Full-Time
Senior Analyst Manager
Credit Analyst- Financial Institutions
Updated on 7/21/2026
MUFG
10,001+ employees
Global bank offering diversified financial services
No salary listed
Mumbai, Maharashtra, India
In Person
On-site in Mumbai at Nirlon Knowledge Park, Goregaon.
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- MBA / equivalent from a premier institute
- CA/ CFA/ FRM
- FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Candidates should have 5 to 10 years of relevant work experience.
- Strong understanding of financial statements / credit analysis of Financial Institutions such as banks, insurers, asset managers, etc with knowledge of key regulatory requirements.
- Ability to understand macroeconomic environment & its impact on the borrowers / portfolio.
- Knowledge of Bloomberg / CapIQ and similar systems.
- Must possess excellent communication and report writing skills.
- Strong team player with attention to detail, collaborative attitude and diligence.
- Attention to detail, sensitivity towards timelines and problem-solving mindset.
- Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry and prepare credit assessment reports.
- Manage end to end annual renewal of limits and borrower ratings as per the Bank’s credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).
- Carry out portfolio monitoring, including covenant checks and preparation of periodic monitoring reports.
- Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility) based on continuous monitoring of developments.
- Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.
- Undertake and lead calls with key internal stakeholders to ensure smooth portfolio management.
- Support in preparation of presentations for Management reporting, Credit Committee meetings etc.
- Audit management – Internal, External including regulatory inspections (Credit Examination, JFSA / MAS / BoJ / RBI / Statutory etc.)
- Maintenance of credit files as per Banks procedures and requirements.
- Exposure to APAC markets will be an added advantage.
- Product knowledge is an advantage.
- Prior experience of managing FI portfolio in a similar set up is ideal.
MUFG is a global financial group that provides banking, trust services, securities, credit cards, and asset management to individuals and businesses. Its products work by offering loans, deposits, payments, investments, and asset management through a network of banks, digital platforms, and advisers. It differentiates itself by its large size, diversified offerings, and strong international footprint, including its U.S. expansion tied to the Morgan Stanley partnership. Its goal is to support economic growth worldwide by expanding its reach and promoting sustainable finance.
Company Size
10,001+
Company Stage
IPO
Headquarters
Tokyo, Japan
Founded
2006
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Simplify's Take
What believers are saying
- ASEAN alliance with JCB targets affluent customers with a new Indonesia premium card in fiscal 2026.
- India antitrust approval for KreditBee stakes validates its $600 million Dragon Fund expansion in high-growth markets.
- Cross-border tech investment in Megaport and Matrix Renewables fuels infrastructure and green energy revenue streams.
What critics are saying
- India’s NBFC tightening crushes MUFG’s KreditBee and DMI Finance exposures within 6–12 months at 45–65% probability.
- JCB’s Asia-concentrated 181M cardmembers fail to displace Visa/Mastercard in ASEAN within 12–18 months at 35–50% probability.
- Japan’s demographic collapse shrinks MUFG’s 64% domestic loan book by 20% by 2030 at 60–75% existential probability.
What makes MUFG unique
- MUFG uniquely combines Japan’s largest merchant network via JCB with its global partner bank infrastructure.
- It integrates venture capital arms like Dragon Funds directly with commercial banking for startup ecosystems.
- MUFG holds a strategic 2008 Morgan Stanley stake, anchoring its US presence unlike other Japanese banks.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Paid Vacation
Paid Sick Leave
Paid Holidays
Parental Leave
Professional Development Budget
401(k) Retirement Plan
Remote Work Options
Flexible Work Hours
Company News
Mitsubishi UFJ Financial Group has become a substantial holder in Megaport Limited, an Australian technology company, effective 7 July 2026. The acquisition marks MUFG's strategic move to expand its presence in the technology sector. The development could influence Megaport's future strategic decisions and market positioning. MUFG's investment demonstrates growing financial sector interest in technology companies and infrastructure providers. The Japanese financial services group's stake in Megaport represents a significant cross-border investment in Australia's tech industry.
Shriram Finance is raising $1.3 billion through foreign banks including DBS Bank, HSBC, and MUFG to lower borrowing costs following a credit rating upgrade. This strategic move comes after a significant investment by Mitsubishi UFJ Financial Group.
Cleary Gottlieb represented the global coordinators and initial purchasers and the joint-bookrunners and initial purchasers in the offering of $350 million 9.7% notes due 2033, issued by Movida Europe.
Japan's MUFG Bank acquires 20 pc stake for Rs 39,618 cr in Shriram Finance. PTI Last Updated: Apr 08, 2026, 04:30:00 PM IST Japan's MUFG Bank has acquired a 20% stake in Shriram Finance Ltd (SFL) for Rs 39,618 crore, marking the largest cross-border investment in India's financial services sector. This strategic collaboration aims to leverage MUFG's global expertise to accelerate SFL's growth and enhance financial inclusion in India. New Delhi: Japan's MUFG Bank on Wednesday acquired 20 per cent stake in Shriram Finance Ltd (SFL) for Rs 39,618 crore. The transaction represents the largest cross-border investment in India's financial services sector. "This follows the approval by SFL's Board of Directors, at its meeting held today, of the allotment of equity shares to MUFG Bank through a preferential issue," SFL said in a statement. You May Like MUFG Bank has subscribed to 471,121,055 equity shares at an issue price of Rs 840.93 per share, with the total investment amounting to approximately Rs 39,618 crore, it said. The investment has been undertaken after obtaining all requisite regulatory and statutory approvals, including approval from the Competition Commission of India. Upon completion of the allotment, MUFG Bank will hold a 20 per cent equity stake in SFL on a fully diluted basis, it said. It further strengthens MUFG's presence in India and enables SFL to leverage MUFG's global expertise and capabilities to accelerate its long-term growth strategy, it said. The completion of this transaction marks a significant milestone for both MUFG and SFL, strengthening their long-term strategic collaboration and reinforcing their shared commitment to driving sustainable growth and financial inclusion in India, it said. SFL Executive Vice Chairman Umesh Revankar said this collaboration will open new avenues for innovation, enhance access to diversified and cost-effective funding, and support adoption of global best practices in risk management and governance. "The investment significantly strengthens our capital base and positions us to accelerate growth across key business segments. As we move forward, our focus remains on delivering consistent and responsible growth while creating long-term value for all stakeholders," he said. MUFG President and Group CEO Junichi Hanzawa said SFL is a leading financial institution in India with a strong business foundation and significant growth potential in the MSME and retail segments. "This investment represents an important step that underscores MUFG's long-term commitment to the Indian market, and we believe it will contribute to India's sustainable economic growth and the advancement of financial inclusion. Going forward, we will support SFL's sustainable growth by leveraging MUFG's customer network and experience cultivated through partner bank management," Hanzawa added. In December, Mitsubishi UFJ Financial Group Inc (MUFG) signed definitive agreement to acquire a 20 per cent minority stake in non-bank lender Shriram Finance Ltd for Rs 39,618 crore (around USD 4.4 billion).
Finnovation Tech Solutions Private Limited has raised $220 million in a funding round co-led by new investor Hornbill Capital Advisers and returning investors Motilal Oswal Alternates and Dragon Funds, managed by Mitsubishi UFJ Financial Group. The round, which took place on 8 April 2026, included participation from new investors White Oak Capital Management Consultants and A.P. Møller Holding, alongside returning investors Premji Invest and Advent International. The funding comprises $220 million in primary capital and $60 million in secondary capital, valuing the company at $1.5 billion post-money. The company issued convertible preference stock in the transaction. Finnovation Tech Solutions has now raised a total of $540 million to date.