Full-Time
Mortgage Underwriter
Confirmed live in the last 24 hours
Edward Daniels Group
1-10 employees
Provides staffing solutions in IT and finance
Consulting
Senior
New York, NY, USA
Responsibilities
- Underwrite Conventional & Jumbo Loans in accordance with FFF overlays, policies and procedures outlined by Director of Operations
- Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays
- Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.)
- Access all risk factors of loan and ensure it meets guidelines
- Report to Manager in regard to protocol and file escalation
- Check for accuracy of all incoming loan information for file and report discrepancies
- Ensure that all of the tax, title, insurance and closing documentation is in place
- Interface borrowers, loan processors, loan officers and underwriting in an effective manner
- Review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price on purchases and value on refinances
- Maintain, understand and follow lender / Agency / Investor guidelines at all times
- Underwriters to make sure all of loan factors meet particular loan guidelines
- Maintain dates in loan origination system pertaining to underwriting (as applicable)
- Submit mortgage loans to automated underwriting systems for approval within investor guidelines
- Assure all FINAL numbers and information is updated in file and system prior to issuing a clearance to close
- Ensure file compliance prior to closing being requested
- All other duties as defined by Employer from time to time
The Edward Daniels Group specializes in providing permanent and contract staffing solutions for Information Technology (IT) and Finance, leveraging their extensive knowledge and resource network to match outstanding talent with exceptional companies. Their dedicated IT and Finance recruiting team, comprised of former professionals in these fields, allows them to efficiently serve their client’s strategic and technical needs.
Company Stage
N/A
Total Funding
N/A
Headquarters
New York, New York
Founded
2007
Growth & Insights
Headcount