Full-Time

Banking Services Line Manager 3

Commercial Lending Operations

Posted on 9/10/2025

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$85.1k - $141.8k/yr

+ Compensation based on knowledge, skills, and experience

Buffalo, NY, USA

In Person

Category
Finance & Banking (1)
Required Skills
Risk Management
Customer Service
Requirements
  • A combined minimum of 9 years of higher education and relevant work experience, inclusive of a minimum of 2 years’ work leadership, supervisory and/or managerial experience
  • Excellent customer service skills
  • Prior experience using tact and diplomacy
  • Strong knowledge of pertinent spreadsheet, word processing and presentation software as required within unit managed.
Responsibilities
  • Oversee daily activities and ongoing strategic planning of one or more units within Commercial Lending Operations, ensuring quality standards are maintained in accordance with Bank, Division and Department policy and all activities of the unit(s) are completed in compliance with defined processes and regulations.
  • Direct and monitor activities of assigned staff to ensure all organizational and departmental policy and procedures and external regulations are followed to minimize risks to the Bank from non-compliance.
  • Provide leadership, guidance, feedback and training to staff.
  • Coordinate compilation of month-end data for unit activities managed for distribution to and decision-making by management.
  • Interact routinely with Division/Department management to establish business objectives specific to the unit(s) managed.
  • Evaluate unit processes, procedures and policies routinely and approve changes to increase operational efficiency of units managed.
  • Maintain established service levels within assigned unit(s) and address escalations to meet defined business expectations.
  • Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Desired Qualifications
  • Bachelor's degree
  • Call center and/or financial services operations experience
  • Excellent verbal and written communication skills.
  • Strong knowledge of departmental systems, documents and procedures.
  • Proven experience to motivate a team and handle conflict without alienating others.

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $2.45B from commercial loan surge.
  • Fee income grew 13% YoY in Q1 2026 via treasury services.
  • United Bank merger expands footprint across Eastern U.S.

What critics are saying

  • CRE office vacancies exceed 15% in New York, Maryland, Pennsylvania.
  • Loan growth outpaces deposits, forcing costly wholesale funding.
  • Fintechs like Chime erode Northeast retail deposit base.

What makes M&T Bank unique

  • M&T Bank profitable every quarter since 1976, unlike peers.
  • Top SBA lender nationally, #1 in key Eastern markets.
  • Owns Wilmington Trust, largest U.S. personal trust providers.

Help us improve and share your feedback! Did you find this helpful?

Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

-5%

2 year growth

-5%
Yahoo Finance
Mar 27th, 2026
M&T Bank Q1 2026 earnings preview: analysts expect $4.03 per share, up 19.2%

M&T Bank Corporation is expected to announce its fiscal Q1 2026 earnings on 15 April, with analysts forecasting earnings of $4.03 per share, up 19.2% year-over-year. The Buffalo-based bank holding company has beaten Wall Street estimates in three of the past four quarters. For full-year 2026, M&T Bank is projected to deliver earnings per share of $18.77, representing 9.1% growth from fiscal 2025. The company's shares have risen 11.9% over the past 52 weeks, outperforming the financial sector but trailing the broader S&P 500. The bank's recent performance has been driven by higher net interest income, improved margins and disciplined cost control. Analysts maintain a "Moderate Buy" rating, with a mean price target of $234.55, suggesting 14.6% upside potential.

Yahoo Finance
Mar 23rd, 2026
M&T Bank projects $7.2B-$7.35B net interest income for 2026 as loan growth accelerates

M&T Bank has demonstrated solid revenue growth driven by its core lending business and fee-based operations. Net interest income grew at a 7.9% compound annual growth rate over seven years through 2025, supported by loan expansion and a strong deposit franchise. Loans and leases grew at a 12.9% CAGR over the same period, whilst deposits rose 9.2%. The bank has also strengthened non-interest income through treasury management, capital markets and mortgage banking, which grew at a 3.9% CAGR between 2018 and 2025. For 2026, management projects net interest income of $7.2-$7.35 billion and non-interest income of $2.67-$2.77 billion, up from $6.95 billion and $2.74 billion respectively in 2025. Average loans are expected to reach $140-$142 billion, with deposits at $165-$167 billion.

StreetInsider
Mar 20th, 2026
SL Green refinances $2 billion of corporate credit facility

SL Green Realty Corp. (NYSE: SLG) refinanced $2.0 billion of its $2.4 billion corporate credit facility, extending maturities and reducing borrowing costs by 25 basis points across multiple components. The Manhattan...

PR Newswire
Mar 16th, 2026
M&T Bank posts record $2.88B earnings as CEO details technology transformation

M&T Bank chairman and CEO René Jones released his annual shareholder letter highlighting the bank's record $2.88 billion in earnings for 2025 and its technology transformation efforts. The letter emphasises how M&T outperformed peers despite an uncertain operating environment. Jones described the past year as a "Rorschach Economy", where different communities experienced varying economic conditions. He stressed the bank's focus on generating consistent, high-quality earnings rather than chasing short-term growth. The letter details M&T's investments in technology and talent development, whilst reinforcing the bank's commitment to traditional banking fundamentals. Jones credited the company's success to its employees, noting their adaptability and judgement in navigating industry changes. M&T operates across the eastern US from Maine to Virginia.

Benzinga
Mar 12th, 2026
American Public Education, Inc. Completes Refinancing with New $130 Million Senior Secured Credit Facility - American Public Education (NASDAQ:APEI)

~ Proactive Step, Strengthens Liquidity, Reduces Borrowing Costs by ~$3.7 Million While Accelerating Growth ~CHARLES TOWN, W.Va., March 12, 2026 /PRNewswire/ -- American Public Education, Inc. (the "Company")

INACTIVE