the ability translate market trends into actionable product insights and develop strategies that drive business results
  • Ability to simplify and translate technical data concepts for non-technical stakeholders.
  • Strong communication and stakeholder management skills, with the ability to influence across all levels of the organization. Demonstrated leadership in cross-functional teams.
  • Bachelor’s degree in Computer Science, Data Science, Finance, or a related field.
Responsibilities
  • Define and execute the product vision, strategy, and roadmap for data-driven products in lending, fintech, and capital markets.
  • Work closely with engineering, data analytics, and business teams to ensure seamless integration of data products into existing systems and workflows.
  • Partner with business stakeholders to understand their needs and translate them into technical requirements, acting as a bridge between non-technical stakeholders and technical teams.
  • Utilize SQL and other data tools to analyze large datasets, generate insights, and make data-driven decisions. Collaborate with engineers on data architecture and ETL processes as needed.
  • Lead the resolution of complex data-related challenges, ensuring that products deliver meaningful and accessible insights to users.
  • Own the end-to-end product lifecycle, from defining requirements and managing the backlog to leading agile development cycles and product launches.
  • Advocate for intuitive, user-friendly data products, ensuring that business stakeholders can easily interpret and use the solutions without needing to understand the complexity of the data systems.
  • Leverage your deep understanding of lending, fintech, and capital markets to identify market opportunities and drive innovative solutions. Deep knowledge of private credit markets, structured finance, syndicated loans, debt instruments, and capital markets dynamics. Prior experience working with institutional investors, credit platforms, or debt markets is a plus.

Cross River Bank provides a range of banking services through its API-driven platform, the Cross River Operating System, which allows FinTech companies to easily integrate customizable and secure banking solutions. The company serves small businesses and played a key role in distributing COVID-19 aid by helping over 100,000 businesses secure loans. Its business model focuses on "Banking as a Platform" (BaaP), offering infrastructure for other companies to create financial products, while generating revenue through various service fees. Cross River aims to support small enterprises and enhance the financial services landscape using technology.

Company Stage

N/A

Total Funding

$824.9M

Headquarters

Fort Lee, New Jersey

Founded

2008

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-4%

2 year growth

6%
Simplify Jobs

Simplify's Take

What believers are saying

  • Cross River's role in distributing over 100,000 PPP loans during the COVID-19 pandemic highlights its operational efficiency and commitment to small businesses.
  • Partnerships with companies like MassPay to expand instant payment access demonstrate Cross River's ability to innovate and meet the evolving needs of the gig economy and other sectors.
  • Recognition as a 'Premier Lender' by the New Jersey Economic Development Authority enhances Cross River's credibility and attractiveness to potential clients.

What critics are saying

  • The highly competitive FinTech sector requires continuous innovation to maintain a competitive edge, posing a challenge for Cross River.
  • Dependence on partnerships and collaborations may expose Cross River to risks if these relationships falter or if partners underperform.

What makes Cross River Bank unique

  • Cross River uniquely combines traditional banking expertise with advanced FinTech capabilities, offering a comprehensive API-driven platform that sets it apart from conventional banks.
  • Their 'Banking as a Platform' (BaaP) model allows other FinTech companies to build their own financial products, providing a level of customization and integration that is rare in the industry.
  • Cross River's strong emphasis on compliance and regulatory standards ensures a secure and trustworthy platform, which is crucial for their diverse clientele.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Generous parental & leave policies

Completely subsidized health, dental, & vision insurance

Complimentary dry cleaning

On-site haircuts

Endless snacks

Company events