Full-Time
Confirmed live in the last 24 hours
Online banking platform offering fee-free services
$157.6k - $218.9kAnnually
Senior
San Francisco, CA, USA
Hybrid work policy that combines in-office days and trips to team and company-wide events depending on location.
You match the following Chime's candidate preferences
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Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows customers to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company's goal is to provide accessible and cost-effective banking solutions for those who prefer digital banking.
Company Size
1,001-5,000
Company Stage
Series G
Total Funding
$2B
Headquarters
San Francisco, California
Founded
2012
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Competitive salary based on experience
401k match plus the usual medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Take Care of Yourself Days
Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
Retail trading platform eToro is reportedly readying to go public in the U.S. The company has submitted confidential filings to the Securities and Exchange Commission (SEC) for an initial public offering (IPO) in hopes of valuing eToro at $5 billion, the Financial Times (FT) reported Thursday (Jan. 16), citing sources familiar with the matter. eToro could list in New York as soon as the second quarter of the year, one of the sources said. A spokesperson for the company told PYMNTS eToro would not comment on “IPO rumors.”
Investment bankers are reportedly preparing for a dealmaking uptick in equity capital markets this year. Optimism among Wall Street’s banks is being fueled by a promising stable of initial public offerings (IPOs) by high-profile companies, Reuters reported late Friday (Jan. 10). Among these companies are liquified natural gas producer Venture Global, medical supplier Medline, and cybersecurity firm Sailpoint, the report said, citing sources familiar with the matter
While death and taxes are the only guarantees in life, paying to file taxes is up there as a near certainty.According to page 107 of the 2024 Form 1040 instructions, the average cost of filing a basic federal 1040 tax return was $160 for a non-business taxpayer in 2023.In addition, the Tax Foundation estimated that total tax compliance costs — including fees, lost productivity and out-of-pocket expenses — cost American taxpayers over $546 billion each year, or 1.9% of the U.S. GDP.In a Wednesday (Jan. 8) press release from digital banking platform Chime, the company announced all new and existing members can file their federal and state taxes directly within the Chime app at no cost, bypassing the costs associated with using third-party software or traditional tax preparation services.“When Chime members e-file their taxes through Chime in partnership with [tax filing FinTechs] april and Column Tax, filing is completely free,” the release said.According to the release, “a successful pilot program” that began in 2023 led to the launch of free in-app tax filing for all Chime members.Chime’s chief product officer, Madhu Muthukumar, commented in the release: “Getting your money back from the government shouldn’t cost you money. By providing completely free in-app tax filing, we’re empowering Americans to unlock their financial progress confidently, making tax season easier and more rewarding.”Some additional highlights of the program being touted by Chime are that members can receive their federal tax refunds up to “six days early” with direct deposit into their Chime accounts and filing in “under 24 minutes.”PYMNTS reported that Chime Financial submitted a confidential filing for an IPO in December, and could possibly go public sometime this year. The company declined to comment.Another PYMNTS report focusing on this year’s FinTech IPO outlook noted that the climate seems right for several FinTech players to go public and see if investors take notice. The FinTech IPO Index is up more than 58% through the previous year
Will 2025 bring about a revival in the initial public offering (IPO) market?. As the Financial Times (FT) reported Sunday (Jan. 5), it’s a rebound Wall Street banks are preparing for, as private equity companies turn to the equities markets to offload some of their high-profile holdings. The report noted that a number of private equity-backed firms have already filed IPO paperwork, among them the medical devices company Medline and software maker Genesys
Chime Financial reportedly submitted a confidential filing for an initial public offering (IPO).The FinTech company plans to go public in 2025, though the timing of the IPO has not been finalized and could change, Bloomberg reported Wednesday (Dec. 18), citing unnamed sources.Reached by PYMNTS, Chime declined to comment on the report.The company was valued at $25 billion in 2021, but the technology boom that was happening at that time faded amid rising interest rates and inflation, according to the report.It was reported in September that Chime selected Morgan Stanley to lead its IPO and aimed to go public in 2025.The company has been considered an IPO candidate for years.Chime put earlier IPO plans on hold in February 2022 as the industry entered a “FinTech winter.”In December 2023, Chime Co-founder Chris Britt said that the company was “as IPO-ready as a company can be” and was monitoring the conditions of the economy and the stock market.The company said in October that through its banking app’s free overdraft feature, SpotMe, Chime’s members have received a collective $30 billion since 2019 in overdrafts without having to pay a fee.Noting that traditional banks typically charge $35 for an overdraft fee, Chime said by offering fee-free overdrafts with SpotMe, it is meeting the short-term liquidity needs of its users. SpotMe allows eligible members to overdraw their account by up to $200 without having to pay a fee.In August, Chime announced an expanded collaboration with self-service banking provider NCR Atleos in which Atleos will brand ATMs at 4,000 Walgreens stores with the Chime brand to increase customer awareness.Atleos’ Allpoint Network has provided ATM access for Chime members since 2021 at more than 50,000 fee-free ATMS.Chime Vice President of marketing Nick Fairbairn said in an Aug. 7 press release: “Our members love the mobile-first convenience and ease of Chime, but they still expect convenient, fee-free access to cash. This partnership with Atleos has ensured our members have easy access to cash when they need it by simply stopping into their local Walgreens and even shopping for everyday essentials while they’re at it.”