Facebook pixel

Risk – Summer Analyst Internship
Second Line of Defense
Posted on 12/1/2022
New York, NY, USA
Experience Level
Desired Skills
  • An undergraduate student with an expected graduation date between either Fall 2023 or Spring 2024
  • Cumulative GPA is 3.25 or above
  • Highly motivated and results oriented with a desire to exceed expectations
  • Demonstrates intellectual curiosity and courage in their leadership style
  • Crisp communication skills with the ability to express facts and ideas clearly both verbally and in writing, interacting professionally, transparently, and effectively with people at all levels
  • Strong critical thinking with the ability to develop solutions to complex challenges
  • Ability to multi-task as required
  • Ability to work independently on special projects
  • Create an environment of diversity, equity, and inclusion where all perspectives are valued and all people are welcomed
  • Support credit officers in gathering research, news, rating agency updates
  • Support credit officers in analyzing company trends by researching 10K, 10Qs, earnings release, and other publicly available information. Assist in identifying risks associated with a client
  • Research and summarize industry characteristics and trends as requested
  • Assist in reviewing overall 1LOD proposals for accuracy and completeness. Review relevant deal documents / information provided in data room by Company / Sponsor, and third party reports
  • Present findings, deal merits/challenges, and recommendations to credit officer by distilling complex information and communicating in a straight-forward and concise manner
  • Spread financials in certain cases. Review spreads presented by 1LOD for accuracy and completeness of numbers as well as adjustments
  • Check HLT/HRL calculations. Check FCCR and Debt Repayment tests
  • Adhoc projects as needed, such as researching and summarizing impact of hurricanes, tariffs, geopolitical conflicts, amongst others
  • Fully prepared for committees/meetings, including the dissemination of all relevant materials ahead of time. Take minutes as requested
  • Assist in reviewing specific aspects in legal documents
  • Assist in liaising and coordinating meetings with 1LOD, Bankers, Legal, Middle Office as needed
  • Assist in preparing drafts of 2LOD Assessments as part of credit approvals. Assist in documenting 2LOD challenge and feedback
  • Strictly adhere to all Compliance policies of the Bank
  • Attend Business Line and Product Sessions. Complete assigned end of internship Final Project
  • Our interns should actively support our Diversity, Equity, & Inclusion strategy which supports employees from every background and fosters an environment where colleagues feel welcomed, valued, listened to and able to contribute to and grow at our company. We believe that a diverse and inclusive environment helps create prosperity for employees, helps us serve our diverse clients, and contribute positively to our communities

5,001-10,000 employees

Retail bank & financial services
Company Overview
Santander’s mission is to help people and businesses prosper by striving to be the best open financial services platform, by acting responsibly. Santander’s global footprint is transforming businesses and empowering communities with product services and contributions, while also enriching the lives of their clients by reinvesting into colleges, nonprofit organizations, and environmental causes.
  • Health, dental, & vision
  • 401k
  • Flexible PTO
  • Parental & sick leave
  • Discounts: technology, travel, auto, fitness, & tuition
Company Core Values
  • Think Customer
  • Embrace Change
  • Act Now
  • Move Together
  • Speak up