Full-Time

Software Engineer II

User Experience, Hybrid

Posted on 9/19/2025

Octane

Octane

201-500 employees

Instant financing for lifestyle purchases

Compensation Overview

$100k - $135k/mo

+ Bonus + Stock Options

New York, NY, USA

Hybrid

Category
Software Engineering (2)
,
Required Skills
Kubernetes
Microsoft Azure
Python
JavaScript
MySQL
Git
Node.js
SQL
Java
Postgres
Docker
C#
AWS
Terraform
Oracle
Google Cloud Platform
Requirements
  • BS+ in Computer Science or a related field preferred.
  • Proficiency with at least one high-level general-purpose language such as Python, Java, C#, Javascript, etc.
  • 3-5 years of full stack development experience in the following areas: + Expertise in at least one of the following languages: Python, Javascript, node.js. + Experience with one or more cloud providers (AWS, Google Cloud, Azure, etc). + Experience in codified infrastructure code like Terraform. + Experience with advanced SQL skills and commonly used database engines (MySQL, Postgres, Oracle, DB2, etc.) + Expertise with common code repositories (GitHub, BitBuckets, Azure DevOps, etc.). + Experience with code reviews and participating in the PR process. + Experience in container technologies like Docker and Kubernetes.
  • Experience designing and implementing technical solutions.
  • Experience working in a collaborative team environment.
  • Solutions oriented attitude with a willingness to take ownership.
  • Proven communication and collaboration skills.
Responsibilities
  • Assist in both the design and architecture of high-quality software systems that are maintainable and scalable.
  • Write clean code to develop high-functioning systems.
  • Validate functionality of applications and implement automated tests to catch regressions.
  • Review code and fix bugs.
  • Collaborate with teammates and internal teams to improve products.
  • Assist in mentoring junior members of the team to follow engineering best practices.
Desired Qualifications
  • Familiarity with Docusaurus, Chromatic, and Storybook.
  • Experience with using Dev Mode in Figma for specs.
  • Scaling a themable email system.
  • Maintaining and upgrading a themable design system across products.
  • Strategic development of an existing design system.

Octane provides instant financing for lifestyle purchases such as motorcycles, ATVs, and mowers. It targets a broad range of customers—from prime borrowers to credit builders and first‑time buyers—by offering quick, personalized financing options with a soft credit pull that won’t affect credit scores. Financing decisions are presented in real time, whether customers shop online or in person, enabling a seamless checkout experience. The company earns revenue from interest and fees on its financing programs. Compared with competitors, Octane emphasizes speed, convenience, and accessibility, continuously presenting tailored offers and allowing users to check rates without impacting their credit. Its goal is to simplify the financing process and make credit more inclusive for a wider audience.

Company Size

201-500

Company Stage

Series F

Total Funding

$3.2B

Headquarters

New York City, New York

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Originations hit $2.1B in 2025, up 29% YoY, with RV doubling annually.
  • $100M Series F at $1.3B valuation funds OEM expansions and securitizations.
  • Partnerships with Suzuki and Huntington boost dealer approvals and volumes.

What critics are saying

  • RV demand collapses in recession, slashing $2.1B origination base within 12 months.
  • Suzuki builds in-house platform, disintermediating Octane in 18 months.
  • Roadrunner credit losses spike, freezing ABS markets and raising costs now.

What makes Octane unique

  • Octane's Captive-as-a-Service enables OEMs to deploy branded financing platforms.
  • Soft credit pull delivers instant prequalification without credit score impact.
  • Integrates editorial brands like Cycle World with end-to-end loan servicing.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Parental Leave

401(k) Retirement Plan

401(k) Company Match

Tuition Reimbursement

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PR Newswire
Apr 1st, 2026
Octane partners with Suzuki to offer full-spectrum financing for motorcycles and ATVs in US

Octane, a fintech company specialising in recreational vehicle financing, has partnered with Suzuki to offer full-spectrum financing to prime customers in the United States. Effective 1 April, Suzuki dealerships will access competitive finance offers on motorcycles, scooters and ATVs through Octane's in-house lender, Roadrunner Financial. The partnership expands a nearly decade-long relationship between the companies. Suzuki dealers will utilise Octane's digital tools for prequalification and closing, whilst loans will be serviced through Roadrunner Account Services. Founded in 2014, Octane has originated over $8 billion in loans and works with 50 original equipment manufacturer partners across seven secured lending markets. The company reported $80 million in adjusted EBITDA in 2025, marking its third consecutive year of profitability.

PR Newswire
Mar 12th, 2026
Ariens and Gravely partner with Octane and Huntington Bank for full-spectrum OPE financing

Octane, a fintech company, and Huntington Bank have partnered with outdoor power equipment manufacturers Ariens and Gravely to deliver a comprehensive financing platform for dealerships and customers. The Huntington Bank Powered by Octane programme enables dealers to manage sales and financing through a single platform, from prequalification to closing. Qualified applicants receive prime financing options through Huntington, whilst near-prime offers come from Octane's in-house lender. The system uses Octane's technology to provide instant credit decisions and streamlined documentation management. AriensCo, the manufacturer behind Ariens and Gravely equipment, says the partnership will improve approval rates and streamline processes for dealers. Founded in 2014, Octane has over 50 OEM partners and 4,000 dealer partners across automotive and lifestyle product financing.

Yahoo Finance
Mar 4th, 2026
Octane hits $2.1B in loan originations, up 29% YoY, after closing $100M Series F

Octane, a fintech company specialising in recreational vehicle financing, achieved record originations of $2.1 billion in 2025, a 29% year-over-year increase, bringing total all-time originations to $7.6 billion. The company doubled RV originations for the second consecutive year. The firm closed a $100 million Series F funding round to support its new Captive-as-a-Service offering for original equipment manufacturers and dealership chains. Octane signed ten new OEM partnerships, partnered with major RV and powersports dealership chains, and secured a partnership with a top national bank for outdoor power equipment market expansion. The company diversified its capital markets programme by selling nearly $2 billion in loans and issuing over $500 million in notes through two asset-backed securitisations.

Dealroom.co
Dec 16th, 2025
Octane company information, funding & investors

Octane, connects consumers and dealers with lenders to streamline financing for vehicle purchases. Here you'll find information about their funding, investors and team.

Crunchbase
Dec 15th, 2025
Octane raises $100M Series F at $1.3B valuation for recreational purchase financing

Octane, a startup offering instant financing for large recreational and lifestyle purchases, has raised $100 million in a Series F round at a $1.3 billion post-money valuation. Valar Ventures led the round, with participation from Upper90, Huntington National Bank, Camping World and others. The New York-based company split the funding equally between primary financing and secondary share sales to provide liquidity for existing shareholders, including current and former employees. Founded in 2014, Octane has now raised $242 million in equity funding, excluding debt financing. The company has completed $4.7 billion in asset-backed securitisations since 2019, according to CEO and co-founder Jason Guss.

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