General Liability Real Estate Underwriter

Position Summary

The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio.

What will your job entail?

Job Responsibilities:

• Work within a team on an Ethos Specialty Habitational GL Real Estate program under a MGU platform to deliver desired results to our capital providers.
• Grow, support and maintain profitable book of business through execution of individual risk underwriting and adherence to the strategic plan of the unit.
• Work independently within delegated underwriting authority and make referrals as required.
• Expand portfolio of business by developing or expanding relationships with new and existing wholesale brokers.
• Provide superior service to brokers and clients and create visibility through consistent engagement with trading partners.
• Collaborate closely with management team and across functional areas to assist in product development and operational excellence.
• Stay current on competition, underwriting environment, and market conditions and share that knowledge with colleagues and leadership.

• A minimum of 5 years relevant casualty underwriting experience, with experience in General Liability, Primary and Excess Liability preferred.  (Perhaps we should remove the excess part?)
• Experience in underwriting primary and/or excess casualty habitational and real estate accounts preferred. 
• Established wholesale and retail broker relationships in the U.S
• Advanced knowledge of underwriting concepts, practices, and procedures.
• In-depth technical knowledge of casualty insurance coverage and pricing across a variety of classes.
• Strong problem solving and decision-making abilities
• Proficiency in Microsoft Office Suite applications (Outlook, Word, Excel, and PowerPoint).
• Strong analytical skills & negotiating skills
• Demonstrated ability to work on a team, interact with others, meet deadlines, and successfully perform in a changing, fast paced work environment
• Ability to build and sustain relationships across all business functions both internally and externally
• Excellent written and verbal communication skills, with the ability to influence others
• Strong time management and organizational skills
• Desire to work as part of a team in a collaborative and entrepreneurial environment
• Ability to travel up to 25% as needed
• Bachelor’s Degree preferred

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $85,855.00 - $95,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected]

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.