Junior Credit Analyst

About Us

Founded in Montreal in 2018, nesto is a leading Canadian fintech company on a mission to offer a positive, empowering, and transparent property financing experience. What started as a digital mortgage broker has quickly evolved into Canada's leading direct-to-consumer (D2C) online lending platform. Through Nesto Cloud, our B2B, cloud-native, end-to-end mortgage technology platform, we empower financial institutions, credit unions, and commercial real estate lenders with intelligent automation, real-time compliance, and seamless integrations across the full lending lifecycle. Together, nesto and CMLS Financial form the Nesto Group, Canada's leading provider of mortgage technology and financing solutions, managing over $73 billion CAD in residential and commercial mortgages with 1,300+ team members across 12 offices nationwide.

Why Join Us

nesto is a place for builders, problem-solvers, and curious minds – people who move fast, embrace innovation, and believe we're stronger together. This is the place for you if you trust your skills and want to build technology that reshapes an entire industry. You can expect to be surrounded by a talented team building lending technology on a modern tech stack and a development framework designed to unlock your full potential and accelerate your career. An entrepreneurial culture built on trust, speed, uncomfortable ambition, being stronger together, and a relentless obsession with our clients.

Our Track Record

• Hypergrowth: Deloitte Fast 50 – 3 years in a row
• Tech community credibility: TechTO Canadian Rocketship 2025
• Industry leadership: CLA Lending Company of the Year – 4 consecutive years
• Talent magnet: CMP Top Mortgage Employer 2025

We are seeking a Junior Credit Analyst to join our small team of dynamic commercial mortgage professionals. You will have access to innovative asset management technology with the ability to learn from our experienced leaders.

What You'll Be Doing

• Risk Analysis: Conducting risk analysis of various fixed income products secured by commercial real estate debt evaluation
• Client Documentation: Assist with the workflow of collecting and filing the financial information needed for annual client reviews.
• Database Maintenance: Keep our industry research and sector databases up to date so the team has the most current information.
• Reporting Support: Provide research and formatting support for industry-specific reports and team presentations.
• Ad-Hoc Tasks: Help out on special projects and team-wide initiatives as they pop up, providing a broad look at the department’s work.

What You Bring

• Currently enrolled in 3rd or 4th year of post-secondary education, majoring in Finance, Real Estate, Business Administration, Economics, or a related field.
• You are analytical and a natural problem-solver, demonstrated through your ability to organize complex data.You are naturally curious, unafraid to ask questions, and genuinely excited to dive into the world of real estate finance.
• You have a "double-check" mindset, ensuring your work is organized and free of errors before it hits a manager's desk.
• You are comfortable building organized spreadsheets in Excel and can effectively communicate the results and logic behind your work to others.

Diversity and Inclusion

At nesto, we believe that creativity and collaboration are the result of a diverse team. We are committed to fostering a culture of diversity, equity, inclusion, and belonging, and we strongly encourage women, people of color, LGBTQIA+ individuals, and individuals with disabilities to apply. We are committed to creating a workplace that is inclusive and welcoming to all.

#LI-DNI

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