Full-Time
Credit Analyst
Vice President/Assistant Vice President
Posted on 11/23/2025
Deutsche Bank
10,001+ employees
Global bank offering investment, asset, retail.
No salary listed
Mumbai, Maharashtra, India
In Person
Role is based in Mumbai; on-site presence required; mentions flexible working arrangements.
 Finance & Banking (2) |
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- Prior experience in managing and leading a team with similar skillsets
- Prior experience of credit analysis with a strong knowledge of Lending business
- Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues
- Superior analytical aptitude, problem solving abilities and excellent communication skills
- Strong understanding of finance with ability to analyze financial statements
- Attention to detail and high level of motivation
- Experience of at least 10 years in a financial institution in a similar role would be preferred
- Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables
- Build and develop the local team in terms of skillsets and Book of Work
- Financial Analysis of underlying companies and/or collateral, including credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
- As required, general industry overview that relates to the financing enquiry/ transaction
- Research on sponsors/clients
- Transaction writeup and internal transaction presentation
- Colletion of relevant research reports, including ratings report to the extent applicable
- Commercial, business and financial due diligence in a live transaction
- Preparing/assisting in credit approval analysis and addressing Risk Management queries
- Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
- Transaction amendments and credit renewal process
- Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
- Participate in system testing
- Potential ad hoc projects
- Private bank/ Wealth Management experience would be preferable
- Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role
- Private bank/ Wealth Management experience would be preferable
- Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role
Deutsche Bank provides global financial services including investment banking, asset management, and retail banking for individuals, businesses, and institutions. It earns income through loan interest, fees, and trading and investment revenue, while applying AI and cloud technology to improve efficiency and client offerings. The bank differentiates itself by combining traditional banking with deep technology integration and a strong focus on ESG, sustainable finance, and support for entrepreneurs during economic crises. Its goal is to deliver comprehensive financial solutions across client segments, promote responsible investing, and help clients navigate economic challenges.
Company Size
10,001+
Company Stage
IPO
Headquarters
Frankfurt, Germany
Founded
1870
Simplify's Take
What believers are saying
- 2025 annual report shows 10.3% RoTE and €33 billion revenues, confirming 2026 outlook.
- Q1 2026 profit jumps 8% to €1.9 billion, second-strongest quarter after 2007.
- Arranges $516 million syndicated loan for Nigeria's Sokoto-Badagry highway project.
What critics are saying
- DWS greenwashing scandal triggers SEC fines and outflows from €1 trillion AUM.
- BNP Paribas captures transaction banking share with 15% higher Q1 2026 volumes.
- Basel III Endgame raises G-SIB capital needs, forcing FIC trading deleveraging by 2027.
What makes Deutsche Bank unique
- Deutsche Bank leads European transaction banking with cross-border payments and trade finance.
- DWS develops digital asset solutions for cryptocurrency and blockchain investments.
- Private Bank targets ultra-high-net-worth clients in Switzerland, Dubai, and Cayman Islands.
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Benefits
Health Insurance
Paid Vacation
Parental Leave
Family Planning Benefits
Professional Development Budget
Mental Health Support
Flexible Work Hours
Company News
North Mill Equipment Finance closed OAKEF 2026-1, a $355.8 million asset-backed securitisation sponsored by funds managed by Oaktree Capital Management. The transaction was met with strong investor demand, achieving peak subscription levels of approximately 6.3 times. The equipment finance assets collateralising the securitisation were acquired from Midland Equipment Finance in November 2025. The AAA through single A rated offering achieved a weighted average spread of 99 basis points and a weighted average yield of 4.7%. Truist Securities served as lead structuring agent, with Deutsche Bank acting as co-manager. North Mill Equipment Finance will continue as primary servicer for the assets, providing ongoing portfolio management and operational support.
Shapoorji Pallonji Group has secured relief on its $3.4 billion private credit debt through a refinancing plan that includes a $1 billion bond offering. The Indian real estate and construction conglomerate is refinancing maturing rupee-denominated debt at its Goswami Infratech unit, due 30 April, with a three-year offshore bond and local debt. Deutsche Bank is serving as sole arranger. The refinancing follows the group's May 2025 $3.4 billion private credit deal, backed by a 9.185% stake in Tata Sons. This marks the group's third major private credit financing in under three years. Investors remain cautious about collateral enforceability, particularly regarding the group's 18.37% stake in Tata Sons, valued at approximately $37 billion. Goswami Infratech previously defaulted on asset monetisation deadlines, leading to covenant breaches.
Grifols, a global healthcare company and plasma-derived medicines producer, has successfully refinanced all 2027 maturities with a significantly upsized €3 billion Term Loan B. The seven-year facility attracted strong institutional demand, allowing the euro-denominated tranche to be increased to €1.25 billion from an initial €500 million target, whilst the USD tranche reached $2 billion. The USD tranche was priced at SOFR + 250 with an original issue discount of 99.25, whilst the euro tranche was set at Euribor + 300 basis points with an OID of 99.75. Proceeds will refinance existing TLB maturities and repay €740 million of senior secured notes due in 2027. Upon completion, a €1.75 billion revolving credit facility will become effective, supported by major international banks including BofA, JPMorgan and Goldman Sachs.
Deutsche Bank has cut its price target on Flowers Foods (NYSE:FLO) to $7 from $11, maintaining a Hold rating. The firm cited widespread pressures across the consumer packaged goods sector linked to Middle East conflict, with cost inflation, trade-down risk and currency fluctuations weighing on the industry. On the same day, Flowers Foods announced that chief growth officer Terry Thomas will step down and the role will be eliminated. The position, created in 2023, is being folded into the company's broader structure. Mark Courtney, chief brand officer, will assume additional responsibilities including retail customer sales, innovation and revenue management, reporting directly to CEO McMullian. Flowers Foods produces and markets packaged bakery foods across the United States, operating bakeries nationwide with brands including Nature's Own and Dave's Killer Bread.
Ashok Leyland's promoter group has pledged 106.5 crore equity shares, representing 18.13% of the company's total paid-up share capital, to secure a $1.445 billion margin loan facility. The pledge was disclosed by Catalyst Trusteeship Limited on 27 March 2026. The loan facility has been provided by a consortium of global banks including J.P. Morgan, Barclays, Citibank and Deutsche Bank to four co-borrowers: QH Hungary Holdings Limited, IndusInd International Holdings Limited, IndusInd Limited and Hinduja Automotive Limited. Hinduja Automotive Limited, which currently holds 203.9 crore Ashok Leyland shares, pledged nearly half its holding to secure the facility. The pledged shares could require additional collateral if Ashok Leyland's stock price fluctuates significantly.